A Firm Foundation: How Insurance Supports the Economy

Homes by state

The Insurance Information Institute’s 2018 Pulse Survey found that 91 percent of homeowners had homeowners insurance, but only 46 percent of renters had renters insurance.

Percent Of Occupied Housing Units That Are Owner Occupied, 2018

 

State Percent Rank (1) State Percent Rank (1)
Alabama 70.3% 11 Montana 67.4% 24
Alaska 63.7 41 Nebraska 66.4 28
Arizona 65.7 31 Nevada 57.8 48
Arkansas 64.7 38 New Hampshire 73.4 2
California 55.1 49 New Jersey 65.0 36
Colorado 64.4 39 New Mexico 68.0 21
Connecticut 65.3 34 New York 51.0 50
Delaware 70.8 10 North Carolina 65.2 35
D.C. 39.9 51 North Dakota 61.9 44
Florida 65.5 33 Ohio 67.3 25
Georgia 63.8 40 Oklahoma 69.5 17
Hawaii 59.5 47 Oregon 62.0 43
Idaho 69.2 18 Pennsylvania 69.9 12
Illinois 66.0 29 Rhode Island 60.7 46
Indiana 69.8 13 South Carolina 72.0 6
Iowa 68.9 20 South Dakota 69.1 19
Kansas 67.3 25 Tennessee 68.0 21
Kentucky 69.8 13 Texas 62.7 42
Louisiana 65.7 31 Utah 72.2 5
Maine 71.2 8 Vermont 71.4 7
Maryland 66.6 27 Virginia 66.0 29
Massachusetts 61.5 45 Washington 64.9 37
Michigan 73.0 3 West Virginia 74.7 1
Minnesota 69.8 13 Wisconsin 67.9 23
Mississippi 72.5 4 Wyoming 71.1 9
Missouri 69.7 16 United States 64.4%  

(1) States with the same percentages receive the same rank.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

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