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Top 10 States At High To Extreme Wildfire Risk, 2019 (1)

Rank State Estimated number
of properties at risk
Rank State Percent of
properties at risk
1 California 2,019,800 1 Montana 29%
2 Texas 717,800 2 Idaho 26
3 Colorado 371,100 3 Colorado 17
4 Arizona 237,900 4 California 15
5 Idaho 175,000 5 New Mexico 15
6 Washington 160,500 6 Utah 14
7 Oklahoma 153,400 7 Wyoming 14
8 Oregon 151,400 8 Oklahoma 9
9 Montana 137,800 9 Oregon 9
10 Utah 136,000 10 Arizona 8

(1) As of September 2019.

Source: Verisk Wildfire Risk Analytics used data from FireLine®, Verisk’s wildfire risk management tool.

Top 10 Most Wildfire Prone States, 2017

By households By percent
of households
Rank State Households at high
or extreme risk
from wildfires (1)
Rank State Percent of households
at high or extreme
risk from wildfires
1 California  2,044,800 1 Montana 28%
2 Texas 715,300 2 Idaho 26
3 Colorado 366,200 3 Colorado 17
4 Arizona 234,600 4 California   15
5 Idaho 171,200 5 New Mexico 14
6 Washington 154,900 6 Utah 14
7 Oklahoma 152,900 7 Wyoming 14
8 Oregon 148,800 8 Oklahoma 9
9 Utah 133,100 9 Oregon 9
10 Montana 133,000 10 Arizona 8

(1) Number of households is based on data from the 2010 U.S. Census.

Source: Verisk Wildfire Risk Analysis using data from FireLine®, Verisk’s wildfire risk management tool.

Top 10 Most Wildfire-Prone States, 2013

By households By percent By insured wildfire loss
Rank State Households at high or extreme risk from wildfires (1) Rank State Percent of households at high or extreme risk from wildfires Rank State Largest insured wildfire loss (year)
1 California 1,989,100 1 Idaho 24.1% 1 California $1.7 billion (1991)
2 Texas 1,299,800 2 Colorado 16.9 2 Colorado $450 million (2012)
3 Colorado 373,600 3 California 14.5 3 Texas $530 million (2011)
4 Washington 163,400 4 New Mexico 13.6 4 New Mexico $140 million (2000)
5 Idaho 160,800 5 Texas 13.0 5 Arizona $120 million (2002)
6 Oregon 159,800 6 Utah 12.8 6 Idaho NA
7 Arizona 159,100 7 Oregon 9.5 7 Nevada NA
8 Utah 125,500 8 Washington 5.7 8 Oregon NA
9 New Mexico 122,600 9 Arizona 5.6 9 Utah NA
10 Nevada 59,100 10 Nevada 5.1 10 Washington NA

(1) Number of households is based on data from the 2010 U.S. Census.

NA=Data not available.

Source: Verisk Insurance Solutions – Underwriting and Verisk Climate units of Verisk Analytics®.