Archived Tables

Current Table

Top Ten States For Homeowners Insurance Lightning Losses By Number Of Claims, 2016
Rank State Number of paid claims Insured losses ($ millions) Average cost per claim
1 Florida 10,385 $67.8 $6,526
2 Texas 9,098 87.2 9,580
3 Georgia 8,037 66.3 8,250
4 Louisiana 5,956 31.5 5,291
5 North Carolina 5,889 42.2 7,162
6 California 4,764 47.4 9,951
7 Alabama 4,294 28.4 6,604
8 Illinois 3,870 28.7 7,424
9 Arkansas 3,422 20.1 5,882
10 Virginia 3,331 26.8 8,036
  Total, top 10 59,046 $446.3 $7,559

Source: Insurance Information Institute, State Farm®.

 
TOP TEN STATES FOR HOMEOWNERS INSURANCE LIGHTNING LOSSES BY NUMBER OF CLAIMS, 2013
Rank State Number of paid claims Insured losses ($ millions) Average cost per claim
1 Georgia 11,184 $56.0 $5,007
2 Texas 6,419 54.2 8,436
3 North Carolina 5,711 34.1 5,965
4 Louisiana 5,547 21.6 3,902
5 Alabama 5,199 34.8 6,702
6 Pennsylvania 4,483 22.4 4,987
7 Tennessee 4,317 23.2 5,381
8 South Carolina 4,011 23.1 5,755
9 Ohio 3,942 17.1 4,344
10 Illinois 3,849 25.6 6,646

Source: Insurance Information Institute, State Farm®.

 
TOP 10 STATES FOR HOMEOWNERS INSURANCE LIGHTNING LOSSES BY NUMBER OF CLAIMS, 2014
Rank State Number of paid claims Insured losses ($ millions) Average cost per claim
1 Florida 10,440 $73.9 $7,075
2 Georgia 9,805 62.2 6,341
3 Texas 5,622 60.0 10,671
4 Louisiana 5,007 25.1 5,009
5 North Carolina 4,886 28.8 5,891
6 Alabama 4,853 39.2 8,079
7 Illinois 4,049 25.7 6,348
8 Pennsylvania 3,960 21.7 5,491
9 Tennessee 3,638 31.2 8,583
10 Indiana 3,262 22.3 6,832

Source: Insurance Information Institute, State Farm®.

 
Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2015
Rank State Number of paid claims Insured losses ($ millions) Average cost per claim
1 Florida 11,898 $156.2 $13,131
2 Georgia 10,442 61.0 5,844
3 Texas 8,844 84.9 9,595
4 Louisiana 5,333 24.4 4,578
5 Alabama 4,508 28.3 6,280
6 North Carolina 4,226 28.8 6,810
7 Pennsylvania 3,686 13.2 3,579
8 Tennessee 3,397 24.5 7,212
9 Virginia 3,174 21.0 6,607
10 South Carolina 3,163 13.7 4,318
  Total, top 10 58,671 $455.9 $7,771

Source: Insurance Information Institute, State Farm®.