INDIVIDUALSMEDIAMEMBERS
 I.I.I. AUDIO 
I.I.I. Offers Tips On Motorcycle Coverage Needs
Audio File and Transcript

February 20, 2008

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This is Mike Barry, Vice President of Media Relations at the Insurance Information Institute. The following are two radio actualities based on a press release we issued on motorcycle and all-terrain vehicle coverage needs.

Segment 1

"Motorcycles are by their nature more vulnerable to the hazards of weather and road conditions than closed vehicles. They are also less visible to other drivers and pedestrians and less stable than four-wheel vehicles. Operating a motorcycle requires a different combination of physical and mental skills than those used in driving four-wheel vehicles."

Segment 2

"Many motorcycle owners also own all-terrain vehicles (ATVs) and choose not to insure their ATVs because most are not used on public roadways. Nonetheless, ATVs pose many inherent dangers and risks. All-terrain vehicle policies are very similar to those involving motorcycles but cost substantially less. In fact, the average annual ATV policy is priced in the $200 range, a small price to pay for peace of mind."
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