Current Table

ASSETS AND LIABILITIES OF THE PERSONAL SECTOR, 1991-2011 (1)

($ billions, end of year)

  Value Percent of total
  1991 2001 2011 1991 2001 2011
Total financial assets $13,602.1 $28,997.2 $46,266.3 100.0% 100.0% 100.0%
Foreign deposits 14.6 48.7 51.0 0.1 0.2 0.1
Checkable deposits and currency 590.3 661.8 1,182.9 4.3 2.3 2.6
Time and savings deposits 2,494.0 3,585.8 7,173.5 18.3 12.4 15.5
Money market fund shares 415.1 1,160.1 1,178.3 3.1 4.0 2.5
Securities 5,098.7 11,839.2 18,103.8 37.5 40.8 39.1
     Open market paper 58.5 88.2 58.2 0.4 0.3 0.1
     U.S. savings bonds 138.1 190.3 185.2 1.0 0.7 0.4
     Other treasury securities 409.6 286.5 974.6 3.0 1.0 2.1
     Agency- and GSE (2)-backed securities 115.5 407.3 93.1 0.8 1.4 0.2
     Municipal securities 701.8 584.2 1,896.7 5.2 2.0 4.1
     Corporate and foreign bonds 270.9 838.6 1,887.1 2.0 2.9 4.1
     Corporate equities (3) 2,759.2 6,825.9 8,356.8 20.3 23.5 18.1
     Mutual fund shares 645.0 2,618.2 4,652.2 4.7 9.0 10.1
Life insurance reserves 418.6 880.0 1,200.8 3.1 3.0 2.6
Pension fund reserves 3,830.6 8,764.3 13,147.1 28.2 30.2 28.4
     Life insurance companies 621.2 1,558.5 2,562.9 4.6 5.4 5.5
     Private pension funds 1,959.7 4,095.9 6,106.9 14.4 14.1 13.2
     Governments 1,249.7 3,109.9 4,477.4 9.2 10.7 9.7
Miscellaneous and other assets 740.3 2,057.3 4,229.0 5.4 7.1 9.1
Total liabilities $5,335.1 $10,990.2 $19,042.5 100.0% 100.0% 100.0%
Home mortgages 2,766.3 5,657.8 10,258.0 51.9 51.5 53.9
Other mortgages 884.1 1,309.8 2,420.3 16.6 11.9 12.7
Consumer credit 815.6 1,891.8 2,508.2 15.3 17.2 13.2
Policy loans 67.3 105.0 127.0 1.3 1.0 0.7
Security credit 55.1 196.4 238.5 1.0 1.8 1.3
Other liabilities (4) 746.8 1,829.5 3,490.5 14.0 16.6 18.3

(1) Combined statement for households and nonprofit organizations, nonfarm nonfinancial noncorporate business and noncorporate farm business.
(2) Government-sponsored enterprise.
(3) Only those directly held and those in closed-end and exchange traded funds. Other equities are included in mutual funds, life insurance and pension reserves.
(4) Includes corporate farms.

Source: Board of Governors of the Federal Reserve System, June 7, 2012.

 
ASSETS AND LIABILITIES OF THE PERSONAL SECTOR, 1988-2008 (1)

($ billions, end of year)

  Value  Percent of total
  1988 1998 2008 1988 1998 2008
Total financial assets $10,420.4 $26,878.5 $37,576.3 100.0% 100.0% 100.0%
Foreign deposits 10.7 37.7 60.8 0.1 0.1 0.2
Checkable deposits and currency 522.1 633.3 728.9 5.0 2.4 1.9
Time and savings deposits 2,427.0 2,800.6 6,458.1 23.3 10.4 17.2
Money market fund shares 288.0 739.2 1,684.7 2.8 2.8 4.5
Securities 3,472.3 12,264.9 12,652.5 33.3 45.6 33.7
     Open market paper 93.6 80.2 10.4 0.9 0.3 (2)
     U.S. savings bonds 109.6 186.6 194.0 1.1 0.7 0.5
     Other Treasury securities 298.4 590.8 141.9 2.9 2.2 0.4
     Agency- and GSE (3)-backed securities 53.3 452.3 740.7 0.5 1.7 2.0
     Municipal securities 586.0 501.5 957.0 5.6 1.9 2.5
     Corporate and foreign bonds 135.1 590.5 1,664.4 1.3 2.2 4.4
     Corporate equities (4) 1,757.1 7,511.1 5,496.6 16.9 27.9 14.6
     Mutual fund shares 439.1 2,351.8 3,447.4 4.2 8.7 9.2
Private life insurance reserves 314.4 684.7 1,133.4 3.0 2.5 3.0
Private insured pension reserves 435.5 1,288.4 2,150.6 4.2 4.8 5.7
Private noninsured pension reserves 1,432.2 4,198.1 4,635.4 13.7 15.6 12.3
Govt insurance and pension reserves 891.9 2,812.5 3,702.8 8.6 10.5 9.9
Miscellaneous and other assets 626.3 1,419.2 4,369.1 6.0 5.3 11.6
Total liabilities $4,560.0 $8,401.5 $19,874.4 100.0% 100.0% 100.0%
Mortgage debt on nonfarm homes 2,152.5 4,266.0 11,003.9 47.2 50.8 55.4
Other mortgage debt (5) 864.2 1,015.4 2,444.8 19.0 12.1 12.3
Consumer credit 745.2 1,441.3 2,595.9 16.3 17.2 13.1
Policy loans 55.3 104.7 120.4 1.2 1.2 0.6
Security credit 43.5 152.8 164.8 1.0 1.8 0.8
Other liabilities (5) 699.3 1,421.4 3,544.6 15.3 16.9 17.8

(1) Combined statement for households and nonprofit organizations, noncorporate business and farm business.
(2) Less than 0.1 percent.
(3) Government-sponsored enterprise.
(4) Only those directly held and those in closed-end and exhange-traded funds. Other equities are included in mutual funds, life insurance and pension reserves.
(5) Includes corporate farms.

Source: Board of Governors of the Federal Reserve System, June 11, 2009.

 
ASSETS AND LIABILITIES OF THE PERSONAL SECTOR, 1989-2009 (1)

($ billions, end of year)

  Value  Percent of total  
  1989 1999 2009 1989 1999 2009
Total financial assets $11,624.4 $31,553.0 $41,572.8 100.0% 100.0% 100.0%
Foreign deposits 11.9 40.7 47.7 0.1 0.1 0.1
Checkable deposits and currency 525.5 592.6 786.3 4.5 1.9 1.9
Time and savings deposits 2,507.5 2,954.5 6,476.6 21.6 9.4 15.6
Money market fund shares 356.9 856.8 1,386.5 3.1 2.7 3.3
Securities 4,021.4 15,452.6 15,535.9 34.6 49.0 37.4
     Open market paper 87.9 84.9 4.6 0.8 0.3 (2)
     U.S. savings bonds 117.7 186.4 191.2 1.0 0.6 0.5
     Other Treasury securities 289.1 660.9 515.5 2.5 2.1 1.2
     Agency- and GSE (3)-backed securities 74.8 541.8 6.8 0.6 1.7 (2)
     Municipal securities 613.3 530.8 1,004.1 5.3 1.7 2.4
     Corporate and foreign bonds 178.1 503.0 2,197.9 1.5 1.6 5.3
     Corporate equities (4) 2,147.5 10,049.8 7,463.9 18.5 31.9 18.0
     Mutual fund shares 513.0 2,894.9 4,152.0 4.4 9.2 10.0
Private life insurance reserves 342.8 748.9 1,194.5 2.9 2.4 2.9
Private insured pension reserves 495.5 1,478.4 2,338.0 4.3 4.7 5.6
Private noninsured pension reserves 1,663.3 4,651.5 5,507.4 14.3 14.7 13.2
Govt insurance and pension reserves 1,032.6 3,169.2 4,150.7 8.9 10.0 10.0
Miscellaneous and other assets 667.1 1,607.9 4,149.1 5.7 5.1 10.0
Total liabilities $4,937.8 $9,283.7 $19,490.7 100.0% 100.0% 100.0%
Mortgage debt on nonfarm homes 2,359.5 4,670.9 10,838.4 47.8 50.3 55.6
Other mortgage debt (5) 907.7 1,116.5 2,438.9 18.4 12.0 12.5
Consumer credit 809.3 1,553.6 2,478.9 16.4 16.7 12.7
Policy loans 58.4 100.0 121.1 1.2 1.1 0.6
Security credit 42.5 227.9 203.0 0.9 2.5 1.0
Other liabilities (5) 760.4 1,614.8 3,410.4 15.4 17.4 17.5

1) Combined statement for households and nonprofit organizations, nonfarm noncorporate business and farm business.
(2) Less than 0.1 percent.
(3) Government-sponsored enterprise.
(4) Only those directly held and those in closed-end and exhange-traded funds. Other equities are included in mutual funds, life insurance and pension reserves.
(5) Includes corporate farms.

Source: Board of Governors of the Federal Reserve System, June 10, 2010.

 
ASSETS AND LIABILITIES OF THE PERSONAL SECTOR, 1990-2010 (1)

($ billions, end of year)

  Value Percent of total
  1990 2000 2010 1990 2000 2010
Total financial assets $11,953.1 $29,951.6 $44,304.0 100.0% 100.0% 100.0%
Foreign deposits 13.4 48.3 51.3 0.1 0.2 0.1
Checkable deposits and currency 516.0 516.1 732.5 4.3 1.7 1.7
Time and savings deposits 2,540.6 3,280.5 6,772.0 21.3 11.0 15.3
Money market fund shares 396.1 1,009.2 1,217.3 3.3 3.4 2.7
Securities 4,085.7 13,246.9 17,140.3 34.2 44.2 38.7
     Open market paper 93.7 97.3 63.4 0.8 0.3 0.1
     U.S. savings bonds 126.2 184.8 187.9 1.1 0.6 0.4
     Other Treasury securities 390.3 434.5 971.9 3.3 1.5 2.2
     Agency- and GSE (2)-backed securities 117.3 594.0 108.7 1.0 2.0 0.2
     Municipal securities 647.7 533.7 1,088.1 5.4 1.8 2.5
     Corporate and foreign bonds 237.6 551.2 1,763.1 2.0 1.8 4.0
     Corporate equities (3) 1,961.4 8,147.3 8,239.9 16.4 27.2 18.6
     Mutual fund shares 511.5 2,704.2 4,717.2 4.3 9.0 10.6
Private life insurance reserves 368.1 782.7 1,229.9 3.1 2.6 2.8
Private insured pension reserves 569.8 1,526.3 2,504.7 4.8 5.1 5.7
Private noninsured pension reserves 1,658.5 4,508.1 6,148.3 13.9 15.1 13.9
Govt insurance and pension reserves 1,105.7 3,173.3 4,487.8 9.3 10.6 10.1
Miscellaneous and other assets 699.2 1,860.2 4,020.0 5.8 6.2 9.1
Total liabilities $5,181.4 $10,201.2 $19,410.9 100.0% 100.0% 100.0%
Mortgage debt on nonfarm homes 2,595.7 5,092.5 10,517.6 50.1 49.9 54.2
Other mortgage debt (4) 900.7 1,213.4 2,412.8 17.4 11.9 12.4
Consumer credit 824.4 1,741.3 2,434.7 15.9 17.1 12.5
Policy loans 62.5 102.8 124.5 1.2 1.0 0.6
Security credit 38.8 235.1 278.2 0.7 2.3 1.4
Other liabilities (4) 759.3 1,816.2 3,643.1 14.7 17.8 18.8

(1) Combined statement for households and nonprofit organizations, nonfarm nonfinancial noncorporate business and noncorporate farm business.
(2) Government-sponsored enterprise.
(3) Only those directly held and those in closed-end and exhange-traded funds. Other equities are included in mutual funds, life insurance and pension reserves.
(4) Includes corporate farms.

Source: Board of Governors of the Federal Reserve System, June 9, 2011.