For immediate release Florida Press Office
Mark Friedlander, 904-806-7813, MarkF@iii.org
ST. JOHNS, Fla., Aug. 27, 2021 — Residents from the Upper Texas Coast to the Florida Panhandle should be alert for potential impacts of Hurricane Ida, which is forecast to make landfall along the northern Gulf Coast on Sunday, Aug. 29 as a major hurricane, according to the Insurance Information Institute (Triple-I).
In a public advisory issued this morning, the National Hurricane Center warned Ida is expected to be a “dangerous major hurricane” and could undergo rapid intensification in the extremely warm Gulf of Mexico before making landfall. The Hurricane Center indicated Ida’s impacts will include potentially devasting wind damage, life-threatening storm surge, catastrophic coastal and inland flooding, and widespread power outages that could last for several days.
Up to 20 inches of rain is possible from the system across numerous Gulf Coast states. Hurricane watches and storm surge watches are in effect from the Texas/Louisiana border to the Alabama/Florida border. This includes the New Orleans metro area.
Aug. 29 is the 16th anniversary of Hurricane Katrina, which struck the Louisiana coast as a strong category 3 major hurricane in 2005 and is the costliest U.S. property loss catastrophe on record. During last year’s record-breaking Atlantic hurricane season, four hurricanes made landfall along the northern Gulf Coast. Laura, Delta and Zeta made landfall in Louisiana while Sally made landfall in Alabama. Laura was a category 4 major hurricane with sustained winds of 150 mph when it made landfall at Cameron Parrish, La.
Thus far in the 2021 Atlantic hurricane season, there have been nine named storms and three hurricanes: Elsa, Grace and Henri. On Aug. 22, Henri made landfall as a tropical storm along the Rhode Island coast. Elsa and Fred made landfall in Florida as tropical storms on July 7 and Aug. 16, respectively. Grace did not make a U.S. landfall but became the first major hurricane of 2021 on Aug. 20. A typical hurricane season has 14 named storms and seven hurricanes, according to the National Oceanic and Atmospheric Administration (NOAA). Hurricane season continues through Nov. 30.
Damage caused by hurricanes and tropical storms are covered under different insurance policies, according to the Triple-I.
Property damage to a home, a renter’s possessions, and a business – resulting from a flood – is generally covered under a FEMA National Flood Insurance Program (NFIP) policy, if the homeowner, renter or business has purchased one. Dozens of private insurers also offer flood insurance.
Private-passenger vehicles damaged or destroyed by either wind or flooding are covered under the optional comprehensive portion of an auto insurance policy. Nearly 80 percent of U.S. drivers choose to purchase comprehensive coverage.
Through its Resilience Accelerator and the organization’s other educational materials, the Triple-I offers preparedness tips for all residents in Ida’s path:
Facts & Statistics: