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We are the Triple-I. The trusted voice of risk and insurance; providing unique, data-driven insights to educate, elevate and connect consumers, industry professionals, public policymakers, and media. Learn More
Pet Insurance: State of the Risk

From unexpected veterinary costs to greater liability concerns, pet companionship introduces a range of new risks. Understanding and proactively mitigating these risks is essential to responsible pet care, which a growing market of property/casualty and specialty insurers are helping facilitate through pet insurance. See also: Triple-I Blog and Press Release.

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MEDIA STATEMENT: Understanding Claims Closed Without Payment: Context Behind the Numbers
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U.S. P/C market records hard-earned decade-low combined ratio
Triple-I Chart of the week: P/C Replacement Costs Expected to Remain Below U.S. Inflation in 2026
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Other Insurance Topics Bicycle safety and insurance

Bicycling is increasingly popular, both as a sport and as a means of transportation. Whether you spent a few hundred or a few thousand dollars on your bike, whether you use it to commute to work or to cycle around the block with your kids, it's important to understand the rules of the bike lane and protect your financial investment with the proper insurance. See also: Video.

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Financial Planning What are the types of disability insurance?
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Crime + Fraud How legal system abuse drives social inflation
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Disasters + Preparedness Insurance for wildfires
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Life Insurance Tips for finding a lost life insurance policy
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Insight + Analysis

About the Industry Careers in insurance

The Triple-I highlights the wide range of career opportunities in the insurance industry and underscores its essential role in risk management. Resources for job seekers and students include The Institutes’ InsureMyPath, the Black Insurance Industry Collective and the CPCU Society Career Center.

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Triple-I Executive Exchange with FENIX24
About the Industry Triple-I Issues Briefs
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Insurance Industry Insurance Economics for Property Casualty
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I.I.I. Glossary

TERRORISM COVERAGE- Included as a part of the package in standard commercial insurance policies before September 11, 2001 virtually free of charge. Since September 11, terrorism coverage prices have increased substantially to reflect the current risk.

529 SAVINGS PLANS- State-administered plans designed to encourage households to save for college education. Named after a part of the Internal Revenue tax code, these saving plans allow earnings to accumulate free of federal income tax and sometimes to be withdrawn to pay for college costs taxfree. There are two types of plans: savings and prepaid tuition. Plan assets are managed either by the state’s treasurer or an outside investment company. Most offer a range of investment options.

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I.I.I. News Wire

MEDIA STATEMENT: Understanding Claims Closed Without Payment: Context Behind the Numbers

Claims closed without payment occur for many legitimate reasons and should not be confused with an insurer’s obligation to pay covered losses. Read More

Triple-I and NICB Warn Homeowners to Watch for Contractor Fraud Following Disasters

FOR IMMEDIATE RELEASE Loretta Worters Triple-I 917-208-8842 lorettaw@iii.org Christopher Stroisch NICB 847-450-9814 CStroisch@nicb.org   MALVERN, Pa., May 18, 2026 – As natural catastrophes and severe weather events continue to expose more homeowners to property damage and recovery challenges,… Read More

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Events Calendar

IASA Xchange
June
07
2026
IASA Xchange 2026 will take place June 7–9 in New Orleans, Louisiana, as a three-day conference for insurance professionals featuring educational sessions, networking and industry insights. Checkout event website.
Triple-I/Milliman Insurance Economics and Underwriting Projections: A Forward View
July
15
2026
MEMBERS-ONLY: Join us for the Q3 exclusive, members-only briefing Wednesday, July 15, 11am - 12pm ET. You’ll learn about enhanced economic indicators of inflation and growth to help inform future underwriting projections and a forward-looking view at the P/C industry underwriting performance, including combined ratio, premium growth, and rate impact across all major product lines. Please contact members@iii.org for the secure registration link.
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