Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Catastrophes Facts + Statistics: Wildfires

According to Verisk’s 2017 Wildfire Risk Analysis, 4.5 million U.S. homes were identified at high or extreme risk of wildfire, with more than 2 million of these in California alone.


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Auto Insurance Road rage and auto insurance

Road rage incidents are not only dangerous, but they are also exempted from coverage by many auto insurance policies. Understand your risks and take precautionary measures to avoid being a victim—or a cause—of aggressive driving accidents.


Insight + Analysis

About the Industry How Insurance Drives Economic Growth

When asked what insurance does, most people are likely to say that it provides protection against the financial aspects of an unexpected loss. However, the industry’s contribution to the economy goes much further.

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I.I.I. Glossary

TIME DEPOSIT- Funds that are held in a savings account for a predetermined period of time at a set interest rate. Banks can refuse to allow withdrawals from these accounts until the period has expired or assess a penalty for early withdrawals.

FRONTING- A procedure in which a primary insurer acts as the insurer of record by issuing a policy, but then passes the entire risk to a reinsurer in exchange for a commission. Often, the fronting insurer is licensed to do business in a state or country where the risk is located, but the reinsurer is not. The reinsurer in this scenario is often a captive or an independent insurance company that cannot sell insurance directly in a particular country.

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Thought Leadership

I.I.I. News Wire

MEDIA ADVISORY: I.I.I. Experts Can Provide Information on Flood Insurance Issues Raised by Recent Northeast Flooding in New Jersey, New York, and Pennsylvania

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212)-536-9837; Kim.Kirchner@coburnww.com New York Press Office: (212) 346-5500; media@iii.org NEW YORK, August 15, 2018—Thousands of New Jersey, New York, and Pennsylvania residents and businesses are either recovering from—or dealing with—p… Read More

Joint Webinar Hosted by I.I.I. and PCI to Provide Insurance Tips for Wildfire Recovery on August 13th

FOR IMMEDIATE RELEASE Kim Kirchner, Coburn Communication: (212) 536-9837; Kim.Kirchner@coburnww.com  SACRAMENTO, Calif. Read More

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Events Calendar

Presentation by I.I.I. CEO Sean Kevelighan at FEMA PrepTalks Symposium
Washington, DC
Wharton Insurtech Hackathon
Philadelphia, PA
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