New York is one of the most expensive states for auto insurance, with costs driven by medical severity, claims handling expenses, and litigation — factors closely tied to the no‑fault system.
(As of March 19, 2026)

New York is one of the most expensive states for auto insurance, with costs driven by medical severity, claims handling expenses, and litigation — factors closely tied to the no‑fault system.
(As of March 19, 2026)