Creating and updating an inventory of your personal possessions is one of the best ways to make the most of your homeowners or renters insurance, and makes filing a claim easier and more efficient. You can create a home inventory by writing down everything in a notebook, or you can use an app to make a record. No matter how you choose to do it, the important thing is to take action. 

Understanding flood insurance take-up rates is essential to assessing and improving communities’ ability to rebound from damaging events. About 90 percent of natural disasters in the United States involve flooding, the NFIP says. Stanford study reinforces case for improved flood-risk mitigation