RiskScan 2026

An overview and comparison of US insurance buyers’ and sellers’ top risk concerns. Established in 2024, the survey was conducted again in 2026, capturing the insights of over 800 individuals from five diverse market segments comprising US-based consumers, small business owners (SBOs), middle market decision-makers (MM decision-makers), P&C insurance agents/brokers, and P&C insurance carriers. This report provides a omprehensive overview of the 2026 survey results, a comparison to the 2024 findings, and expert commentary from top insurance industry experts on the survey’s key topics, including insurance-related risks, natural disasters, emerging technologies, P/C insurance costs, overall market dynamics, and the role (re)insurance plays in the functioning of everyday society.