We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media.Learn More
Earthquakes have inflicted damages in all 50 U.S. states. As urban development and other factors have increased vulnerability to quakes, it makes sense to minimize their seismic impact on your family and property with these facts and suggestions.
ADJUSTER- An individual employed by a property/casualty insurer to evaluate losses and settle policyholder claims. These adjusters differ from public adjusters, who negotiate with insurers on behalf of policyholders, and receive a portion of a claims settlement. Independent adjusters are independent contractors who adjust claims for different insurance companies.
WAR RISK- Special coverage on cargo in overseas ships against the risk of being confiscated by a government in wartime. It is excluded from standard ocean marine insurance and can be purchased separately. It often excludes cargo awaiting shipment on a wharf or on ships after 15 days of arrival in port.See Full Glossary
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FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; email@example.com NEW YORK, September 12, 2017 — Business owners who have suffered damage due to Hurricane Harvey or Irma should contact their insurance professional as soon as possible to get the claims process started, according to the… Read More
FOR IMMEDIATE RELEASE I.I.I. Read More