Forty-three percent of all people age 40 will have a long-term disability event by age 65. Learn how you can replace lost income and help protect you and your family from an otherwise financially catastrophic illness or injury.

Disability insurance is critical protection against loss of income, but if your employer doesn't provide it, it can be an expense. Learn how to save on your policy.

Bill paying habits established in college can affect students' credit scores for years to come.