Premiums
Direct Premiums Written, P/C Insurance By State, 2025 (1)
| State | Total, all lines | State | Total, all lines |
|---|---|---|---|
| Alabama | $14,900,158 | Montana | $4,380,807 |
| Alaska | 2,255,636 | Nebraska | 8,797,806 |
| Arizona | 21,072,788 | Nevada | 10,392,514 |
| Arkansas | 9,383,504 | New Hampshire | 3,879,572 |
| California | 135,423,959 | New Jersey | 34,300,500 |
| Colorado | 24,085,904 | New Mexico | 5,703,023 |
| Connecticut | 13,512,524 | New York | 70,906,221 |
| D.C. | 3,039,981 | North Carolina | 28,343,313 |
| Delaware | 4,659,823 | North Dakota | 4,033,332 |
| Florida | 94,795,741 | Ohio | 26,853,539 |
| Georgia | 37,817,955 | Oklahoma | 12,909,563 |
| Hawaii | 4,218,130 | Oregon | 11,984,041 |
| Idaho | 5,633,300 | Pennsylvania | 37,008,005 |
| Illinois | 40,589,201 | Rhode Island | 3,968,691 |
| Indiana | 18,720,914 | South Carolina | 17,990,329 |
| Iowa | 11,221,349 | South Dakota | 4,430,426 |
| Kansas | 10,824,067 | Tennessee | 20,242,164 |
| Kentucky | 11,863,824 | Texas | 106,647,607 |
| Louisiana | 18,138,876 | Utah | 9,529,661 |
| Maine | 3,818,552 | Vermont | 1,884,174 |
| Maryland | 18,586,806 | Virginia | 23,580,857 |
| Massachusetts | 24,239,653 | Washington | 22,248,770 |
| Michigan | 28,401,155 | West Virginia | 4,032,384 |
| Minnesota | 20,107,249 | Wisconsin | 16,782,783 |
| Mississippi | 8,503,453 | Wyoming | 2,040,160 |
| Missouri | 19,684,127 | United States | $1,098,368,869 |
(1) Before reinsurance transactions, includes state funds, excludes territories.
(2) Data for the total United States may differ from similar data shown elsewhere due to the use of different exhibits from S&P Global Market Intelligence.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Life/Annuity Insurers Direct Premiums Written And Annuity Considerations By State, 2025 (1)
| State | Life insurance | Annuities | Accident and health insurance (2) |
Deposit-type contract funds |
Other considerations |
Total |
|---|---|---|---|---|---|---|
| Alabama | $3,032 | $6,014 | $3,270 | $586 | $404 | $13,306 |
| Alaska | 988 | 667 | 343 | 80 | 309 | 2,387 |
| Arizona | 3,496 | 13,379 | 4,478 | 628 | 1,393 | 23,374 |
| Arkansas | 1,422 | 3,022 | 1,209 | 136 | 265 | 6,054 |
| California | 22,106 | 53,498 | 17,127 | 4,452 | 10,002 | 107,185 |
| Colorado | 3,447 | 9,063 | 4,475 | 7,216 | 1,647 | 25,848 |
| Connecticut | 2,942 | 9,921 | 4,378 | 1,236 | 1,155 | 19,633 |
| Delaware | 4,331 | 6,280 | 939 | 138,138 | 284 | 149,973 |
| D.C. | 575 | 1,239 | 1,191 | 948 | 238 | 4,192 |
| Florida | 13,856 | 45,553 | 17,642 | 1,953 | 2,745 | 81,749 |
| Georgia | 6,788 | 13,471 | 8,051 | 3,934 | 2,763 | 35,007 |
| Hawaii | 1,032 | 2,742 | 868 | 283 | 397 | 5,321 |
| Idaho | 874 | 2,213 | 751 | 202 | 389 | 4,429 |
| Illinois | 8,346 | 21,209 | 10,504 | 14,824 | 2,532 | 57,416 |
| Indiana | 3,661 | 9,794 | 6,450 | 5,022 | 1,122 | 26,049 |
| Iowa | 2,724 | 6,412 | 1,762 | 11,478 | 5,453 | 27,829 |
| Kansas | 1,711 | 3,617 | 4,681 | 2,460 | 262 | 12,732 |
| Kentucky | 2,038 | 5,363 | 2,251 | 530 | 620 | 10,803 |
| Louisiana | 2,748 | 6,707 | 3,478 | 349 | 857 | 14,141 |
| Maine | 592 | 2,298 | 1,017 | 131 | 212 | 4,250 |
| Maryland | 3,657 | 9,728 | 4,607 | 1,580 | 1,272 | 20,844 |
| Massachusetts | 5,071 | 14,945 | 6,080 | 4,617 | 4,001 | 34,715 |
| Michigan | 5,471 | 19,493 | 5,096 | 1,779 | 1,525 | 33,364 |
| Minnesota | 5,669 | 9,995 | 2,775 | 1,064 | 2,086 | 21,588 |
| Mississippi | 1,563 | 3,212 | 2,106 | 75 | 144 | 7,101 |
| Missouri | 3,602 | 11,369 | 5,117 | 2,025 | 1,048 | 23,161 |
| Montana | 517 | 1,261 | 575 | 117 | 247 | 2,717 |
| Nebraska | 1,438 | 3,447 | 1,815 | 1,971 | 240 | 8,912 |
| Nevada | 1,782 | 4,080 | 1,783 | 396 | 2,490 | 10,531 |
| New Hampshire | 886 | 3,972 | 919 | 323 | 209 | 6,310 |
| New Jersey | 7,799 | 25,254 | 10,380 | 1,674 | 1,858 | 46,965 |
| New Mexico | 834 | 2,001 | 1,402 | 224 | 311 | 4,772 |
| New York | 13,791 | 34,120 | 15,155 | 134,069 | 4,072 | 201,207 |
| North Carolina | 6,370 | 16,688 | 7,500 | 661 | 982 | 32,201 |
| North Dakota | 586 | 2,003 | 415 | 250 | 164 | 3,418 |
| Ohio | 6,259 | 21,573 | 9,149 | 40,721 | 1,599 | 79,301 |
| Oklahoma | 1,797 | 3,668 | 1,792 | 238 | 490 | 7,986 |
| Oregon | 1,516 | 4,478 | 2,519 | 444 | 1,423 | 10,380 |
| Pennsylvania | 7,584 | 27,604 | 10,901 | 2,991 | 2,491 | 51,571 |
| Rhode Island | 643 | 2,502 | 661 | 159 | 109 | 4,074 |
| South Carolina | 3,119 | 8,890 | 3,706 | 459 | 478 | 16,652 |
| South Dakota | 2,322 | 1,443 | 551 | 165 | 736 | 5,217 |
| Tennessee | 4,215 | 10,224 | 4,529 | 1,265 | 1,298 | 21,532 |
| Texas | 16,767 | 36,425 | 18,728 | 6,017 | 4,072 | 82,010 |
| Utah | 1,950 | 5,024 | 1,847 | 2,546 | 2,238 | 13,605 |
| Vermont | 282 | 1,119 | 342 | 89 | 145 | 1,978 |
| Virginia | 5,295 | 12,770 | 5,680 | 1,712 | 1,067 | 26,523 |
| Washington | 3,639 | 9,747 | 4,140 | 751 | 1,766 | 20,042 |
| West Virginia | 771 | 2,480 | 977 | 255 | 166 | 4,649 |
| Wisconsin | 4,682 | 10,270 | 5,161 | 10,038 | 1,047 | 31,198 |
| Wyoming | 660 | 732 | 448 | 37 | 75 | 1,952 |
| United States | $207,248 | $542,981 | $231,723 | $413,300 | $72,904 | $1,468,157 |
(1) Direct premiums written before reinsurance transactions. Excludes territories, state funds, dividends and other nonstate specific data.
(2) Excludes accident and health premiums reported on property/casualty and health annual statements.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2025 (1)
| Private passenger auto | Commercial auto | ||||||
|---|---|---|---|---|---|---|---|
| State | Liability | Coll./Comp. | Liability | Coll./Comp. | Homeowners multiple peril |
Farmowners multi peril |
Commercial multi peril |
| Alabama | $2,778,822 | $2,408,058 | $794,539 | $266,412 | $3,198,902 | $107,401 | $1,052,348 |
| Alaska | 363,815 | 317,959 | 96,312 | 35,330 | 259,391 | 981 | 121,700 |
| Arizona | 5,278,431 | 3,386,637 | 1,172,949 | 280,073 | 3,670,797 | 26,730 | 1,085,078 |
| Arkansas | 1,572,804 | 1,612,306 | 479,453 | 199,243 | 1,819,937 | 150,781 | 619,247 |
| California | 25,721,049 | 22,672,292 | 7,360,370 | 1,528,168 | 17,727,256 | 255,926 | 7,763,013 |
| Colorado | 4,048,492 | 3,734,475 | 995,547 | 351,633 | 5,760,128 | 150,082 | 1,450,281 |
| Connecticut | 2,698,982 | 1,686,113 | 622,380 | 160,849 | 2,550,669 | 10,138 | 990,055 |
| Delaware | 854,656 | 483,184 | 202,355 | 43,933 | 535,197 | 11,009 | 406,236 |
| D.C. | 260,925 | 234,757 | 59,825 | 12,925 | 265,255 | 2 | 250,497 |
| Florida | 22,089,374 | 9,857,248 | 6,280,418 | 840,366 | 18,830,898 | 20,529 | 3,973,920 |
| Georgia | 10,327,696 | 4,991,710 | 2,474,468 | 506,556 | 6,370,665 | 192,619 | 1,945,753 |
| Hawaii | 504,052 | 502,018 | 128,060 | 39,293 | 645,184 | 0 | 360,809 |
| Idaho | 933,839 | 840,689 | 272,519 | 135,596 | 969,693 | 104,656 | 410,373 |
| Illinois | 5,877,791 | 5,269,492 | 2,468,398 | 740,855 | 6,938,582 | 312,403 | 2,855,781 |
| Indiana | 2,928,792 | 2,710,135 | 1,057,971 | 426,411 | 3,550,510 | 287,914 | 1,365,232 |
| Iowa | 1,152,172 | 1,499,004 | 461,738 | 288,948 | 1,768,512 | 439,736 | 783,122 |
| Kansas | 1,396,769 | 1,475,696 | 398,898 | 219,245 | 1,973,530 | 384,358 | 632,609 |
| Kentucky | 2,551,769 | 1,768,469 | 610,901 | 221,863 | 2,193,813 | 259,919 | 900,844 |
| Louisiana | 3,465,998 | 2,378,203 | 1,145,026 | 193,620 | 3,390,045 | 20,024 | 828,311 |
| Maine | 538,179 | 627,797 | 172,997 | 92,322 | 721,121 | 8,760 | 411,382 |
| Maryland | 4,379,751 | 3,145,946 | 909,460 | 285,246 | 3,496,169 | 40,716 | 1,002,129 |
| Massachusetts | 4,146,924 | 3,622,521 | 1,110,441 | 420,701 | 4,033,564 | 6,235 | 2,075,410 |
| Michigan | 5,924,906 | 5,843,701 | 1,214,863 | 569,585 | 4,736,276 | 220,626 | 1,800,836 |
| Minnesota | 2,662,225 | 2,932,341 | 714,382 | 397,585 | 4,607,074 | 255,173 | 1,240,345 |
| Mississippi | 1,437,225 | 1,371,936 | 519,621 | 170,385 | 1,762,135 | 70,348 | 565,620 |
| Missouri | 3,268,280 | 2,972,230 | 933,163 | 389,820 | 3,715,529 | 299,378 | 1,324,042 |
| Montana | 536,559 | 651,938 | 191,197 | 117,544 | 807,233 | 135,145 | 337,916 |
| Nebraska | 977,064 | 1,023,140 | 304,620 | 209,475 | 1,606,720 | 491,170 | 559,048 |
| Nevada | 3,122,605 | 1,327,520 | 784,775 | 100,606 | 1,152,458 | 10,443 | 572,625 |
| New Hampshire | 588,379 | 663,161 | 177,160 | 77,314 | 710,343 | 4,192 | 404,420 |
| New Jersey | 8,004,385 | 4,216,429 | 2,356,537 | 370,416 | 4,615,878 | 4,415 | 2,342,388 |
| New Mexico | 1,229,491 | 932,528 | 341,746 | 98,896 | 987,212 | 41,294 | 371,092 |
| New York | 13,009,847 | 7,784,861 | 4,124,830 | 582,174 | 9,029,040 | 65,696 | 6,071,036 |
| North Carolina | 5,059,483 | 4,910,060 | 1,532,364 | 536,418 | 5,499,223 | 86,903 | 1,722,606 |
| North Dakota | 299,696 | 412,922 | 133,679 | 110,241 | 388,388 | 195,663 | 234,704 |
| Ohio | 4,602,930 | 4,653,760 | 1,545,352 | 575,651 | 5,084,318 | 255,137 | 2,070,118 |
| Oklahoma | 2,093,051 | 1,994,394 | 640,545 | 255,141 | 2,891,792 | 281,301 | 844,294 |
| Oregon | 2,732,557 | 1,635,709 | 585,305 | 192,153 | 1,799,505 | 112,656 | 827,905 |
| Pennsylvania | 5,993,978 | 6,357,175 | 1,919,203 | 737,552 | 5,698,284 | 146,626 | 2,766,666 |
| Rhode Island | 782,359 | 510,739 | 161,638 | 50,094 | 778,014 | 565 | 290,995 |
| South Carolina | 4,463,897 | 2,510,301 | 877,210 | 240,127 | 3,506,382 | 25,382 | 1,017,725 |
| South Dakota | 353,149 | 550,201 | 137,281 | 116,360 | 554,743 | 232,960 | 295,581 |
| Tennessee | 3,522,974 | 3,352,230 | 1,013,287 | 413,649 | 3,864,465 | 229,974 | 1,410,141 |
| Texas | 20,341,426 | 15,289,751 | 7,306,967 | 1,560,044 | 20,475,101 | 648,501 | 5,339,889 |
| Utah | 2,271,849 | 1,315,478 | 544,362 | 170,051 | 1,405,150 | 29,499 | 534,908 |
| Vermont | 216,476 | 311,295 | 77,402 | 43,352 | 326,295 | 20,704 | 213,404 |
| Virginia | 5,150,901 | 3,847,850 | 1,029,290 | 343,329 | 4,348,957 | 122,441 | 1,398,713 |
| Washington | 5,007,616 | 3,582,040 | 1,007,845 | 302,046 | 3,851,076 | 113,964 | 1,423,924 |
| West Virginia | 797,763 | 878,112 | 186,737 | 82,092 | 657,989 | 23,445 | 311,296 |
| Wisconsin | 2,180,420 | 2,512,679 | 758,682 | 443,586 | 2,712,107 | 322,853 | 1,221,108 |
| Wyoming | 242,991 | 372,317 | 100,629 | 61,442 | 422,193 | 48,498 | 173,642 |
| United States | $210,745,563 | $159,941,507 | $60,495,695 | $16,606,715 | $188,663,701 | $7,285,873 | $68,971,116 |
(1) Includes some state funds.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2025 (1) (Cont’d)
| State | Workers compensation |
Excess workers compensation |
Medical professional liability |
Product liability |
Other liability |
Fire | Allied lines |
|---|---|---|---|---|---|---|---|
| Alabama | $419,082 | $16,187 | $225,389 | $61,814 | $1,326,791 | $450,803 | $438,855 |
| Alaska | 192,748 | 4,973 | 28,060 | 9,715 | 267,477 | 95,460 | 60,851 |
| Arizona | 842,407 | 16,974 | 287,917 | 98,544 | 2,272,336 | 433,995 | 330,577 |
| Arkansas | 273,922 | 7,660 | 96,675 | 30,003 | 854,466 | 312,735 | 271,571 |
| California | 11,747,204 | 244,936 | 1,227,106 | 763,517 | 17,393,119 | 4,598,281 | 2,215,661 |
| Colorado | 1,095,389 | 18,116 | 202,419 | 120,077 | 2,917,229 | 552,663 | 560,093 |
| Connecticut | 731,138 | 22,351 | 265,921 | 78,542 | 1,914,904 | 304,450 | 261,401 |
| Delaware | 172,544 | 2,676 | 44,963 | 22,247 | 892,452 | 64,480 | 62,625 |
| D.C. | 148,419 | 2,882 | 38,265 | 12,073 | 868,247 | 74,779 | 62,983 |
| Florida | 3,193,633 | 81,332 | 1,092,885 | 410,553 | 9,539,267 | 2,997,198 | 6,075,432 |
| Georgia | 1,843,867 | 46,081 | 509,729 | 171,491 | 3,828,364 | 825,617 | 703,379 |
| Hawaii | 363,133 | 11,517 | 40,598 | 15,026 | 558,272 | 196,950 | 404,774 |
| Idaho | 480,727 | 2,151 | 49,135 | 30,162 | 494,707 | 124,314 | 92,268 |
| Illinois | 2,441,993 | 51,784 | 620,568 | 245,647 | 6,294,063 | 929,075 | 697,552 |
| Indiana | 817,551 | 13,832 | 201,986 | 132,314 | 1,861,688 | 561,026 | 354,699 |
| Iowa | 635,720 | 7,506 | 100,204 | 52,842 | 1,084,117 | 341,593 | 296,054 |
| Kansas | 430,046 | 9,835 | 120,550 | 82,348 | 861,972 | 243,225 | 343,799 |
| Kentucky | 528,787 | 11,658 | 173,490 | 42,128 | 907,863 | 290,509 | 222,384 |
| Louisiana | 825,856 | 49,811 | 121,626 | 61,416 | 1,754,110 | 704,218 | 1,174,680 |
| Maine | 264,741 | 3,885 | 66,132 | 15,892 | 343,913 | 93,198 | 74,993 |
| Maryland | 862,309 | 15,487 | 336,528 | 60,415 | 1,924,329 | 338,766 | 281,793 |
| Massachusetts | 1,247,046 | 24,187 | 447,414 | 161,980 | 3,657,861 | 557,604 | 524,435 |
| Michigan | 1,038,502 | 29,881 | 265,388 | 143,840 | 2,504,063 | 615,232 | 356,783 |
| Minnesota | 1,018,767 | 1,576 | 121,000 | 136,670 | 2,082,550 | 617,593 | 712,691 |
| Mississippi | 344,458 | 11,154 | 95,060 | 29,722 | 624,230 | 259,930 | 289,055 |
| Missouri | 1,067,402 | 41,968 | 211,280 | 88,822 | 2,091,761 | 535,877 | 495,940 |
| Montana | 299,328 | 4,234 | 46,627 | 23,074 | 385,415 | 87,131 | 85,536 |
| Nebraska | 383,236 | 3,630 | 84,944 | 28,944 | 665,458 | 184,300 | 195,897 |
| Nevada | 505,176 | 21,881 | 122,987 | 50,276 | 1,175,507 | 244,466 | 174,217 |
| New Hampshire | 223,108 | 6,750 | 66,892 | 20,234 | 405,212 | 77,622 | 65,079 |
| New Jersey | 2,592,503 | 46,201 | 603,557 | 247,289 | 4,575,450 | 744,627 | 614,137 |
| New Mexico | 287,198 | 7,764 | 96,706 | 19,146 | 510,173 | 112,725 | 91,589 |
| New York | 3,249,829 | 54,180 | 1,790,464 | 353,660 | 14,993,741 | 1,850,393 | 1,443,957 |
| North Carolina | 1,505,423 | 26,350 | 215,727 | 165,591 | 2,788,197 | 655,875 | 691,305 |
| North Dakota | 4,498 | 45 | 12,562 | 21,373 | 336,833 | 82,954 | 74,346 |
| Ohio | 29,924 | 81,603 | 299,770 | 167,932 | 3,110,650 | 780,799 | 516,498 |
| Oklahoma | 608,360 | 10,096 | 132,444 | 54,165 | 1,072,542 | 360,868 | 422,682 |
| Oregon | 801,489 | 9,330 | 136,211 | 74,994 | 1,225,506 | 296,834 | 188,786 |
| Pennsylvania | 2,545,083 | 35,969 | 1,027,260 | 181,012 | 4,795,685 | 891,981 | 625,106 |
| Rhode Island | 232,234 | 2,413 | 46,157 | 16,500 | 489,619 | 82,843 | 104,625 |
| South Carolina | 894,052 | 13,218 | 104,359 | 94,548 | 1,382,906 | 835,067 | 408,859 |
| South Dakota | 195,176 | 2,954 | 22,509 | 15,940 | 264,772 | 102,876 | 89,454 |
| Tennessee | 796,207 | 22,402 | 316,230 | 105,105 | 2,118,408 | 591,580 | 481,262 |
| Texas | 2,483,239 | 26,222 | 612,362 | 549,165 | 12,136,014 | 4,170,398 | 4,283,094 |
| Utah | 494,153 | 4,060 | 102,890 | 68,586 | 1,192,245 | 209,477 | 135,745 |
| Vermont | 187,388 | 2,622 | 22,750 | 9,196 | 202,578 | 45,425 | 34,097 |
| Virginia | 972,047 | 27,264 | 270,755 | 90,484 | 2,716,102 | 471,370 | 413,457 |
| Washington | 27,087 | 39,227 | 259,347 | 109,713 | 2,562,154 | 553,722 | 385,571 |
| West Virginia | 234,339 | 7,278 | 78,623 | 8,553 | 311,032 | 92,155 | 60,119 |
| Wisconsin | 1,799,131 | 10,386 | 115,760 | 139,838 | 1,883,405 | 503,385 | 347,999 |
| Wyoming | 6,369 | 96 | 25,683 | 9,698 | 149,169 | 49,776 | 48,227 |
| United States | $54,383,965 | $1,216,578 | $13,603,864 | $5,702,815 | $130,568,922 | $31,198,220 | $29,346,972 |
(1) Includes some state funds.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2025 (1) (Cont’d)
| State | Inland marine | Ocean marine | Surety | Fidelity | Burglary and theft |
Boiler and machinery |
Financial guaranty |
|---|---|---|---|---|---|---|---|
| Alabama | $535,610 | $62,153 | $142,338 | $13,384 | $6,942 | $42,276 | $4,567 |
| Alaska | 96,923 | 43,415 | 51,291 | 3,318 | 1,257 | 15,712 | 3,671 |
| Arizona | 690,280 | 36,947 | 241,338 | 18,699 | 10,679 | 36,088 | 1,486 |
| Arkansas | 328,389 | 36,785 | 71,505 | 9,575 | 6,859 | 23,160 | 2,542 |
| California | 3,690,081 | 529,330 | 1,285,494 | 180,040 | 67,895 | 250,307 | 24,238 |
| Colorado | 657,471 | 30,396 | 241,713 | 32,636 | 12,578 | 44,723 | 12,996 |
| Connecticut | 455,219 | 100,195 | 117,674 | 25,348 | 8,564 | 30,256 | 726 |
| Delaware | 421,122 | 18,481 | 44,324 | 8,797 | 3,093 | 8,401 | 21,254 |
| D.C. | 166,863 | 4,561 | 297,416 | 19,030 | 6,387 | 8,084 | 795 |
| Florida | 2,721,108 | 662,510 | 842,836 | 76,924 | 44,068 | 113,234 | 12,939 |
| Georgia | 1,119,977 | 117,010 | 362,011 | 37,436 | 21,706 | 83,986 | 3,763 |
| Hawaii | 0 | 29,144 | 0 | 4,992 | 2,031 | 9,292 | 3,542 |
| Idaho | 204,787 | 17,431 | 60,915 | 4,129 | 1,997 | 20,394 | 205 |
| Illinois | 1,236,575 | 204,295 | 368,533 | 74,504 | 34,744 | 123,206 | 8,341 |
| Indiana | 591,316 | 33,771 | 194,409 | 19,846 | 11,152 | 64,909 | 4,036 |
| Iowa | 409,509 | 12,812 | 79,705 | 13,314 | 5,402 | 39,928 | 1,679 |
| Kansas | 305,059 | 12,628 | 70,609 | 11,733 | 6,586 | 33,331 | 1,855 |
| Kentucky | 359,044 | 39,086 | 116,012 | 10,646 | 7,717 | 47,753 | 1,031 |
| Louisiana | 670,558 | 210,987 | 161,004 | 13,550 | 8,215 | 56,951 | 7,206 |
| Maine | 140,780 | 48,247 | 26,907 | 4,944 | 1,822 | 16,773 | 385 |
| Maryland | 512,585 | 78,311 | 238,298 | 25,768 | 14,504 | 40,483 | 4,723 |
| Massachusetts | 740,087 | 159,670 | 208,034 | 53,448 | 19,104 | 59,493 | 3,865 |
| Michigan | 822,403 | 184,494 | 179,425 | 34,720 | 16,772 | 102,019 | 1,811 |
| Minnesota | 608,489 | 43,604 | 115,222 | 28,249 | 12,293 | 66,313 | 474 |
| Mississippi | 301,996 | 18,842 | 83,412 | 7,563 | 4,169 | 20,812 | 705 |
| Missouri | 601,701 | 57,146 | 164,743 | 25,678 | 16,000 | 56,127 | 4,121 |
| Montana | 146,468 | 5,113 | 50,986 | 3,844 | 2,031 | 11,803 | 1,246 |
| Nebraska | 287,059 | 68,109 | 64,214 | 8,157 | 3,920 | 21,227 | 739 |
| Nevada | 296,297 | 13,539 | 179,204 | 9,745 | 4,494 | 23,297 | 150 |
| New Hampshire | 146,024 | 23,082 | 25,098 | 7,070 | 2,445 | 11,937 | 26 |
| New Jersey | 979,534 | 222,180 | 288,286 | 44,620 | 20,387 | 81,243 | 2,531 |
| New Mexico | 181,070 | 2,956 | 97,062 | 4,387 | 2,429 | 12,499 | 246 |
| New York | 2,260,167 | 523,090 | 800,227 | 169,566 | 44,662 | 174,905 | 135,160 |
| North Carolina | 1,071,963 | 121,822 | 312,780 | 42,065 | 16,968 | 71,364 | 912 |
| North Dakota | 136,658 | 2,877 | 38,257 | 3,657 | 1,352 | 17,454 | 511 |
| Ohio | 962,567 | 103,837 | 250,524 | 41,805 | 27,417 | 115,429 | 5,733 |
| Oklahoma | 389,058 | 20,953 | 128,778 | 13,594 | 8,359 | 26,216 | 856 |
| Oregon | 371,998 | 54,358 | 121,401 | 12,036 | 7,345 | 33,140 | 139 |
| Pennsylvania | 1,125,388 | 104,536 | 378,962 | 53,910 | 24,528 | 116,830 | 7,179 |
| Rhode Island | 116,030 | 59,929 | 37,696 | 5,076 | 2,420 | 7,679 | 7,441 |
| South Carolina | 604,656 | 67,320 | 163,350 | 12,902 | 6,210 | 38,073 | 574 |
| South Dakota | 120,041 | 3,262 | 32,140 | 3,766 | 1,016 | 14,352 | 76 |
| Tennessee | 732,558 | 123,789 | 194,151 | 22,534 | 13,254 | 65,540 | 3,698 |
| Texas | 3,640,929 | 465,652 | 1,331,990 | 100,942 | 77,819 | 247,606 | 40,642 |
| Utah | 326,251 | 28,719 | 115,327 | 12,870 | 5,307 | 22,558 | 2,343 |
| Vermont | 65,263 | 3,910 | 12,969 | 2,595 | 994 | 7,725 | 0 |
| Virginia | 783,277 | 163,369 | 340,576 | 39,971 | 18,453 | 55,376 | 466 |
| Washington | 740,280 | 246,066 | 253,639 | 25,201 | 10,758 | 54,034 | 8,724 |
| West Virginia | 111,119 | 5,099 | 56,028 | 4,130 | 1,275 | 13,748 | 1,487 |
| Wisconsin | 579,288 | 71,936 | 103,194 | 24,416 | 11,612 | 75,508 | 1,973 |
| Wyoming | 83,507 | 16,691 | 68,953 | 2,198 | 678 | 13,155 | 0 |
| United States | $34,645,382 | $5,314,450 | $11,210,963 | $1,429,332 | $668,673 | $2,746,713 | $355,807 |
(1) Includes some state funds.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2025 (1) (Cont'd)
| State | Aircraft | Earthquake | Federal flood | Credit | Warranty | Accident and health |
|---|---|---|---|---|---|---|
| Alabama | $32,815 | $12,719 | $32,096 | $66,778 | $22,947 | $128,675 |
| Alaska | 69,406 | 58,870 | 821 | 3,408 | 3,834 | 12,743 |
| Arizona | 91,771 | 21,129 | 14,878 | 32,112 | 37,977 | 171,210 |
| Arkansas | 40,741 | 53,447 | 8,758 | 30,291 | 13,907 | 87,720 |
| California | 275,509 | 3,321,790 | 139,052 | 273,245 | 205,623 | 1,154,011 |
| Colorado | 90,043 | 20,917 | 12,063 | 54,939 | 43,998 | 158,529 |
| Connecticut | 26,967 | 13,282 | 40,897 | 44,676 | 20,754 | 98,197 |
| Delaware | 24,597 | 2,208 | 16,407 | 48,601 | 30,069 | 108,493 |
| D.C. | 6,271 | 4,223 | 917 | 33,558 | 24 | 104,967 |
| Florida | 250,386 | 88,801 | 1,402,523 | 243,853 | 969,468 | 485,003 |
| Georgia | 138,069 | 25,988 | 49,495 | 99,810 | 30,387 | 297,623 |
| Hawaii | 10,310 | 30,585 | 45,040 | 12,988 | 1,154 | 11,604 |
| Idaho | 25,774 | 12,418 | 3,908 | 17,687 | 7,958 | 30,476 |
| Illinois | 113,992 | 114,038 | 22,537 | 106,860 | 262,512 | 517,510 |
| Indiana | 49,171 | 57,453 | 11,989 | 63,826 | 67,130 | 478,097 |
| Iowa | 28,723 | 6,800 | 9,465 | 19,775 | 4,808 | 101,955 |
| Kansas | 40,096 | 10,394 | 5,443 | 38,630 | 256,784 | 108,270 |
| Kentucky | 16,684 | 60,937 | 13,771 | 46,576 | 10,013 | 123,033 |
| Louisiana | 49,215 | 8,603 | 311,395 | 68,225 | 7,140 | 118,063 |
| Maine | 8,174 | 3,266 | 10,179 | 11,722 | 7,878 | 24,947 |
| Maryland | 35,942 | 16,868 | 25,257 | 30,641 | 24,966 | 114,000 |
| Massachusetts | 28,687 | 46,158 | 62,392 | 78,416 | 61,058 | 207,042 |
| Michigan | 55,307 | 14,369 | 12,912 | 89,196 | 709,497 | 260,992 |
| Minnesota | 53,559 | 7,224 | 5,445 | 32,526 | 22,359 | 106,263 |
| Mississippi | 20,999 | 28,249 | 44,718 | 39,609 | 6,430 | 82,494 |
| Missouri | 45,423 | 153,899 | 16,319 | 61,676 | 35,003 | 241,530 |
| Montana | 26,492 | 11,030 | 2,736 | 4,209 | 4,377 | 31,504 |
| Nebraska | 29,417 | 3,603 | 5,544 | 10,730 | 4,042 | 103,775 |
| Nevada | 57,924 | 66,755 | 6,563 | 13,489 | 4,530 | 60,615 |
| New Hampshire | 14,051 | 5,129 | 7,642 | 11,849 | 9,356 | 37,554 |
| New Jersey | 30,755 | 36,793 | 186,731 | 126,548 | 41,138 | 228,878 |
| New Mexico | 14,589 | 5,505 | 7,314 | 22,728 | 4,598 | 36,816 |
| New York | 104,809 | 102,040 | 171,882 | 350,163 | 80,516 | 531,026 |
| North Carolina | 74,354 | 20,229 | 95,923 | 85,651 | 58,058 | 216,582 |
| North Dakota | 14,992 | 1,322 | 3,862 | 2,777 | 615 | 14,087 |
| Ohio | 120,504 | 40,457 | 19,410 | 114,291 | 144,517 | 362,466 |
| Oklahoma | 32,783 | 17,618 | 6,718 | 34,082 | 16,388 | 99,357 |
| Oregon | 44,681 | 197,688 | 16,141 | 25,825 | 8,458 | 84,226 |
| Pennsylvania | 62,009 | 27,132 | 51,520 | 90,480 | 85,166 | 562,308 |
| Rhode Island | 13,235 | 3,871 | 11,418 | 7,382 | 4,256 | 18,518 |
| South Carolina | 28,411 | 65,468 | 119,526 | 32,468 | 16,338 | 134,481 |
| South Dakota | 14,332 | 948 | 2,337 | 18,620 | 3,270 | 19,279 |
| Tennessee | 55,794 | 135,659 | 21,890 | 72,964 | 33,282 | 191,311 |
| Texas | 338,384 | 62,170 | 449,300 | 615,619 | 218,912 | 676,638 |
| Utah | 55,474 | 144,326 | 2,305 | 29,786 | 31,402 | 75,569 |
| Vermont | 4,246 | 2,306 | 5,547 | 3,029 | 2,792 | 27,069 |
| Virginia | 109,417 | 30,798 | 54,562 | 63,744 | 32,838 | 180,160 |
| Washington | 60,525 | 456,785 | 23,611 | 60,510 | 169,414 | 118,954 |
| West Virginia | 6,683 | 1,858 | 10,707 | 7,983 | 4,909 | 36,163 |
| Wisconsin | 34,953 | 9,941 | 8,217 | 37,350 | 49,167 | 216,112 |
| Wyoming | 14,021 | 9,540 | 1,220 | 6,044 | 975 | 24,993 |
| United States | $2,991,464 | $5,653,610 | $3,611,303 | $3,497,943 | $3,892,993 | $9,421,887 |
(1) Includes some state funds.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2025 (1) (Cont'd)
| State | Multiple peril crop | Private crop | Miscellaneous | Mortgage guaranty | Private flood | Pet insurance |
|---|---|---|---|---|---|---|
| Alabama | $103,750 | $893 | $45,184 | $65,331 | $13,530 | $22,766 |
| Alaska | 47 | 0 | 1,757 | 17,534 | 2,043 | 14,814 |
| Arizona | 164,215 | 6,483 | 27,718 | 171,768 | 15,178 | 99,381 |
| Arkansas | 263,442 | 41,538 | 10,942 | 37,007 | 5,581 | 10,514 |
| California | 876,607 | 14,495 | 206,157 | 538,709 | 112,497 | 1,060,940 |
| Colorado | 318,443 | 23,318 | 34,620 | 151,699 | 13,568 | 171,822 |
| Connecticut | 12,288 | 0 | 11,876 | 72,911 | 19,391 | 115,394 |
| Delaware | 12,186 | 340 | 48,977 | 22,242 | 4,444 | 17,163 |
| D.C. | 0 | 0 | 43,517 | 16,778 | 3,310 | 31,444 |
| Florida | 331,083 | 486 | 176,080 | 466,897 | 273,490 | 350,987 |
| Georgia | 287,568 | 4,564 | 60,863 | 211,404 | 22,167 | 106,119 |
| Hawaii | 3,637 | 0 | 2,344 | 20,442 | 13,664 | 31,080 |
| Idaho | 203,232 | 14,113 | 2,985 | 41,528 | 3,073 | 19,460 |
| Illinois | 972,601 | 162,400 | 57,415 | 255,462 | 28,869 | 180,905 |
| Indiana | 530,177 | 49,033 | 28,276 | 131,985 | 15,079 | 49,195 |
| Iowa | 1,350,689 | 135,796 | 10,219 | 53,547 | 5,209 | 20,742 |
| Kansas | 1,192,505 | 73,597 | 14,315 | 47,253 | 3,900 | 18,196 |
| Kentucky | 221,000 | 8,747 | 8,796 | 52,507 | 13,175 | 22,894 |
| Louisiana | 184,215 | 10,179 | 31,060 | 57,092 | 26,191 | 26,079 |
| Maine | 15,970 | 0 | 2,661 | 20,630 | 5,776 | 32,179 |
| Maryland | 39,676 | 212 | 14,911 | 159,936 | 11,573 | 119,093 |
| Massachusetts | 6,229 | 2 | 57,865 | 120,422 | 30,682 | 258,153 |
| Michigan | 278,136 | 7,883 | 63,353 | 196,138 | 18,261 | 88,981 |
| Minnesota | 1,092,020 | 136,420 | 52,509 | 155,145 | 6,484 | 62,676 |
| Mississippi | 200,021 | 8,012 | 41,014 | 24,784 | 10,706 | 8,037 |
| Missouri | 539,104 | 42,602 | 30,190 | 103,302 | 12,544 | 41,519 |
| Montana | 339,340 | 512 | 2,911 | 14,657 | 1,732 | 10,936 |
| Nebraska | 1,023,078 | 382,865 | 11,749 | 35,111 | 3,709 | 13,112 |
| Nevada | 117,768 | 13 | 9,880 | 85,471 | 5,869 | 71,363 |
| New Hampshire | 623 | 0 | 4,450 | 29,810 | 3,492 | 50,070 |
| New Jersey | 7,886 | 145 | 139,015 | 161,908 | 74,385 | 274,492 |
| New Mexico | 125,313 | 1,257 | 5,707 | 30,416 | 3,086 | 17,483 |
| New York | 92,982 | 219 | 190,929 | 204,705 | 96,537 | 435,113 |
| North Carolina | 361,790 | 3,091 | 36,168 | 190,486 | 34,049 | 133,522 |
| North Dakota | 1,341,010 | 122,398 | 1,721 | 16,039 | 1,472 | 4,366 |
| Ohio | 366,435 | 21,292 | 56,505 | 197,009 | 19,601 | 109,293 |
| Oklahoma | 355,089 | 7,586 | 17,846 | 50,074 | 5,100 | 17,431 |
| Oregon | 171,552 | 2,831 | 21,745 | 90,255 | 9,870 | 90,141 |
| Pennsylvania | 83,383 | 1,863 | 42,814 | 202,591 | 33,344 | 232,445 |
| Rhode Island | 191 | 0 | 73,430 | 18,697 | 4,844 | 27,783 |
| South Carolina | 120,800 | 315 | 14,022 | 92,256 | 38,759 | 60,361 |
| South Dakota | 1,171,489 | 70,467 | 2,563 | 13,885 | 1,380 | 3,246 |
| Tennessee | 128,190 | 3,537 | 20,478 | 111,274 | 15,523 | 58,817 |
| Texas | 1,987,083 | 30,257 | 171,348 | 561,000 | 119,318 | 285,420 |
| Utah | 54,487 | 95 | 17,323 | 86,366 | 5,278 | 35,421 |
| Vermont | 4,127 | 2 | 1,534 | 10,894 | 1,643 | 14,545 |
| Virginia | 96,753 | 1,312 | 55,449 | 165,948 | 22,025 | 163,382 |
| Washington | 352,485 | 10,494 | 10,668 | 182,873 | 13,427 | 224,980 |
| West Virginia | 6,024 | 5 | 2,340 | 18,059 | 6,040 | 9,193 |
| Wisconsin | 387,821 | 19,878 | 20,082 | 109,944 | 10,090 | 59,956 |
| Wyoming | 71,874 | 1,521 | 333 | 8,342 | 1,111 | 4,275 |
| United States | $17,966,416 | $1,423,067 | $2,016,616 | $5,900,525 | $1,222,068 | $5,387,679 |
(1) Includes some state funds.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
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