Top 10 Economic and Public Policy Initiatives for 2010: Impact & Implications for the P/C Insurance Industry

Dr. Robert P. Hartwig, CPCU
November 12, 2009

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the 21st Annual Property/Casualty Insurance Executive Conference, highlights the 10 major economic and public policy initiatives that will impact the property/casualty insurance industry in 2010.  Economic policy initiatives that are discussed in the context of what the financial crisis, recession and government recovery strategy mean for the industry’s exposure base and growth prospects include: 1) macroeconomic policy; 2) employment policy and actions; 3) anti-inflation strategy; and 4) international trade policy.  Public policy initiatives, which focus on direct and indirect government action that will shape the P/C insurance industry for decades to come, include: 5) tort reform; 6) healthcare reform; 7) financial services regulation; 8) catastrophe risk funding; 9) climate change and energy policy; and 10) populism and government expansionism.  The presentation concludes with a list of important issues and threats facing insurers through 2015.

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