Our Promise

We are the Insurance Information Institute. Since 1960, we have been the trusted source of unique, data-driven insights on insurance to inform and empower consumers. We serve consumers, media and professionals seeking insurance information. Learn More
Disasters + Preparedness Hurricanes: Insurance and recovery resources

Getting back to normal after a hurricane can take some time. To assist in the recovery process, the Triple-I has compiled useful information around post-disaster safety and insurance coverage questions. In addition, resources specific to Alabama, Florida, Louisiana and  Mississippi affected by recent storms are included. | Hurricane Insurance Guide    

article
FAIR releases interactive business interruption insurance explainer
Demystifying insurance: Announcing Triple-I Amplify
Insurance Leading Through Disruption
presentation
The Triple-I and The Institutes announce plan to affiliate

New and Trending

Disasters + Preparedness Wildfires: insurance and recovery resources

To assist in the recovery process after a wildfire, the Triple-I has compiled useful information around post-disaster safety, insurance coverage questions, and detailed guidance on how to file a claim. In addition, resources specific to those in California and Colorado affected by wildfires are also included. Wildfire protection for businesses | 3 key steps to simplify filing claims

article
Homeowners + Renters Insurance Understanding the insurance claims payment process
article
Auto Insurance What is gap insurance?
article
Life Insurance What are the principal types of life insurance?
article
Keeping Halloween safe, even during a pandemic

Insight + Analysis

Insurance Industry 2020 - Commentary on first half financial results

The property/casualty (P/C) insurance industry turned in a profitable overall performance in the first half of 2020. Policyholders’ surplus reached a near-record high, and  premium growth is now experiencing its longest sustained period of gains in a decade. Fundamentally, the P/C insurance industry remains quite strong financially, with capital adequacy ratios remaining high, relative to long-term historical averages.

article
Catastrophes Coronavirus news and updates
article
Catastrophes Hurricane fact files and market share by state
FACTS + STATISTICS
2020 Triple-I Consumer Poll
white paper
Policyholder surplus matters: Here's why

I.I.I. Glossary

CREDIT SCORE- The number produced by an analysis of an individual’s credit history. The use of credit information affects all consumers in many ways, including getting a job, finding a place to live, securing a loan, getting telephone service and buying insurance. Credit history is routinely reviewed by insurers before issuing a commercial policy because businesses in poor financial condition tend to cut back on safety, which can lead to more accidents and more claims. Auto and home insurers may use information in a credit history to produce an insurance score. Insurance scores may be used in underwriting and rating insurance policies. (See Insurance score )

NO-FAULT MEDICAL- A type of accident coverage in homeowners policies.

See Full Glossary
Most Popular Most Shared

Thought Leadership

I.I.I. News Wire

Triple-I: P/C Insurers Remained Profitable In 2020’s First-Half Despite Challenges

For immediate release New York Press Office: 917-923-8245, michaelb@iii.org   NEW YORK, Oct. Read More

Triple-I: Zeta to Make Gulf Coast Landfall On Oct. 28

For immediate release Florida Press Office: 904-806-7813, markf@iii.org   SAINT JOHNS, Fla., Oct. Read More

See More News Releases

Events Calendar

Wildland-Urban Interface Conference
November
04
2020
Emerging issues and innovative opportunities in wildland fire management. Virtual: Website
See More Events