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Stop Legal System Abuse

Legal system abuse is a systemic problem with trial attorneys gaming the system at the expense of consumers. These abuses drive significant costs to consumers, businesses, and our economy.

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What is legal system abuse?

Triple-I defines legal system abuse as policyholder or plaintiff attorney practices which increase costs and time to settle insurance claims to the detriment of consumers. Legal system abuse is driven by various factors such as:

01

“Get rich quick” marketing schemes

02

Increasing attorney contingency fees

03

Shadowed third party litigation funding (TPLF)

How does legal system abuse impact YOU?

Legal system abuse drives higher insurance costs for all consumers and businesses, while making attorneys and investors richer.

What can YOU do to stop legal system abuse?

Contact your legislators today and let them know legal system abuse must be stopped!

California

$2,566.70

Costs every Californian per year in a "tort tax".

850,915

Costs of jobs annually.

California Legal Services Advertising Spending (2023)

Medium
Estimated Amount Spent
Estimated Ad Quantity
SpotTV
$119,843,793
1,373,164
Print
$3,022,836
1,028
Radio
$50,593,732
787,583
Digital
$6,582,722
195,520
Outdoor
$58,793,422
N/A
TOTAL
$238,836,505
2,357,295

N/A=Data not available. Source: American Tort Reform Association, Legal Service Advertising in California, 2023.

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Florida

$1,306.47

Costs every Floridian pay per year in a “tort tax”.

254,248

Costs of jobs annually

Florida Legal Services Advertising Spending (2024)

Medium
Estimated Amount Spent
Estimated Ad Quantity
SpotTV
$126,288,711
1,833,279
Print
$794,703
475
Radio
$48,337,341
1,558,570
Digital
$9,021,444
913,380
Outdoor
$100,383,228
N/A
TOTAL
$284,825,427
4,305,704

N/A=Data not available. Source: American Tort Reform Association, Legal Service Advertising in Florida, 2024.

Georgia

$1,543.84

Costs every Georgian pay per year in a “tort tax”.

144,854

Costs of jobs annually

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Since 2019, attorneys have spent 38% more money on ads in GA to boost lawsuits.
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Outdoor ads for lawsuits have increased 119% in GA during that time.
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Litigation rate for personal auto claims in Georgia is nearly 3x the median state.
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GA ranks 47th in personal auto insurance affordability.
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GA residents spend 20% more on personal auto insurance than the U.S. average.
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Excessive litigation costs Georgia residents an average of $1,415 per resident each year.

Georgia Legal Services Advertising Spending (2023)

Medium
Estimated Amount Spent
Estimated Ad Quantity
SpotTV
$84,686,770
1,417,025
Print
$718,411
269
Radio
$21,874,302
408,946
Digital
$4,898,550
403,977
Outdoor
$56,507,164
N/A
TOTAL
$168,685,196
2,230,217

N/A=Data not available. Source: American Tort Reform Association, Legal Service Advertising in Georgia, 2023.

Illinois

$2,003.98

Costs every Illinoisan pay per year in a "tort tax".

214,039

Costs of jobs annually.

Chicago Legal Services Advertising Spending (2024)

Medium
Estimated Amount Spent
Estimated Ad Quantity
SpotTV
$19,266,984
118,929
Print
$280,517
80
Radio
$11,231,340
212,555
Digital
$707,305
8,478
Outdoor
$9,228,108
N/A
TOTAL
$40,714,254
340,042

N/A=Data not available. Source: American Tort Reform Association, Legal Service Advertising in Chicago, 2024.

Louisiana

$1,179.53

Costs every Louisianan pay per year in a “tort tax”.

45,348

Costs of jobs annually

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LA personal auto claims litigation rate is 2.5X the U.S. average.
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LA bodily injury claims rate is nearly 2x the U.S. average.
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Losses incurred for injury claims are 35% higher than U.S. average.
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LA ranks as least affordable state for personal auto insurance.
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LA residents spend 40% more on avg for personal auto coverage than rest of U.S.
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Excessive litigation costs LA state 40,000 jobs and average $1,101 per resident.

Louisiana Legal Services Advertising Spending (2023)

Medium
Estimated Amount Spent
Estimated Ad Quantity
SpotTV
$30,411,918
808,285
Print
$73,082
32
Radio
N/A
N/A
Digital
$681,638
170,353
Outdoor
$13,998,854
N/A
TOTAL
$45,165,492
978,670

N/A=Data not available. Source: American Tort Reform Association, Legal Service Advertising in Louisiana, 2023.

Missouri

$1,266.34

Costs every Missourian pay per year in a "tort tax".

66,265

Costs of jobs annually.

Missouri Legal Services Advertising Spending (2025)

Medium
Estimated Amount Spent
Estimated Ad Quantity
SpotTV
$42,403,881
412,685
Print
N/A
N/A
Radio
$8,648,541
338,763
Digital
$3,406,463
41,667
Outdoor
$10,750,159
N/A
TOTAL
$65,209,044
793,115

N/A=Data not available. Source: American Tort Reform Association, Legal Service Advertising in Missouri, 2025.

Oklahoma

$979.63

Costs every Oklahoman pay per year in a "tort tax".

33,656

Costs of jobs annually.

Oklahoma Legal Services Advertising Spending (2025)

Medium
Estimated Amount Spent
Estimated Ad Quantity
SpotTV
$11,017,825
208,142
Print
N/A
N/A
Radio
N/A
N/A
Digital
$1,462,256
79,434
Outdoor
$1,196,436
N/A
TOTAL
$13,676,517
287,576

N/A=Data not available. Source: American Tort Reform Association, Legal Service Advertising in Oklahoma, 2025.

Wisconsin

$1,355.25

Costs every Wisconsinite pay per year in a "tort tax".

68,658

Costs of jobs annually.

Wisconsin Legal Services Advertising Spending (2025)

Medium
Estimated Amount Spent
Estimated Ad Quantity
SpotTV
$25,938,321
391,770
Print
N/A
N/A
Radio
$1,231,128
89,698
Digital
$2,016,413
67,048
Outdoor
$8,847,073
N/A
TOTAL
$38,032,935
548,516

N/A=Data not available. Source: American Tort Reform Association, Legal Service Advertising in Wisconsin, 2025.

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