Our Promise

We are the Insurance Information Institute. Since 1960, the "Triple I" has had a single mission: To improve public understanding of insurance—what it does and how it works. We are here to serve everybody: consumers; students and educational institutions; insurance professionals; government and regulatory organizations; and the media. Learn More
Haze of confusion

This report examines how legal marijuana impacts workplace safety and what accommodations, if any, employers are expected to provide for workers who use marijuana. The report also discusses how medical marijuana affects workers compensation benefits and reimbursement.

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New and Trending

Publications Settling insurance claims after a disaster

Following a disaster, it's important understand how to file an insurance claim to help uou get back on your feet. This article explains in depth how to file a claim, how the claim process works, and what's covered and what's not. 

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Insight + Analysis

Insurance Industry 2018 - Commentary on year-end financial results

For the U.S. property/casualty (P/C) insurance industry, 2018 was a year of unusual experience. Results were good in comparison with 2017—but 2017 was a horrible year. Premiums, investment income and profits rose, buoyed by a surprisingly strong U.S. economy, but interest rates sagged, and fears of a looming recession grew.

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I.I.I. Glossary

MUNICIPAL LIABILITY INSURANCE- Liability insurance for municipalities.

UNINSURABLE RISK- Risks for which it is difficult for someone to get insurance. (See Insurable risk )

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‪Dr. Steve Quarles performed a 🔥🔥 demonstration today at the #Rebuild with #Resilience Press Conference. The I.I.I. and other #insurance organizations work to bring #wildfire safety awareness to Northern California and across the nation.

The I.I.I.’s Janet Ruiz speaks at today's #Rebuild with #Resilience Press Conference - “It is important to prepare for catastrophes such as #wildfires financially. Be sure you have enough #insurance to rebuild your home and replace your belongings in case of a loss.”

Insurance Information Institute shared a link
3 weeks ago

With more than 30 states now allowing patients legal access to #medicalmarijuana products, many are wondering about the consequences for #driving safety. To learn more about #marijuana impairment, check out our report here: https://qoo.ly/xpcij #cannabis #impaireddriving

Insurance Information Institute shared a video
1 month ago

Today, I.I.I.'s Sr. Economist Dr. Michel Leonard joined Plug and Play Tech Center for Bridge The Gap 2019 in Silicon Valley to speak on the “#BigData and Various Uses and #Regulatory Implications” panel. #insuretech National Association of Insurance Commissioners #insurance #technologynews #insurtech

Insurance Information Institute shared a link
1 month ago

If you're curious about how #medical #marijuana affects traffic safety and drivers’ abilities, download our report about #marijuana impairment. Then, share the report to help spread awareness around #medicalmarijuana: https://qoo.ly/xh9ka #cannabis #impaireddriving

Insurance Information Institute shared a link
1 month ago

If you're curious about how #medical #marijuana affects traffic safety and drivers’ abilities, download our report about #marijuana impairment. Then, share the report to help spread awareness around #medicalmarijuana: https://bit.ly/2YswW7E #cannabis #impaireddriving

Insurance Information Institute shared a link
1 month ago

If you're curious about how #medical #marijuana affects traffic safety and drivers’ abilities, download our report about #marijuana impairment. Then, share the report to help spread awareness around #medicalmarijuana: https://qoo.ly/x3f6t #cannabis #impaireddriving

Thought Leadership

I.I.I. News Wire

Lightning-Related Homeowners Insurance Claims Costs Surge

For immediate release New York Press Office: 212-346-5500; media@iii.org     NEW YORK, June 19, 2019—The number of lightning-caused U.S. Read More

Californians Urged to Protect Property and Focus On Resilience

For immediate release Janet Ruiz, I.I.I., (707) 490-9365, janetr@iii.org Nicole Ganley, APCIA, (916) 616-5855, nicole.ganley@apci.org  Susan Millerick, IBHS, (813) 675-1066, smillerick@ibhs.org   Windsor, Calif., June 18, 2019—Making a few modifications either to your home o… Read More

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Events Calendar

APCIA Annual Western Region Conference
July
24
2019
Location: Hollywood, CA; Website
CIAB – Insurance Leadership Forum
October
04
2019
The Insurance Leadership Forum is the industry’s premier marketplace meeting for the commercial property/casualty industry’s top-tier broker executives and their carrier partners. Location: Colorado Springs, CO; Website
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