Getting back to normal after a hurricane can take some time. To assist in the recovery process, the Triple-I has compiled useful information around post-disaster safety and insurance coverage questions. In addition, resources specific to Alabama, Florida, Louisiana and Mississippi affected by recent storms are included. | Hurricane Insurance Guide
To assist in the recovery process after a wildfire, the Triple-I has compiled useful information around post-disaster safety, insurance coverage questions, and detailed guidance on how to file a claim. In addition, resources specific to those in California and Colorado affected by wildfires are also included. Wildfire protection for businesses | 3 key steps to simplify filing claims
The property/casualty (P/C) insurance industry turned in a profitable overall performance in the first half of 2020. Policyholders’ surplus reached a near-record high, and premium growth is now experiencing its longest sustained period of gains in a decade. Fundamentally, the P/C insurance industry remains quite strong financially, with capital adequacy ratios remaining high, relative to long-term historical averages.
CREDIT SCORE- The number produced by an analysis of an individual’s credit history. The use of credit information affects all consumers in many ways, including getting a job, finding a place to live, securing a loan, getting telephone service and buying insurance. Credit history is routinely reviewed by insurers before issuing a commercial policy because businesses in poor financial condition tend to cut back on safety, which can lead to more accidents and more claims. Auto and home insurers may use information in a credit history to produce an insurance score. Insurance scores may be used in underwriting and rating insurance policies. (See Insurance score )
NO-FAULT MEDICAL- A type of accident coverage in homeowners policies.See Full Glossary
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