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Dog bites accounted for more than one-third of all homeowners insurance liability claims paid out in 2012, costing over $489 million, according to the Insurance Information Institute (I.I.I.) and State Farm®. State Farm said that it paid out more than $108 million as a result of its nearly 3,670 dog bite claims in 2012, a slight decrease from the previous year. An analysis of homeowners insurance data by the I.I.I. found that the average cost paid out for dog bite claims was $29,752 in 2012, up 1.2 percent from $29,396 in 2011. From 2003 to 2012 the cost of the average dog bite claim increased by 55.3 percent. The number of claims dropped slightly to 16,459 in 2012 from 16,695 in 2011.