There are two major types of life insurance—term and whole life. Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, universal life, variable life and variable universal life. In this post, learn more about which type of policy might be right for you.

The property/casualty (P/C) insurance industry turned in a profitable overall performance in the first half of 2020. Policyholders’ surplus reached a near-record high, and  premium growth is now experiencing its longest sustained period of gains in a decade. Fundamentally, the P/C insurance industry remains quite strong financially, with capital adequacy ratios remaining high, relative to long-term historical averages.