2021 Insurance Fact Book

Insurance Industry At A Glance
U.S. P/C And L/A Insurance Premiums, 2020 (1)
Employment In Insurance, 2011-2020
World Insurance Markets
Top 10 Countries By Life And Nonlife Direct Premiums Written, 2020 (1)
World Life And Nonlife Insurance Direct Premiums Written, 2020 (1)
World Life And Nonlife Insurance Direct Premiums Written, 2018-2020 (1)
Life And Nonlife Insurance Direct Premiums Written By Country, 2020 (1)
Top 10 Countries By Total Insurance Premiums Per Capita And Percent Of Gross Domestic Product (GDP), 2020
U.S. Reinsurance Premiums Ceded to Unaffiliated and Affiliated Offshore Reinsurers, 2015-2019
Top 10 Countries By U.S. Reinsurance Premiums Ceded to Unaffiliated And Affiliated Offshore Reinsurers, 2019
Top 10 Global Insurance Companies By Revenues, 2020 (1)
Top 10 Global Property/Casualty Reinsurance Groups By Gross Reinsurance Written Premiums, 2019 (1)
Top 10 Global Insurance Brokers By Revenues, 2020 (1)
Top Five Global Reinsurance Brokers By Reinsurance Brokerage and Related Services Revenues, 2019 (1)
U.S. Insurance Sales Abroad, 2010-2019
Insurance Business In The U.S. Written By Subsidiaries Of Foreign-Controlled Companies, 2013-2017
Top 20 Global Captive Domiciles, 2019-2020
Insurance In Emerging Markets, 2020
Total Insurance Premiums, Emerging Markets, 2019 (1)
U.S. Insurance Industry, All Sectors
Net Premiums Written, Property/Casualty And Life/Annuity Insurance, 2011-2020
Property/Casualty And Life/Annuity Insurance Premiums, 2020 (1)
Growth In Net Premiums Written, Property/Casualty And Life/Annuity Insurance, 2011-2020
Direct Premiums Written, Property/Casualty And Life/Annuity Insurance, 2011-2020
Top 10 Writers Of Property/Casualty Insurance By Direct Premiums Written, 2020
Top 10 Writers Of Life/Annuity Insurance By Direct Premiums Written, 2020
Where the Nation's Healthcare Dollar Came From, 2019
National Health Expenditures, Average Annual Percent Growth From Prior Year, 1993-2023
Employment In Insurance, 2011-2020
Insurance Carriers And Related Activities Employment By State, 2019 (1)
Insurance Sector's Share Of Gross Domestic Product (GDP), 2016-2020
Insurance Company Holdings Of U.S. Municipal Securities, 2016-2020
Reported Global Insurance-Related Mergers And Acquisitions By Sector, U.S. And Non-U.S. Acquirers, 2020 (1)
Top 11 Global Insurance-Related Mergers And Acquisitions Announced, 2020 (1)
U.S. Insurance-Related Mergers And Acquisitions, 2011-2020 (1)
Domestic Insurance Companies By State, Property/Casualty And Life/Annuities, 2020
Premium Taxes By State, Property/Casualty, Life/Annuity and Health Insurers, 2020 (1)
Distribution
Life Individual Market Share by Distribution Channel, 2010 and 2019
Sales Of Individual Annuities By Distribution Channels, 2016 And 2020
Retirement
U.S. Retirement Assets, 2016 And 2020
U.S. Retirement Assets, By Type, 2011-2020
Retirement Funds Asset Mix, 2020
IRA Market Shares By Holder, 2015 And 2019
Asset Allocation For 401(k) Plans, 2020
Mutual Fund Retirement Assets By Type Of Plan, 2020 (1)
Individual Annuity Considerations, 2016-2020 (1)
Deferred Annuity Assets, 2011-2020
Individual Fixed Annuity Sales, 2015-2019 (1)
Top 10 Writers Of Annuities By Direct Premiums Written, 2020 (1)
Top 10 Writers Of Individual Annuities By Direct Premiums Written, 2020
Top 10 Writers Of Group Annuities By Direct Premiums Written, 2020
Life/Annuity Financial Data
Life/Annuity Insurance Income Statement, 2016-2020
Direct Premiums Written By Line, Life/Annuity Insurance, 2018-2020
Investments, Life/Annuity Insurers, 2018-2020 (1)
Investments, Life/Annuity Insurers, Bond Portfolio, 2020 (1)
Life/Annuity Insurance Benefits And Claims, 2016-2020
Healthcare Coverage, 2020
Top 10 Health Insurance Groups By Direct Premiums Written, 2020 (1)
Individual Disability Insurance, New Issues Sales, 2020 (1)
Individual Disability Insurance In Force, 2019 (1)
Individual Long-Term Care Insurance, 2019 (1)
Life/Annuity Insurers Direct Premiums Written And Annuity Considerations By State, 2020 (1)
Top 10 Writers Of Life Insurance By Direct Premiums Written, 2020
Top 10 Writers Of Individual Life Insurance By Direct Premiums Written, 2020
Top 10 Writers Of Group Life Insurance By Direct Premiums Written, 2020
Property/Casualty Financial Data
Property/Casualty Insurance Industry Income Analysis, 2016-2020
Net Premiums Written And Combined Ratio, Property/Casualty Insurance, 2011-2020
Property/Casualty Insurance Industry Underwriting Expenses, 2020 (1)
Annual Rate Of Return: Net Income After Taxes As A Percent Of Equity, 2011-2020
Percent Change From Prior Year, Net Premiums Written, P/C Insurance, 1997-2020
Operating Results, Property/Casualty Insurance, 2011-2020 (1)
Operating Results, Property/Casualty Insurance, 2011-2020 (1)
Consolidated Assets And Policyholders' Surplus, P/C Insurance, 2011-2020
Percent Change From Prior Year, Net Premiums Written And Policyholders' Surplus, P/C Insurance, 2011-2020 (1)
Components Of The Combined Ratio, Property/Casualty Insurance, 2011-2020 (1)
Property/Casualty Insurance Combined Ratio, 1996-2020
Investments, Property/Casualty Insurers, 2018-2020 (1)
Investments, Property/Casualty Insurers, 2020
Top 25 U.S. Surplus Lines Groups By Direct Premiums Written, 2019
Market Share Trends By Size Of Insurer, 2000-2020 (1)
Net Premiums Written, U.S. Property/Casualty Reinsurers, 2010-2019
Top 10 U.S. Property/Casualty Reinsurers Of U.S. Business By Gross Premiums Written, 2019
Direct Premiums Written, P/C Insurance By State, 2020 (1)
Incurred Losses By State, Property/Casualty Insurance, 2020 (1)
Property/Casualty Guaranty Fund Net Assessments, 2011-2020
Property/Casualty Guaranty Fund Net Assessments By State, 2020
Property/Casualty Insurance By Line
Net Premiums Written, Personal And Commercial Lines, 2019
Net Premiums Written By Line, Property/Casualty Insurance, 2018-2020 (1)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2020 (1)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2020 (1) (Cont’d)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2020 (1) (Cont’d)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2020 (1) (Cont'd)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2020 (1) (Cont'd)
Auto
Total Auto Net Premiums Written By Sector, 2020
Auto Share Of P/C Industry Net Premiums Written, 2020
Private Passenger Automobile Insurance, 2011-2020
Percent Change From Prior Year, Net Premiums Written, Private Passenger Auto Insurance, 2011-2020
Top 10 Writers Of Private Passenger Auto Insurance By Direct Premiums Written, 2020
Commercial Automobile Insurance, 2011-2020
Top 10 Writers Of Commercial Auto Insurance By Direct Premiums Written, 2020
Average Expenditures For Auto Insurance, 2009-2018
Top 10 Most Expensive And Least Expensive States For Auto Insurance, 2018 (1)
Average Expenditures For Auto Insurance By State, 2014-2018
Private Passenger Auto Insurance Industry Underwriting Expenses, 2020 (1)
Private Passenger Auto Insurance Losses, 2010-2019 (1)
Incurred Losses For Auto Insurance, 2016-2020 (1)
Estimated Percentage Of Uninsured Motorists, 1992-2019 (1)
Top 10 Highest And Lowest States By Estimated Percentage Of Uninsured Motorists, 2019 (1)
Estimated Percentage Of Uninsured Motorists By State, 2019 (1)
Automobile Financial Responsibility Limits By State
State Auto Insurance Laws Governing Liability Coverage
Homeowners
Homeowners Premiums As A Percent Of All P/C Premiums, 2020
Homeowners Multiple Peril Insurance, 2011-2020
Top 10 Writers Of Homeowners Insurance By Direct Premiums Written, 2020
U.S. Population By Coastline Region, 2017
Atlantic And Gulf Of Mexico Coastline County Population, 2000-2017
U.S. Storm Surge Risk, Gulf and Atlantic States, 2021
U.S. Hurricane Wind Risk, Gulf and Atlantic States, 2021
Top 15 Metropolitan Areas At Risk for Storm Surge and Hurricane Wind, 2021
Atlantic And Gulf Coast States Ranked By Building Codes and Related Factors, 2012 to 2021 (1)
U.S. Wildfire Risk, 2020
Top 10 Metro Areas By Greatest Loss Potential From Wildfires, 2020
Insurance Provided By FAIR Plans, Fiscal Years 2011-2020 (1)
Insurance Provided By FAIR Plans By State, Fiscal Year 2020 (1)
Insurance Provided By Beach And Windstorm Plans, Fiscal Year 2020 (1)
Average Premiums For Homeowners And Renters Insurance, 2009-2018
Average Premiums For Homeowners And Renters Insurance By State, 2018 (1)
Top 10 Most Expensive And Least Expensive States For Homeowners Insurance Premiums, 2018 (1)
Homeowners Insurance Industry Underwriting Expenses, 2020 (1)
Homeowners Insurance Losses, 2015-2019 (1)
Homeowners Insurance Losses By Cause, 2015-2019 (1)
Average Homeowners Losses, 2015-2019 (1)
Homeowners Losses Ranked By Claims Severity (Average Claim), 2015-2019 (1)
Homeowners Losses Ranked By Claims Frequency, 2015-2019 (1)
Incurred Losses For Homeowners Insurance, 2016-2020 (1)
Homeowners Insurance Claims And Payout for Lightning Losses, 2017-2020
Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2020
Homeowners Who Have Flood Insurance, 2014-2020 (1)
National Flood Insurance Program, 1980-2018 (1)
National Flood Insurance Program Policies By State, 2021 (1)
Private Flood Insurance, 2016-2020
Top 10 Writers Of Private Flood Insurance By Direct Premiums Written, 2020 (1)
Earthquake Insurance, 2011-2020
Top 10 Writers Of Earthquake Insurance By Direct Premiums Written, 2020
Top 10 Writers Of Commercial Lines Insurance By Direct Premiums Written, 2020
Top 10 Commercial Insurance Brokers Of U.S. Business By Revenue, 2020 (1)
Incurred Losses For Commercial Insurance, 2016-2020 (1)
Workers Compensation Insurance, 2011-2020
Top 10 Writers Of Workers' Compensation Insurance By Direct Premiums Written, 2020
Workers Compensation Benefits, Coverage And Costs, 2018
Excess Workers Compensation Insurance, 2011-2020
Workers Compensation Medical Costs, 2011-2020
Other Liability Insurance, 2011-2020
Top 10 Writers Of Other Liability Insurance By Direct Premiums Written, 2020
Product Liability Insurance, 2011-2020
Top 10 Writers Of Product Liability Insurance By Direct Premiums Written, 2020
Commercial Multiple Peril Insurance, 2011-2020
Top 10 Writers of Commercial Multiple Peril Insurance By Direct Premiums Written, 2020
Farmowners Multiple Peril Insurance, 2011-2020
Medical Professional Liability Insurance, 2011-2020
Top 10 Writers of Medical Professional Liability Insurance By Direct Premiums Written, 2020
Fire Insurance, 2011-2020
Allied Lines Insurance, 2011-2020
Inland Marine Insurance, 2011-2020
Top 10 Writers of Inland Marine Insurance By Direct Premiums Written, 2020
Ocean Marine Insurance, 2011-2020
Top 10 Writers of Ocean Marine Insurance By Direct Premiums Written, 2020
Surety Bonds, 2011-2020
Fidelity Bonds, 2011-2020
Mortgage Guaranty Insurance, 2011-2020
Top 10 Writers Of Mortgage Guaranty Insurance By Direct Premiums Written, 2020
Financial Guaranty Insurance, 2011-2020 (1)
Top 10 Writers Of Financial Guaranty Insurance By Direct Premiums Written, 2020
Burglary And Theft Insurance, 2011-2020
Boiler And Machinery Insurance, 2011-2020
Private Crop Insurance, 2014-2020
Top 10 Writers Of Private Crop Insurance By Direct Premiums Written, 2020
Multiple Peril Crop Insurance, 2011-2020 (1)
Top 10 Writers Of Multiple Peril Crop Insurance By Direct Premiums Written, 2020
Warranty Insurance, 2011-2020
Cybersecurity Insurance, 2015-2020 (1)
Top 10 Writers Of Cybersecurity Insurance By Direct Premiums Written, 2020 (1)
Identity Theft Insurance, 2015-2020 (1)
Top 10 Writers Of Identity Theft Insurance By Direct Premiums Written, 2020 (1)
Directors and Officers Insurance, 2011-2020 (1)
Top 10 Writers Of Directors And Officers Insurance By Direct Premiums Written, 2020 (1)
Major Catastrophes
Top 10 Costliest World Natural Disasters by Insured Losses, 2020 (1)
World Natural Disaster Events Ranked by Number Of Perils and Insured Losses, 2020 (1)
Top 10 Costliest World Natural Disasters By Insured Losses, 1900-2020 (1)
Top 10 Deadliest World Natural Catastrophes, 2020 (1)
Top 10 Deadliest World Natural Catastrophes, 1950-2020 (1)
Top 10 Costliest Global Tropical Cyclones by Insured Losses, 1900-2020 (1)
Top 10 Costliest Global Severe Convective Storms by Insured Losses, 1900-2020 (1)
Top 10 Costliest Global Wildfires by Insured Losses, 1900-2020 (1)
Top 10 Costliest World Earthquakes And Tsunamis By Insured Losses, 1980-2020 (1)
Natural Catastrophes By Quarter, 2020 (1)
Natural Catastrophe Losses In The United States By Peril, 2020
Estimated Insured Property Losses, U.S. Natural Catastrophes, 2011-2020 (1)
Top 10 Costliest Natural Catastrophes, United States (1)
U.S. Natural Catastrophes
The Saffir-Simpson Hurricane Wind Scale
Top 10 Costliest Hurricanes In The United States (1)
Estimated Insured Losses For The Top 10 Historical Hurricanes Based On Current Exposures (1)
Hurricanes And Related Deaths In The United States, 2000-2020
Top 10 Deadliest Mainland U.S. Hurricanes (1)
Top 10 States For Wildfires Ranked By Number Of Fires And By Number Of Acres Burned, 2020
Top 10 Costliest Wildland Fires In The United States (1)
Top 10 States At High To Extreme Wildfire Risk, 2019 (1)
The Fujita Scale For Tornadoes
Top 10 Costliest U.S. Catastrophes Involving Tornadoes (1)
Number Of Tornadoes And Related Deaths Per Month, 2020 (1)
Tornadoes And Related Deaths In The United States, 2001-2020 (1)
Top 10 States, By Number Of Tornadoes, 2020 (1)
Tornadoes And Related Deaths By State, 2020 (1)
Top 10 States Ranked By Number of Hail Loss Claims, 2017-2019
Top Five States By Number Of Major Hail Events, 2020 (1)
U.S. Insured Losses from Winter Storms, 2011-2021
Top 15 Costliest U.S. Winter Events By Insured Losses, 1980-2020 (1)
Top 10 Most Significant Flood Events By National Flood Insurance Program Payouts (1)
Top 10 Costliest U.S. Earthquakes By Inflation-Adjusted Insured Losses (1)
Estimated Insured Losses For The Top 10 Historical Earthquakes Based On Current Exposures (1)
U.S. Man-made Catastrophes
Fire Losses in The United States, 2010-2019 (1)
Fire Losses In The United States, By Line Of Insurance, 2019 (1)
Structure Fires, 2010-2019 (1)
Reported Fires By Property Use, 2019 (1)
Top 10 Costliest Large-Loss Fires, 2019 (1)
Top 10 Costliest Large-Loss Fires In U.S. History
Top Catastrophic Multiple-Death Fires and Explosions, 2019 (1)
Top 10 Most Catastrophic Multiple-Death Fires In U.S. History (1)
Top 20 Costliest Terrorist Acts by Insured Property Losses
Selected Examples of Historic Nuclear Events, as Classified by the INES Scale (1)
Crime
Intentionally Set Fires, 2009-2018
Number And Rate Of Property Crime Offenses In The United States, 2010-2019 (1)
Number Of Data Breaches And Individuals Impacted, 2015-2020
Cybercrime Complaints, 2016-2020 (1)
Top 10 States By Number Of Cybercrime Victims And By Losses, 2020 (1)
Identity Theft And Fraud Reports, 2016-2020 (1)
Top Five Types of Identity Theft, 2020 (1)
Identity Theft By State, 2020 (1)
Motor Vehicles
Traffic Deaths, 2011-2020
Motor Vehicle Crashes By Type, 2010-2019
Motor Vehicle Traffic Deaths By State, 2018-2019
Vehicles Involved In Fatal Crashes By Vehicle Type, 2010 And 2019
Motor Vehicle Deaths By Activity Of Person Killed, 2019
Sex Of Drivers Involved In Fatal Crashes, 2010-2019 (1)
Drivers In Fatal Motor Vehicle Crashes By Age, 2018
Motor Vehicle Deaths Per 100,000 Persons By Age, 2019
Driving Behaviors Reported For Drivers And Motorcycle Operators Involved In Fatal Crashes, 2019
Total Traffic And Alcohol-Impaired Crash Fatalities, 1985-2019
Percent Of Drivers Involved In Fatal Crashes Impaired By Alcohol By Age, 2010 And 2019 (1)
Persons Killed In Total And Alcohol-Impaired Crashes By Person Type, 2019
Driver Handheld Cellphone Use By Age, 2009-2018 (1)
Fatal Crashes Involving Distracted Drivers, 2019
Motorcycle Helmet Use, 2000-2019 (1)
Passenger Vehicle Collision Coverage Insurance Losses, 2017-2019 Model Years
Motor Vehicle Theft, 2010-2019
Top 10 U.S. Metropolitan Statistical Areas By Motor Vehicle Theft Rate, 2020
Top 10 States With The Most And The Fewest Number Of Motor Vehicle Thefts, 2019
Top 10 Most Frequently Stolen Vehicles, 2019
Recreational Watercraft Accidents, 2016-2020 (1)
Top 10 States By Recreational Watercraft Accidents, 2020 (1)
Top 10 States By Recreational Watercraft Theft, 2019 (1)
Sports Injuries By Number Of Injuries, 2020
ATV-Related Deaths And Injuries, 2014-2018 (1)
Aircraft Accidents In The United States, 2019 (1)
Large Airline Accidents In The United States, 2010-2019 (1)
World Aviation Accidents, 2016-2020 (1)
Top 10 Deadliest World Aviation Crashes
Workplace Losses And Deaths, 2010-2019
Top 10 Private Industry Sectors By Number Of Nonfatal Occupational Injuries and Illnesses, 2018
Top 10 Private Industry Occupations With The Largest Number Of Injuries And Illnesses, 2019 (1)
Workplace Deaths By Selected Cause, 2018-2019 (1)
Estimated Asbestos Losses, 2011-2020 (1)
Unintentional Home Deaths And Injuries, 2019
Principal Types Of Home Unintentional Injury Deaths, 2019
Top 10 Major Causes of Death, 2019
Deaths In The United States By Firearm, 2017 And 2018
Number Of Drug Overdose Deaths, 2000-2019
Top 10 States By Drug Poisoning Deaths and Death Rates, 2019 (1)
Factors Affecting Costs
Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2020 (1)
Insurance Expenditures As A Percentage Of Total Household Spending, 2020
Consumer Price Indices For Insurance And Related Items And Annual Rates Of Change, 2011-2020
Consumer Price Indices For Insurance And Related Items And Annual Rates Of Change, 2011-2020 (Cont'd)
Consumer Price Indices For Insurance And Related Items And Annual Rates Of Change, 2011-2020 (Cont'd)
Defense Costs And Cost Containment Expenses As A Percent of Incurred Losses, 2018-2020 (1)
Trends In Personal Injury Lawsuits, 2013-2019 (1)
Median And Average Personal Injury Jury Awards By Type Of Liability, 2019
Trends In Employment Practices Liability, 2013-2019
Employment Practices Liability Verdicts, By Defendant Type, 2013-2019 (1)
Post-Reform Act Class Action Filings Of Securities Lawsuits By Industry, 1998-2020 (1)
Post-Reform Act Class Action Settlements Of Securities Lawsuits, 1996-2020 (1)