The Triple-I Insurance Fact Book is the flagship industry reference resource. With thousands of facts, figures, tables and graphs, the book covers the dollars and cents of the business, factors affecting costs, losses by category, laws affecting motorists, premiums by line and much more. Members may obtain a free PDF or access the information online. Non-members may purchase the book from the Triple-I online store.
Creating and updating an inventory of your personal possessions is one of the best ways to make the most of your homeowners or renters insurance, and makes filing a claim easier and more efficient. You can create a home inventory by writing down everything in a notebook, or you can use an app to make a record. No matter how you choose to do it, the important thing is to take action.
Understanding flood insurance take-up rates is essential to assessing and improving communities’ ability to rebound from damaging events. About 90 percent of natural disasters in the United States involve flooding, the NFIP says. Stanford study reinforces case for improved flood-risk mitigation
RISK MANAGEMENT- Management of the varied risks to which a business firm or association might be subject. It includes analyzing all exposures to gauge the likelihood of loss and choosing options to better manage or minimize loss. These options typically include reducing and eliminating the risk with safety measures, buying insurance, and self-insurance.
RATE REGULATION- The process by which states monitor insurance companies’ rate changes, done either through prior approval or open competition models. (See Open competition states, Prior approval states )See Full Glossary
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