2016 and Beyond: Trends, Challenges and Opportunities

This PowerPoint report explores the trends, challenges and opportunities in Personal Lines insurance for 2016 and beyond. It begins with a discussion of industry financials from 1991 into 2016, looks at the investment environment and interest rates forecasts. The economy and employment is also explored in depth, and special focus is paid to how the Trump presidency will likely impact the insurance industry. Growth drivers in Personal Lines is presented with a M&A update, as well as claim trends in private passenger auto insurance, insured catastrophe losses and how the appetite for coastal and flood risks is increasing. The report closes with some thoughts on the future, including a comparison of what is reality vs. “Silicon Valley Kool-Aid,” in emerging areas such as self-driving cars, the on-demand economy and the Internet of Things. Fintech is also discussed at length.