There are two major types of life insurance—term and whole life. Whole life is sometimes called permanent life insurance, and it encompasses several subcategories, including traditional whole life, universal life, variable life and variable universal life. In this post, learn more about which type of policy might be right for you.

The global pandemic and costly natural catastrophes will contribute to a projected 101.7 combined ratio for U.S. property/casualty insurers in 2020, higher than the 98.8 the industry posted last year, according to the latest Underwriting Projections: 2020-2022 report from the Triple-I and Milliman.