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We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Catastrophes Global insured catastrophe losses could reach record in 2017

Catastrophe modeling firms estimate that the insurance industry has paid between $66 billion and $111 billion for damage caused by Hurricanes Harvey, Irma and Maria and two earthquakes in Mexico. According to estimates, Northern California wildfires generated $9.4 billion in insurance claims, with Southern California wildfire Insured losses not yet estimated.  


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Santa's insurance wishlist

Sleighs break. Reindeer games get out of hand. Elves miss days due to repetitive-stress-related injuries. Rather than invoking the Santa Clause, we urge St. Nick to review his policies to be sure he’s got the right insurance coverage. That way, he can stay focused on making holiday wishes come true.


Insight + Analysis

Insurance Industry 2017 Atlantic Hurricane season: One for the record books

The season, which ended November 30, has been extraordinary by any standard, with a total of 17 named storms, including 10 hurricanes—six of which were classified as major storms, However, what really distinguished the 2017 Atlantic hurricane season was the month of September, which broke the Atlantic calendar month record for named storm days, hurricane days, major hurricane days and Accumulated Cyclone Energy metrics. 


I.I.I. Glossary

APPRAISAL- A survey to determine a property’s insurable value, or the amount of a loss.

NO-FAULT MEDICAL- A type of accident coverage in homeowners policies.

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#ICYMI Here are some of the statistics we went over during our #SmallBusiness and #Cybersecurity Webinar on Monday! #SmallBiz #cyberthreat #cyberattack #cyberrisk

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Swords? Fire-spitting rollerskates? Junior backyard tightopes? Zombie crossbows? What could POSSIBLY go wrong?! Strap on your safety goggles, because the 2017 Most Dangerous Toys list is here to bring the pain! https://usat.ly/2z5b089 #HolidaySafety

Learn what to do before, during, and after a #wildfire: https://bit.ly/2AftUXO #WildfireSafety via Ready

Today, 12/11 at 2 (ET), leading experts from U.S. Small Business Administration, CNA​, Verisk - insurance solutions and The Institutes​ explain why small/midsize businesses needs #cyberinsurance protection just as much as a #Fortune500 corporation. To register, visit

On Monday, 12/11 at 2 (ET), leading experts explain why small/midsize businesses needs #cyberinsurance protection just as much as a #Fortune500 corporation. To register, visit:

Resources to help households affected by #SoCalFires: https://bit.ly/2nH6KrS #CAfires #CAWildfires #SkirballFire #GettyFire #LilacFire #CreekFire #ThomasFire #RyeFire #MeyersFire #RiverdaleFire #OakFire #OjaiFire #WilsonFire #RedCross

2017 was a record-setting year for natural catastrophes. Are we witnessing the “new normal?” Join Research Scientist Phil Klotzbach of Colorado State University, Bill Churney of Air WorldWide and Alex Kaplan of Swiss Re Group discuss the latest #natcat and modeling trends at #PCForum2018. Sign up now: https://bit.ly/2j2LEm0

Half of US #smallbusinesses are victims of #cyberattack. Monday, 12/11 at 2:00 (ET), join leading experts from CNA​, Verisk - insurance solutions​, The Institutes ​ and U.S. Small Business Administration for a free Webinar: Protecting Small Business Against #cyberfail. Learn more at:

Catastrophes can strike with little notice. This proven five-step #evacuation plan can help you plan to get your family out of harm's way. https://bit.ly/2j1oVHb #disasterprep

Thought Leadership

I.I.I. News Wire

As California Governor Declares State of Emergency, I.I.I. Experts Are Available to Discuss Insurance Implications of Wildfires


2017 Atlantic Hurricane Season Was the Busiest Since 2005

NEW YORK, November 30, 2017 — The 2017 Atlantic hurricane season was the first time three Category 4 hurricanes—Harvey, Irma and Maria—made landfall in the United States and its territories in one year, according to the Insurance Information Institute (I.I.I.). Read More

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Events Calendar

Joint Industry Forum 2018: Leading Through Disruption
As the first event of the insurance year, the Insurance Information Institute’s annual Joint Industry Forum brings together business and thought leaders from commercial and personal lines insurance companies, industry trade associations, top brokers and service companies and regulatory agencies. The Forum serves as a summit for the key figures who are driving innovation and value creation in their respective organizations, offering access to invaluable information for industry leaders. (Marriott Marquis; New York, NY) Event website 
Millennials in Insurance
4%. Just 4%. That’s the number of millennials who are interested in a career in insurance (according to a recent survey from Hartford). The evidence is clear. Insurance is facing a millennial recruitment crisis. How can industry leaders attract, engage and retain millennials as champions in insurance? How can they demonstrate the potential of a long-term career in insurance? How can they make sure that essential skills and knowledge aren’t lost in a cross-generational talent gap? You can get all the answers at Millennials In Insurance, a landmark conference taking place in New York City on February 8. The clock is ticking on the millennial recruitment crisis. Together we can make sure time doesn’t run out. Event website 
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