NEW YORK, Aug. 20, 2021—Residents from New York’s Long Island to Maine should prepare for Tropical Storm Henri, which could make landfall in southern New England this weekend (Aug. 21-22), according to the Insurance Information Institute (Triple-I).
The National Hurricane Center (NHC) warns Henri’s impacts will likely include damaging winds, torrential rainfall, life-threatening storm surge, flash flooding, and power outages.
“Henri is expected to become a hurricane by Saturday [Aug.21] and be at or near hurricane strength when it makes landfall in southern New England,” the NHC stated, in a public advisory this morning.
Hurricane, tropical storm, and storm surge watches have been issued for portions of New York’s Long Island, Connecticut, Rhode Island and Massachusetts.
The last landfalling hurricane in New England was Hurricane Bob, a Category 2 storm which struck Block Island, Rhode Island, with sustained winds reaching 105 miles per hour on Aug. 19, 1991. The storm caused damages generally estimated at $1.5 billion, a figure equal to about $3 billion in today’s dollars.
Thus far in the 2021 Atlantic hurricane season, there have been eight named storms and two hurricanes: Elsa and Grace. Elsa and Fred made landfall in Florida as tropical storms. A typical hurricane season has 14 named storms and seven hurricanes, according to the National Oceanic and Atmospheric Administration (NOAA). Hurricane season continues through Nov. 30.
Damage caused by hurricanes and tropical storms are covered under different insurance policies, according to the Triple-I.
Property damage to a home, a renter’s possessions, and a business – resulting from a flood – is generally covered under a FEMA National Flood Insurance Program (NFIP) policy, if the homeowner, renter or business has purchased one. Dozens of private insurers also offer flood insurance.
Private-passenger vehicles damaged or destroyed by either wind or flooding are covered under the optional comprehensive portion of an auto insurance policy. Nearly 80 percent of U.S. drivers choose to purchase comprehensive coverage.
Through its Resilience Accelerator and the organization’s other educational materials, the Triple-I offers preparedness tips for all residents in Henri’s path:
Facts & Statistics: Hurricanes
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