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Insurance Information Institute and The Institutes finalize affiliation

On November 12 The Institutes, the leading provider of risk management and insurance education and research, announced plans to finalize its affiliation with Triple-I on November 16, 2020. | CEO lifts lid on Triple-I and The Institutes affiliation  

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Life Insurance What are the principal types of life insurance?

There are two major types of life insurance—term and whole life. Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, universal life, variable life and variable universal life. In this post, learn more about which type of policy might be right for you.

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Insight + Analysis

Insurance Industry 2020 - Commentary on first half financial results

The property/casualty (P/C) insurance industry turned in a profitable overall performance in the first half of 2020. Policyholders’ surplus reached a near-record high, and  premium growth is now experiencing its longest sustained period of gains in a decade. Fundamentally, the P/C insurance industry remains quite strong financially, with capital adequacy ratios remaining high, relative to long-term historical averages.

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I.I.I. Glossary

FINANCIAL RESPONSIBILITY LAW- A state law requiring that all automobile drivers show proof that they can pay damages up to a minimum amount if involved in an auto accident. Varies from state to state but can be met by carrying a minimum amount of auto liability insurance. (See Compulsory auto insurance )

MULTIPLE PERIL POLICY- A package policy, such as a homeowners or business insurance policy, that provides coverage against several different perils. It also refers to the combination of property and liability coverage in one policy. In the early days of insurance, coverages for property damage and liability were purchased separately.

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Thought Leadership

I.I.I. News Wire

2020’s Turmoil Takes Toll on Insurers’ Finances, New Triple-I / Milliman Report Shows

For immediate release Milliman: Jeremy Engdahl-Johnson, jeremy.engdahl-johnson@milliman Triple-I: Loretta Worters, lorettaw@iii.org   NEW YORK, Nov. Read More

Triple-I—Top Insurance Markets to See 4.5% GDP Decrease In 2020

For immediate release New York Press Office: (917) 923-8245; michaelb@iii.org     NEW YORK, Nov. Read More

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