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Increasing Inflation on Liability Insurance – Impact as of Year-End 2024

This analysis extends earlier studies on personal and commercial auto liability insurance, calculating the cumulative effect of both economic inflation and legal system abuse on these portfolios. See also: Press release.

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Triple-I Chief Economist testifies on NYC Measure on short-term rentals
Illinois lawmakers reject risk-based pricing challenge
Triple-I chart of the week: Consumers expect an expensive holiday season as sales...
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Homeowners + Renters Insurance What is covered by standard homeowners insurance?

Standard homeowners insurance provides coverage for damage to property caused by wind, snow, severe cold and freezing rain. Most standard policies include four essential types of coverage: coverage for the structure of your home; coverage for your personal belongings; liability protection; coverage for additional living expenses.

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Crime + Fraud How legal system abuse drives social inflation
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Disasters + Preparedness Insurance for wildfires
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Life Insurance Tips for finding a lost life insurance policy
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Homeowners + Renters Insurance What should new homebuyers know about homeowners insurance?
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About the Industry Careers in insurance

The Triple-I highlights the wide range of career opportunities in the insurance industry and underscores its essential role in risk management. Resources for job seekers and students include The Institutes’ InsureMyPath, the Black Insurance Industry Collective and the CPCU Society Career Center.

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Commercial lightning losses: You can’t manage what you don’t measure
Insurance Industry Insurance Economics for Property Casualty
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About the Industry Triple-I Issues Briefs: State of the risk; Trends and Insights
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I.I.I. Glossary

IDENTITY THEFT INSURANCE- Coverage for expenses incurred as the result of an identity theft. Can include costs for notarizing fraud affidavits and certified mail, lost income from time taken off from work to meet with law-enforcement personnel or credit agencies, fees for reapplying for loans and attorney's fees to defend against lawsuits and remove criminal or civil judgments.

COBRA- Short for Consolidated Omnibus Budget Reconciliation Act. A federal law under which group health plans sponsored by employers with 20 or more employees must offer continuation of coverage to employees who leave their jobs and their dependents. The employee must pay the entire premium. Coverage can be extended up to 18 months. Surviving dependents can receive longer coverage.

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I.I.I. News Wire

Triple-I Georgia Legal System Abuse Campaign Recognized with MarCom Award Wins and Ragan Zenith Award Finalist Spot

For Immediate Release: MEDIA CONTACT: media@iii.org     MALVERN, Pa., Nov. Read More

Legal System Abuse, Not Just Economic Inflation, Drives Liability Insurance Losses by More than $230 Billion Over Past 10 Years, New Triple-I – Casualty Actuary Society Analysis Shows

For Immediate Release: MEDIA CONTACT: New York Press Office, 212-346-5500, media@iii.org MALVERN, Pa., Oct. Read More

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Events Calendar

Triple-I/Milliman Insurance Economics and Underwriting Projections: A Forward View
January
21
2026
MEMBERS-ONLY: Join us for the Q1 exclusive, members-only briefing Wednesday, January 21, 11am - 12pm ET. You’ll learn about enhanced economic indicators of inflation and growth to help inform future underwriting projections and a forward-looking view at the P/C industry underwriting performance, including combined ratio, premium growth, and rate impact across all major product lines. Please contact members@iii.org for the secure registration link.
2026 Crop Insurance and Reinsurance Bureau Annual Meeting
February
04
2026
The 2026 Crop Insurance and Reinsurance Bureau Annual Meeting will be held February 4–6 in Indian Wells, California, bringing together leaders from across the crop insurance industry for updates, insights and strategic discussion. Checkout event website.
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