The I.I.I. staff at the conference can provide information on the economic impact of hurricanes as well as consumer-related information to help people understand their insurance coverage and learn the steps they can take to both control the cost of coverage and mitigate against hurricane damage. In Orlando this week are:
- Jeanne Salvatore, senior vice president, Public Affairs & chief communications officer: jeannes@iii.org;cell phone: 917-612-4088
- Lynne McChristian, Florida representative: lynnem@iii.org;cell phone: 813-480-6446
- Elianne González, Hispanic press officer: elianneg@iii.org; cell phone: 954-684-4410
Wind damage from both tropical storms and hurricanes is covered under standard homeowners, renters and business insurance policies. Flood damage resulting from storm surge caused by hurricanes is excluded under standard policies; however, flood coverage is available from the
National Flood Insurance Program (NFIP), and from a few private insurance companies.
Damage to cars from hurricanes is covered under the optional comprehensive portion of an auto insurance policy. This includes wind damage, flooding and even falling objects such as tree limbs. More than 75 percent of all Americans choose to purchase comprehensive auto coverage.
The following online resources are also available to reporters:
RESEARCH AND ANALYSIS
CONSUMER INFORMATION
FACTS AND STATISTICS
VIDEOS
The I.I.I.’s free mobile apps can help you create a disaster plan, learn about selecting the right insurance for your needs and budget, and create and maintain a home inventory. Learn more about our suite of apps here.
THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.
Insurance Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500; www.iii.org