This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, before the 2012 NAMIC Claims Conference, provides an overview of the property/casualty (P/C) insurance industry, with a focus on what the industry can expect in 2012 and after. Containing many charts with recently updated data, the presentation includes a discussion of how the U.S. economy serves as a growth engine for P/C insurers and a review of the labor market. One section provides a history of claim activity in the U.S. The report also includes sections reviewing recent global events that affect the P/C insurance industry, summarizing P/C financial performance, discussing global and U.S. catastrophe loss developments and trends, reviewing underwriting loss trends and focusing on other factors contributing to the underwriting cycle: the investment environment, the tort/casualty environment and inflation.
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