Media Advisory: Hurricane Elsa To Test Florida’s Storm Preparedness


For immediate release
New York Press Office: Michael Barry, 917-923-8245,

NEW YORK, July 2, 2021 —With Hurricane Elsa expected to impact Florida early next week, the Insurance Information Institute (Triple-I) has editorial content and subject matter experts which can inform media coverage of the storm.

“The frequency and intensity of natural disasters and extreme weather events are rising,” said Sean Kevelighan, CEO, Triple-I. “Insurers are responding with a host of strategies aimed at better understanding the risks of these events, to promote resilience and to close the protection gap.”

The Triple-I can offer reporters who are tracking Elsa insights into:

  • Florida’s Flood Insurance Market:  Florida was home to 34 percent of all the FEMA National Flood Insurance Program (NFIP) policies in the U.S. as of 2019, with the state accounting for 1.7 million of the 5 million NFIP policies in-force nationwide.  NFIP policies, and those offered by private insurers, are purchased to cover flood-caused property damage because standard homeowners, renters, and business insurance policies exclude flood coverage.  Flood-damaged vehicles are covered under the optional comprehensive portion of an auto insurance policy.
  • The Location of Florida’s NFIP Policies:  The Triple-I’s Resilience Accelerator offers a county-by-county breakdown of where the state’s NFIP policies are situated.
  • Florida’s Auto, Home, and Business Insurance Markets: Florida’s auto, home, and business insurers collected from their policyholders $56.6 billion in direct premiums written (DPW) in 2019.

More than one in four (27 percent) Americans say they have flood insurance coverage, according to a Triple-I Consumer Poll released in September 2020. That was the highest percentage since the Triple-I began asking the question in its annual Consumer Poll in 2007.

Video: Florida Weather Update: Hurricane Elsa
Facts and Statistics: Hurricanes
White Paper: Flood: Beyond Risk Transfer

The Triple-I has a full library of educational videos on its You Tube Channel. Information about Triple-I mobile apps can be found here.

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