Though the results are worth it, home remodeling construction is usually a messy and disruptive process with lots of heavy equipment, sharp tools, and other potential dangers. Don't put your home improvement efforts and resources at risk: when undertaking a remodeling project, make sure that the house, the contractor and the subcontractors have adequate insurance coverage.
Mold is destructive to your home and possessions—and the damage it causes generally isn't covered by homeowners insurance. Learn how to defend your home against mold.
Burglars won't find your home an easy target if it's well lit and features security measures that slow them down. Don't let your home be an easy mark for theft and vandalism. Protect yourself and your belongings—and save on insurance premiums—by employing commonsense safety precautions.
Millions of Americans safely enjoy outdoor barbecues, but accidents do happen. Ensure trouble-free summer cooking fun by maintaining your grill, using it safely and knowing what to do in case of emergency.
Much of North America experiences periods of severely cold weather and is susceptible to snow and ice storms—extreme conditions that can inflict considerable damage on homes and create liability risks. Standard homeowners policies will cover most disasters that result from a freeze—but coverage often depends on whether the home’s heating was properly maintained. Here’s how to minimize potential risks.
Lightning can cause damage to your home and belongings—and can cause bodily harm. It's prudent to take steps to prevent the dangerous effects of lightning and to keep yourself and your family safe. Here are some things you can do.
If your home was destroyed by a hurricane, wildfire or other disaster, be cautious.
Unfortunately, there are dishonest service providers that prey on disaster victims. They know that people who have lost their homes and valuables may not be thinking clearly. If you have suffered this type of loss, don’t make any rash decisions. Talk to your insurance agent, who may recommend service providers in your area.
Here are some basic guidelines for hiring service providers.