Facts + Statistics: Winter storms

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Winter storms caused nearly $6 billion in insured losses in 2022, the second-highest year on record for winter storm insured losses in the last ten years, according to Aon. The third costliest winter event since 1950 occurred in December 2022, amounting to $3.5 billion insured losses. Winter storms include snow, ice, freezing and flooding.

U.S. Insured Losses from Winter Storms, 2013-2022

($ millions)

  Insured losses (1)
Year When occurred In 2022 dollars
2013 $1,976 $2,537
2014 3,469 4,409
2015 3,917 4,974
2016 1,177 1,478
2017 926 1,133
2018 3,725 4,456
2019 1,858 2,190
2020 1,088 1,255
2021 15,529 17,606
2022 5,996 5,996

(1) Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed.

Source: Aon.

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Top 10 Costliest U.S. Winter Events By Insured Losses, 1950-2022 (1)

($ millions)

        Insured loss
Rank Date Event Location When occurred In 2022 dollars (2)
1 Feb. 12-20, 2021 Polar Vortex, Texas Freeze TX, OR, WA, CO, NV, AR, OK, GA, NC, FL, IL,
IN, IA, WI, OH, PA, VA, NC, SC, LA, MO, MS		 $15,000 $17,031
2 Mar. 11-14, 1993 Blizzard  AL, CT, DE, FL, GA, KY, LA, MA, MD, ME, MS,
NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA,
VT, WV		 2,000 4,413
3 Dec. 21-26, 2022 Winter storm Nationwide 3,500 3,500
4 Feb. 16-22, 2015 Winter storm, winter damage CT, DC, DE, IL, KY, MA, MD, ME, MI, NC, NH,
NJ, NY, OH, PA, RI, SC, TN, VA, VT		 2,100 2,669
5 Dec. 17-30, 1983 Winter damage, cold wave AL, AR, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS,
KY, LA, MA, MD, MI, MN, MO, MS, MT, NC,
ND, NE, NJ, NY, OH, OK, OR, PA, RI, SC,
SD, TN, TX, UT, VA, WA, WI, WV, WY		 880 2,591
6 Jan. 5-8, 2014 Winter damage, cold wave  AL, GA, IL, IN, KY, MD, MI, MO, MS, NC, NJ,
NY, OH, PA, SC, TN, VA		 1,670 2,130
7 Dec. 10-13, 1992 Winter storm CT, DE, MA, MD, NJ, NY, PA, RI, VA, WV 1,000 2,102
8 Nov. 24-30, 1950 Winter storm CT, DE, MA, MD, ME, NH, NJ, NY, PA, RI, VT 170 2,101
9 Mar. 1-3, 2018 Winter storm CT, DC, DE, MA, MD, NC, NJ, NY, PA, RI, VA 1,700 2,032
10 Jan. 29, 1951 Ice Storm TN, TX, VA, AL, KY, MS, LA, GA, WV, VA, NC, SC 150 1,762

(1) Includes losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Ranked on losses in 2021 dollars. Subject to change as loss estimates are further developed. As of January 2023.
(2) Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

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