Our Promise

We are the Insurance Information Institute. Since 1960, we have been the trusted source of unique, data-driven insights on insurance to inform and empower consumers. We serve consumers, media and professionals seeking insurance information. Learn More
Triple-I: Lightning caused $1.3 billion In U.S. homeowners claim payouts in 2021

According to Triple-I, more than $1 billion in lightning-caused U.S. homeowners insurance claims were paid out in 2021, with 40 percent of that figure attributable to California alone. See also, Video: Lightning safety week 2022; Blog: Lightning sparks more than $1 billion in homeowners claims over five years.

press release
New Triple-I “Issues brief” highlights hurricane risks and costs
Fraud, litigation push Florida insurance market to brink of collapse
Other Insurance Topics Social inflation: hard to measure, important to understand
article
Insurance Research Council survey: Attorney ads increase number of lawsuits

New and Trending

Other Insurance Topics Pool safety and insurance

While pools are great for backyard parties with family and friends, they are also potentially dangerous. The Triple-I suggests knowing the insurance implications as a pool owner and how to safeguard against risk.

article
Homeowners + Renters Insurance Grilling safety and insurance
article
Disasters + Preparedness Tornado facts and safety
article
Catastrophes Facts + Statistics: Wildfires
FACTS + STATISTICS
Life Insurance Tips for finding a lost life insurance policy
article

Insight + Analysis

Triple-I and HBCU Impact® partner to recruit Black talent nationwide

The Triple-I and the HBCU I.M.P.A.C.T. Initiative, Inc.® announced a partnership and a career-building campaign aimed at recruiting students at historically Black colleges and universities (HBCUs) to the insurance industry. See also Video: Insuring Success - Premium Careers. Endless Opportunities. View more videos on Insuring Success.

Distracted driving surges since start of pandemic
Triple-I responds to SEC’s proposed climate-risk disclosure requirements
Triple-I/Milliman see loss pressures in P/C industry continuing
About the Industry Triple-I Issues Briefs: State of the risk; Trends and Insights
article

I.I.I. Glossary

ENVIRONMENTAL IMPAIRMENT LIABILITY COVERAGE- A form of insurance designed to cover losses and liabilities arising from damage to property caused by pollution.

GUARANTEED INCOME CONTRACT / GIC- Often an option in an employer-sponsored retirement savings plan. Contract between an insurance company and the plan that guarantees a stated rate of return on invested capital over the life of the contract.

See Full Glossary
Most Popular Most Shared

Thought Leadership

I.I.I. News Wire

Triple-I: Consider Safety When Celebrating July 4

For Immediate Release New York Press Office: Loretta Worters, 917-208-8842, lorettaw@iii.org     NEW YORK, June 30, 2022– Independence Day often means fireworks, barbeques, and poolside parties yet these holiday celebrations create risks which need to be managed, according to the… Read More

Triple-I: Extreme Fraud and Litigation Causing Florida’s Homeowners Insurance Market’s Demise

For immediate release Florida Press Office: Mark Friedlander, 904-806-7813, markf@iii.org      ST. Read More

See More News Releases

Events Calendar

114th PAMIC Annual Convention
August
01
2022
PAMIC’s annual convention will be held in person August 1th-3rd at Hotel Hershey in Hershey, PA. Checkout website.
See More Events