The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 1.0 percent in May 2016 vs. May 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.2 percent for the 12 months ending May 2016.

Both current and expected near-term general inflation continue to be quite low. The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 1.1 percent in April 2016 vs. April 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.1 percent for the 12 months ending April 2016.

The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 0.9 percent in March 2016 vs. March 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.2 percent for the 12 months ending March 2016.

The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 1.0 percent in February 2016 vs. February 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.3 percent for the 12 months ending February 2016 (the largest 12-month increase since the year ending May 2012).

The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 1.4 percent in January 2016 vs. January 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.2 percent for the 12 months ending January 2016 (tied with the largest 12-month increase since the year ending June 2012).

Overview

Reinsurance is insurance for insurance companies. It’s a way of transferring some of the financial risk insurance companies assume in insuring cars, homes and businesses to another insurance company, the reinsurer.

What are insurance scores? 

Insurance scores, which are also referred to as credit-based insurance scores, are ratings based fully or partially on a consumer's credit information. Insurers use credit information with other factors to help underwrite and price policies. These confidential ratings are typically used for personal lines such as homeowners and personal automobile insurance. 

Overview

Insurance is generally bought directly through an insurer or through independent agents and commercial brokers who provide access to the products of several insurers. Direct writers dominate auto and homeowners insurance sales, while commercial insurance is more commonly purchased through independent agents or brokers.

Insurance distribution channels and processes are being transformed by technology advances and market pressures such as changing buyer behavior; new products; consolidation; expense pressures; growth challenges; and new non-traditional entrants.