Current Table

TOP TEN DEPOSITORY INSTITUTIONS BY CREDIT CARD LOANS OUTSTANDING, 2010-2011 (1)

($000)

Rank Institution 2010 2011
1 Citigroup Inc. $166,566,000 $157,607,000
2 Bank of America Corporation 177,013,566 144,568,267
3 JPMorgan Chase & Co. 130,869,000 124,802,000
4 American Express Company 61,199,650 62,910,000
5 Capital One Financial Corporation 52,765,277 58,869,212
6 Discover Financial Services 46,231,088 47,773,150
7 HSBC North America Holdings Inc. 33,860,830 31,159,220
8 Wells Fargo & Company 29,449,000 30,914,000
9 U.S. Bancorp 20,280,000 20,710,000
10 Barclays Delaware Holdings LLC 10,234,851 12,038,710

(1) The total dollar amount outstanding of credit card loans and other revolving credit plans.

Source: SNL Financial LC.

 
TOP TEN CREDIT CARD ISSUERS BY CREDIT AND DEBT OUTSTANDING, 2007-2008 (1)

($ millions, end of year)

 Rank Company  2007 2008
1 Citigroup Inc. $196,811.0 $187,293.0
2 Bank of America Corp. 183,691.1 182,234.0
3 JPMorgan Chase & Co. (2) 148,391.0 179,622.0
4 Capital One Financial Corp. 62,432.6 64,202.2
5 Discover Bank 48,916.4 50,387.9
6 HSBC North America Holdings Inc. 51,412.3 47,894.5
7 American Express Banks 49,251.6 45,895.1
8 Wells Fargo & Co. (3) 19,533.0 23,960.0
9 USAA 18,232.0 19,779.0
10 GE Money Bank 9,340.0 15,212.0

(1) Credit card loans managed basis includes direct credit card loans to consumers and securitized loan portfolios that the banks manage. Based on bank regulatory filings with the FDIC and Federal Reserve.
(2) JPMorgan Chase acquired retail businesses of Washington Mutual.
(3) Wells Fargo & Co. acquired Wachovia Corp.

Source: SourceMedia's PaymentsSource.

 
TOP TEN DEPOSITORY INSTITUTIONS BY CREDIT CARD LOANS OUTSTANDING, 2008-2009 (1)

($000)

Rank Institution 2008 2009
1 Bank of America Corporation $81,273,997 $71,108,309
2 JPMorgan Chase & Co. 94,051,000 68,133,000
3 Citigroup Inc. 79,722,000 65,991,000
4 Discover Financial Services (2) 48,232,468
5 HSBC North America Holdings Inc. 47,894,489 40,642,579
6 American Express Company (2) 32,772,187
7 Wells Fargo & Company 23,960,000 24,228,000
8 U.S. Bancorp 13,520,000 16,819,000
9 Capital One Financial Corporation 19,828,039 14,437,122
10 American Express Centurion Bank 18,807,129 13,040,323

(1) Loans outstanding. Includes all extensions of credit to individuals for household, family, and other personal expenditures arising from credit cards.
(2) Comparable data not available for 2008, as the reporting structure of the institution changed from bank to a financial holding company in 2009.

Source: SNL Financial LC.

 
TOP TEN DEPOSITORY INSTITUTIONS BY CREDIT CARD LOANS OUTSTANDING, 2009-2010 (1)

($000)

Rank Institution 2009 2010
1 Bank of America Corporation $109,192,355 $177,013,566
2 Citigroup Inc. 74,178,000 166,566,000
3 JPMorgan Chase & Co. 70,264,000 130,869,000
4 American Express Company 33,141,361 61,199,650
5 Capital One Financial Corporation 14,698,796 52,765,277
6 Discover Financial Services 48,232,468 46,231,088
7 HSBC North America Holdings Inc. 45,160,595 33,860,830
8 Wells Fargo & Company 31,639,000 29,449,000
9 U.S. Bancorp 20,329,000 20,280,000
10 Barclays Delaware Holdings LLC NA 10,234,851

(1) The total dollar amount outstanding of credit card loans and other revolving credit plans.

NA=Data not available.

Source: SNL Financial LC.