A Firm Foundation: How Insurance Supports the Economy

Homes by state

The Insurance Information Institute’s 2020 Pulse Survey found that 93 percent of homeowners had homeowners insurance, but only 57 percent of renters had renters insurance (up from 42 percent in 2018).

Percent Of Occupied Housing Units That Are Owner Occupied, 2019

 

State Percent Rank (1) State Percent Rank (1)
Alabama 68.8% 15 Montana 68.9% 14
Alaska 64.7 38 Nebraska 66.3 27
Arizona 65.3 35 Nevada 56.6 48
Arkansas 65.5 33 New Hampshire 71.0 7
California 54.9 49 New Jersey 63.3 40
Colorado 65.9 32 New Mexico 68.1 17
Connecticut 65.0 37 New York 53.5 50
Delaware 70.3 11 North Carolina 65.3 35
District of Columbia 41.5 51 North Dakota 61.3 46
Florida 66.2 28 Ohio 66.0 30
Georgia 64.1 39 Oklahoma 65.5 33
Hawaii 60.2 47 Oregon 62.9 42
Idaho 71.6 5 Pennsylvania 68.4 16
Illinois 66.0 30 Rhode Island 61.7 45
Indiana 69.3 13 South Carolina 70.3 11
Iowa 70.5 10 South Dakota 67.8 18
Kansas 66.5 24 Tennessee 66.5 24
Kentucky 67.0 22 Texas 61.9 44
Louisiana 66.5 24 Utah 70.6 9
Maine 72.2 2 Vermont 70.9 8
Maryland 66.8 23 Virginia 66.1 29
Massachusetts 62.2 43 Washington 63.1 41
Michigan 71.6 5 West Virginia 73.4 1
Minnesota 71.9 3 Wisconsin 67.2 20
Mississippi 67.3 19 Wyoming 71.9 3
Missouri 67.1 21 United States 64.1%  

(1) States with the same percentages receive the same rank.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

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