Triple-I’s Severe Cold Weather Survival Guide Becomes a Hot Item


For immediate release
New York Press Office, Michael Barry, 917-923-8245,

NEW YORK, Feb. 16, 2021—Given the deep freeze across multiple U.S. states this week, The Homeowner’s Severe Cold Weather Survival Guide yesterday became the most popular online article at the Insurance Information Institute’s (Triple-I) website,

“Much of North America experiences periods of severely cold weather and is susceptible to snow and ice storms—extreme conditions that can inflict considerable damage on homes and create liability risks. Standard homeowners policies will cover most disasters that result from a freeze—but when the weather outside is frightful, it's better to minimize the potential risks. Here's how,” the article states.

The online Survival Guide lists a few steps which can be taken inside and outside a home to reduce the risks of cold weather-caused property damage, such as:


  • Check the location for the main water shutoff in your home. And refresh your memory on—or learn—how the shutoff works to prevent your home’s pipes from bursting.
  • Open hot and cold faucets enough to let them drip slowly. In severely frigid temperatures, keeping water moving within the pipes will help prevent freezing.
  • Check to see that fireplaces, wood stoves and electric heaters are working properly. Make sure there are no combustible items near a home’s heat sources. This week’s widespread power outages have contributed to Kerosene Heater Safety becoming the second-most popular article at the Triple-I’s website.


  • Watch for ice dams near gutter downspouts. Ice dams occur when water is unable to drain through the gutters and instead seeps into the house. Clear gutters of leaves and debris to allow runoff from melting snow and ice to flow freely at the base of the gutter, known as the downspout.
  • Keep your garage doors closed. This will prevent weather damage to whatever is stored in the garage. Plus, if your garage is attached to your house, the home entrance door from the garage is probably not as well-insulated as an exterior door so this will keep more heat in.
  • Double-check for dead, damaged, or dangerous tree branches and have them removed. Even if they looked sound earlier in the year, trees can be affected by ice, snow, or wind. When stressed, branches can fall and damage your house or car, or injure someone on or near your property.

News Release: Snowstorm-Caused Damage Covered Under Auto and Home Policies
Facts and Statistics: Winter Storms
Articles: How to File A Homeowner’s Claim
Video: Minimizing Winter Weather Risks 

The Triple-I has a full library of educational videos on its YouTube Channel. Information about Triple-I mobile apps can be found here.

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