Current Table

Excess Workers Compensation Insurance, 2013-2022

($000)

Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2013 $844,098 3.5% 69.3 -84.3 pts.
2014 920,223 9.0 108.2 39.0
2015 929,393 1.0 113.6 5.4
2016 889,191 -4.3 111.6 -2.0
2017 796,587 -10.4 101.0 -10.6
2018 1,097,710 37.8 113.1 12.1
2019 931,400 -15.2 112.6 -0.5
2020 886,907 -4.8 88.5 -24.0
2021 929,025 4.7 102.7 14.1
2022 965,612 3.9 95.9 -6.7

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
EXCESS WORKERS COMPENSATION INSURANCE, 2008-2009

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $926,456 NA 148.3 NA
2009 941,082 1.6% 35.1 -113.2 pts.

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: SNL Financial LC.

 
EXCESS WORKERS COMPENSATION INSURANCE, 2008-2010

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $926,456 NA 148.3 NA
2009 941,082 1.6% 35.1 -113.2 pts.
2010 799,499 -15.0 51.4 16.3

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: SNL Financial LC.

 
EXCESS WORKERS COMPENSATION INSURANCE, 2008-2011

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $926,456 NA 148.3 NA
2009 941,082 1.6% 35.1 -113.2 pts.
2010 799,499 -15.0 51.4 16.3
2011 816,295 2.1 133.9 82.5

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: SNL Financial LC.

 
EXCESS WORKERS COMPENSATION INSURANCE, 2008-2012

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $926,487 NA 148.3 NA
2009 941,117 1.6% 34.8 -113.5 pts.
2010 799,733 -15.0 50.9 16.0
2011 816,435 2.1 134.7 83.8
2012 815,770 -0.1 153.6 18.9

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: SNL Financial LC.

 
EXCESS WORKERS COMPENSATION INSURANCE, 2008-2013

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $926,487 NA 148.3 NA
2009 941,117 1.6% 34.8 -113.5 pts.
2010 799,733 -15.0 50.9 16.0
2011 816,435 2.1 134.7 83.8
2012 815,770 -0.1 153.6 18.9
2013 844,098 3.5 69.3 -84.3

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: SNL Financial LC.

 
EXCESS WORKERS COMPENSATION INSURANCE, 2008-2014

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $926,487 NA 148.3 NA
2009 941,117 1.6% 34.8 -113.5 pts.
2010 799,733 -15.0 50.9 16.0
2011 816,435 2.1 134.7 83.8
2012 815,770 -0.1 153.6 18.9
2013 844,098 3.5 69.3 -84.3
2014 920,223 9.0 112.3 43.0

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

NA=Data not available.

Source: SNL Financial LC.

 
Excess Workers Compensation Insurance, 2008-2015

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $926,487 NA 148.3 NA
2009 941,117 1.6% 34.8 -113.5 pts.
2010 799,733 -15.0 50.9 16.0
2011 816,435 2.1 134.7 83.8
2012 815,770 -0.1 153.6 18.9
2013 844,098 3.5 69.3 -84.3
2014 920,223 9.0 112.3 43.0
2015 924,261 0.4 114.0 1.7

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Excess Workers Compensation Insurance, 2008-2016

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $926,487 NA 148.3 NA
2009 941,117 1.6% 34.8 -113.5 pts.
2010 799,733 -15.0 50.9 16.0
2011 816,435 2.1 134.7 83.8
2012 815,770 -0.1 153.6 18.9
2013 844,098 3.5 69.3 -84.3
2014 920,223 9.0 112.2 43.0
2015 929,393 1.0 113.6 1.4
2016 889,191 -4.3 111.6 -2.0

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Excess Workers Compensation Insurance, 2008-2017

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2008 $926,487 NA 148.3 NA
2009 941,117 1.6% 34.8 -113.5 pts.
2010 799,733 -15.0 50.9 16.0
2011 816,435 2.1 134.7 83.8
2012 815,770 -0.1 153.6 18.9
2013 844,098 3.5 69.3 -84.3
2014 920,223 9.0 108.2 39.0
2015 929,393 1.0 113.6 5.4
2016 889,191 -4.3 111.6 -2.0
2017 796,587 -10.4 101.0 -10.6

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Excess Workers Compensation Insurance, 2009-2018

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2009 $941,117 1.6% 34.8 -113.5 pts.
2010 799,733 -15.0 50.9 16.0
2011 816,435 2.1 134.7 83.8
2012 815,770 -0.1 153.6 18.9
2013 844,098 3.5 69.3 -84.3
2014 920,223 9.0 108.2 39.0
2015 929,393 1.0 113.6 5.4
2016 889,191 -4.3 111.6 -2.0
2017 796,587 -10.4 101.0 -10.6
2018 722,354 -9.3 110.4 9.4

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Excess Workers Compensation Insurance, 2010-2019

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2010 $799,733 -15.0% 50.9 16.0 pts.
2011 816,435 2.1 134.7 83.8
2012 815,770 -0.1 153.6 18.9
2013 844,098 3.5 69.3 -84.3
2014 920,223 9.0 108.2 39.0
2015 929,393 1.0 113.6 5.4
2016 889,191 -4.3 111.6 -2.0
2017 796,587 -10.4 101.0 -10.6
2018 1,097,710 37.8 113.1 12.1
2019 931,400 -15.2 113.1 (4)

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
(4) Less than 0.1 point.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Excess Workers Compensation Insurance, 2011-2020

($000)

Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2011 $816,435 2.1% 134.7 83.8 pts.
2012 815,770 -0.1 153.6 18.9
2013 844,098 3.5 69.3 -84.3
2014 920,223 9.0 108.2 39.0
2015 929,393 1.0 113.6 5.4
2016 889,191 -4.3 111.6 -2.0
2017 796,587 -10.4 101.0 -10.6
2018 1,097,710 37.8 113.1 12.1
2019 931,400 -15.2 113.1 (4)
2020 886,907 -4.8 88.5 -24.5

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
(4) Less than 0.1 point.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Excess Workers Compensation Insurance, 2012-2021

($000)

Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2012 $815,770 -0.1% 153.6 18.9 pts.
2013 844,098 3.5 69.3 -84.3
2014 920,223 9.0 108.2 39.0
2015 929,393 1.0 113.6 5.4
2016 889,191 -4.3 111.6 -2.0
2017 796,587 -10.4 101.0 -10.6
2018 1,097,710 37.8 113.1 12.1
2019 931,400 -15.2 112.6 -0.5
2020 886,907 -4.8 88.5 -24.0
2021 928,077 4.6 102.7 14.2

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.