Hurricanes: State of the Risk

Hurricanes

With no U.S. landfalls for the first time in a decade, the 2025 Atlantic hurricane season still generated deadly tropical storms and above-average days of major hurricane activity, underscoring the need for community preparedness. Though the season produced fewer storms than expected, four of the five hurricanes reached Category 3 or higher. Three were Category 5 – only the second year on record that more than two Category 5 storms occurred in the Atlantic.

Tropical Storm Chantal contributed to inland flooding, dumping up to 10 inches of heavy rainfall across multiple North Carolina counties where less than 1 percent of households were covered by flood insurance. Chantal contributed to $500 million in economic losses, according to Gallagher Re’s Natural Catastrophe and Climate Report: 3 2025. Much of Globe-Miami, Ariz. – struck by torrential rain from Category 2 Hurricane Priscilla in the Pacific – was also unprotected, highlighting a growing flood protection gap in areas once considered low-risk.

As of January 12, 2026

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Previous Hurricanes: State of the Risk

• July 17, 2023
• June 22, 2022