Triple-I: Laura To Impact Insurance Markets in Louisiana, Texas

Storm Will Bring Heavy Rain To Arkansas, Oklahoma After Making Landfall


For immediate release
New York Press Office: 917-923-8245,


NEW YORK, Aug. 25, 2020 – Hurricane Laura is expected to make landfall as a Category 3 hurricane near the border of Louisiana and Texas late Wednesday or early Thursday and then move northward into Oklahoma and Arkansas, where it will still be a strong storm system, according to the Insurance Information Institute (Triple-I).

Wind-caused property damage is covered under standard homeownersrenters and business insurance policies. Renters’ insurance covers a renter’s possessions while the landlord insures the structure.

Property damage to a home, a renter’s possessions, and a business – resulting from a flood – is generally covered under FEMA National Flood Insurance Program (NFIP) policies, if the homeowner, renter or business has purchased one. Several private insurers also offer flood insurance.

Private-passenger vehicles damaged or destroyed by either wind or flooding are covered under the optional comprehensive portion of an auto insurance policy. Nearly 80 percent of U.S. drivers choose to purchase comprehensive coverage.

Through its Resilience Accelerator and the organization’s other educational materials, the Triple-I offers facts, insights, and analysis on each of the state insurance markets in Hurricane Laura’s path. 



Catastrophes: Insurance Issues
Brochure: Settling Insurance Claims After A Disaster
Spotlight on Flood Insurance
Facts About Flood Insurance
Recovering from a Flood


What Are Hurricane Deductibles?


FEMA’s National Flood Insurance Program (NFIP)


Triple-I’s Hurricane Laura Update—Tuesday, Aug. 25, 2020
Triple-I Non-Resident Scholar Dr. Phil Klotzbach’s Hurricane Laura Update


The Triple-I has a full library of educational videos on its YouTube Channel. Information about Triple-I mobile apps can be found here.

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