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California Wildfire Risk Is Not Over: How to Get Finances & Property Wildfire Ready

California wildfire risk is not over. Here are tips from Triple-I on how to get finances and property wildfire ready. | Video

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Homeowners + Renters Insurance Understanding the insurance claims payment process

After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here's what you need to know about claims payments. |FEMA


Insight + Analysis

Triple-I and NICB Executive Exchange: Cyber Risk

Cyber is a relatively new, evolving risk. Insurers manage their exposures, in part, by setting coverage limits and excluding events they don’t want to insure. Increasing cybercrime incidents resulting in large losses – combined with some carriers retreating from writing the coverage – is driving cyber insurance premiums sharply higher. | Triple-I blog: Cyber insurance’s “Perfect Storm” | View more Executive Exchange videos

I.I.I. Glossary

SPREAD OF RISK- The selling of insurance in multiple areas to multiple policyholders to minimize the danger that all policyholders will have losses at the same time. Companies are more likely to insure perils that offer a good spread of risk. Flood insurance is an example of a poor spread of risk because the people most likely to buy it are the people close to rivers and other bodies of water that flood. (See Adverse selection )

POLLUTION INSURANCE- Policies that cover property loss and liability arising from pollution-related damages, for sites that have been inspected and found uncontaminated. It is usually written on a claims-made basis so policies pay only claims presented during the term of the policy or within a specified time frame after the policy expires. (See Claims-made policy )

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Thought Leadership

I.I.I. News Wire

California Wildfire Risk Is Not Over: How to Get Finances & Property Wildfire Ready

CONTACT: Nicole Ganley, APCIA 916-616-5855 nicole.ganley@apci.org Janet Ruiz, I.I.I 707-490-9365 janetr@iii.org Connie Bryant Breedlove, IBHS (404) 786-5275 cbreedlove@ibhs.org Lorraine Carli, NFPA +1 617 984-7275  publicafairs@nfpa.org SACRAMENTO, Calif. Read More

Triple-I: Wildfire Evacuees Should Review Their Insurance Coverage

For immediate release California Press Office: Janet Ruiz, 707-490-9365, janetr@iii.org    HIDDEN VALLEY LAKE, Calif., Sept. 16, 2021—Wildfire evacuees in the western U.S. Read More

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Events Calendar

In2Risk 2021
In2Risk 2021 is CPCU Society’s insurance industry event, taking place Sept. 23 – Sept. 25, 2021, focusing on a diverse range of emerging issues and educational topics. Participate in person or online. Website
Insurance Leadership Forum
CIAB/ILF conference where executive-level leaders in the property casualty industry including brokers, carriers and industry partners will gather in person this year at The Broadmoor in Colorado Springs, CO. Website
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