I.I.I. Testifies on No-Fault Auto Insurance Fraud In New York State


On February 4 Robert Hartwig, president of the Insurance Information Institute, delivered testimony on the problem of rapidly escalating no-fault auto insurance fraud in New York State before the state Senate Insurance Committee. The testimony, which is illustrated by a number of charts, focuses on the following issues: the magnitude of New York’s State’s no-fault problem measured in terms of dollars, rate of claim cost increase and cost relative to other states; drivers of claim costs in New York’s no-fault system; and history of no-fault fraud and abuse in New York. The report notes that in 2009 no-fault auto insurance fraud in New York cost consumers and insurers almost $230 million, or 22 percent of every no-fault claim, and the average cost of a no-fault claim soared 55 percent from $5,615 in 2004 to $8,690 in 2009.

Robert P. Hartwig, Ph.D., CPCU, President, submits written testimony to the New York State Senate Insurance Committee on February 4, 2010.

The hearing focused on "No-Fault Auto Insurance Fraud In New York State". You can download the testimony below.


Please click on the file name below to view the presentations. Once open, you can choose "file" from your menu and then save the PowerPoint presentation to your disk. The presentation also is available in Adobe Acrobat format. The Adobe Acrobat file is smaller and faster to download. However, you do need the appropriate software to view.

You can download Adobe Acrobat Reader, free of charge, from the Adobe website (https://www.adobe.com/products/acrobat/readstep.html).

Note: Printer fonts may vary by browser and version of Adobe Reader.

Back to top