Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Insurance Industry Inflation Watch - January 2018

By most measures, the U.S. economy is still growing, but capacity constraints might increase the likelihood of near-term price increases. Many forecasters project headline CPI for 2018 to range between 1.9 and 2.7 percent. 

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New and Trending

Business Insurance Insuring your home-based business

Whether you’re running a part-time, seasonal or full-time business from your home, you’ll want to carefully consider your risks and insurance needs. Starting a business—even at home—can be a challenging venture, and having the right insurance can provide a financial safety net and peace of mind.

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Insight + Analysis

Commercial Cyberrisk: Threat and opportunity

Cyberattacks have the potential to be massive and wide-ranging due to the interconnected nature of this risk, which can make it difficult for insurers to assess their likely severity. Several insurers have warned that the scope of the exposures is too broad to be covered by the private sector alone, and a few observers see a need for government cover akin to the terrorism risk insurance programs in place in several countries.

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I.I.I. Glossary

REINSURANCE- Insurance bought by insurers. A reinsurer assumes part of the risk and part of the premium originally taken by the insurer, known as the primary company. Reinsurance effectively increases an insurer's capital and therefore its capacity to sell more coverage. The business is global and some of the largest reinsurers are based abroad. Reinsurers have their own reinsurers, called retrocessionaires. Reinsurers don’t pay policyholder claims. Instead, they reimburse insurers for claims paid. (See Treaty reinsurance, Facultative reinsurance) )

CATASTROPHE- Term used for statistical recording purposes to refer to a single incident or a series of closely related incidents causing severe insured property losses totaling more than a given amount, currently $25 million

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Insurance Information Institute shared a link
20 hours ago

The current number of #insurance workers aged 55 and older is nearly 30% higher than in the rest of the economy. #Jobs #InsuranceIsHiring #ICM

10 ways insurance businesses can attract #Millennial talent - Download the infographic: #InsuranceCareersMonth #InsuranceCareers

Some discover #insurance careers as preschoolers (really!). Others find insurance to be the ideal mid-career destination to pursue their passions. All will find the opportunities of a lifetime—and more. Click to get the whole story. #ICM #InsuranceCareersMonth

No matter what you’re studying, no matter what you do, no matter what your passions are, #insurance careers can help achieve your #goals (and dreams). Find out more about the career opportunity of a lifetime. #ICM #InsuranceCareersMonth

Hey, just because it’s February #InsuranceCareerMonth, we’re not saying that a #career in #insurance is your ticket to working with the FIA Formula E racing series… no, wait, that’s EXACTLY what we’re saying! #ICM

No background in #insurance? No problem! February #InsuranceCareerMonth is all about the possibilities! Come discover how you can find rewarding, fulfilling careers that last a lifetime. #ICM #Millennials

The I.I.I. is proud to be a part of February #InsuranceCareerMonth! Learn more about the Insurance Career Movement and the incredible range of opportunities to earn, grow, learn, and serve your #community. #insurance #ICM

Register now for The Pipeline virtual #insurancecareer fair on February 13. More than 25 global and regional insurers are looking for you. It's FREE to all students! Gamma Iota Sigma Grand Chapter #InsuranceCareersMonth #ICM

Thought Leadership

I.I.I. News Wire

Property/Casualty Insurance Industry’s Net Income Drops 30.3 Percent in Nine-Months 2017

JERSEY CITY, N.J., January 26, 2018 — The private U.S. Read More

Annual Property/Casualty Joint Industry Forum Hosted By The Insurance Information Institute Brings Together Insurance And Business Thought Leaders In New York City

FOR IMMEDIATE RELEASE New York Press Office, Insurance Information Institute: (212) 346-5500; media@iii.org Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com NEW YORK – (December 19, 2017) – Industry leaders from insurance and reinsurance companies, industry trade associa… Read More

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Events Calendar

34th Annual Issues & Research Conference
March
22
2018
WCRI’s two-day program highlights the Institute’s latest research findings while drawing upon the diverse perspectives of highly respected workers’ compensation experts and policymakers from across the country. The following are among the questions the conference will be addressing using the latest research:
  • What challenges face the workers’ compensation system, and how might the system evolve to meet them?
  • Does opioid use have an effect on return to work?
  • How is the prescription drug crisis impacting American employers, and how are they responding?
  • What do providers, regulators, and payors have to say about value-based care?
  • Can low fee schedules create access-to-care issues for injured workers?
The WCRI conference is a leading workers’ compensation forum for policymakers, employers, labor advocates, insurance executives, health care organizations, claims managers, researchers, and others. Conference participants will leave with new insights, valuable networking contacts, and a better understanding of key issues in today’s competitive environment. Event website
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