A Comprehensive Evaluation of the Member-Owned Group Captive Option


A captive insurance company is a type of risk-management arrangement that can take a variety of forms but essentially works like self-insurance.

While self-insurance is typically financially viable only for large, well-capitalized companies, midsize companies seeking to lower their insurance costs and control other aspects of their insurance program may consider the costs and benefits of group captive insurance arrangements.

This paper, written by Triple-I non-resident scholar Dr. Patricia Born, Midyette Eminent Scholar of Insurance at Florida State University, discusses the considerations for these companies from a financial cost and benefit perspective.


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