A Firm Foundation: How Insurance Supports the Economy

Homes By State

The Insurance Information Institute’s 2018 Pulse Survey found that 91 percent of homeowners had homeowners insurance, but only 46 percent of renters had renters insurance.

Percent Of Occupied Housing Units That Are Owner Occupied, 2017

 

State Percent Rank (1) State Percent Rank (1)
Alabama 68.0% 17 Montana 69.2% 12
Alaska 63.5 39 Nebraska 66.3 25
Arizona 64.7 37 Nevada 56.6 48
Arkansas 65.3 33 New Hampshire 69.8 9
California 54.8 49 New Jersey 63.8 38
Colorado 65.2 34 New Mexico 67.9 18
Connecticut 66.2 26 New York 53.8 50
Delaware 70.9 6 North Carolina 65.4 31
D.C. 42.2 51 North Dakota 63.4 40
Florida 65.2 34 Ohio 65.8 29
Georgia 62.9 41 Oklahoma 65.5 30
Hawaii 58.5 47 Oregon 62.8 42
Idaho 69.7 10 Pennsylvania 68.3 16
Illinois 66.2 26 Rhode Island 60.8 46
Indiana 69.0 13 South Carolina 68.7 14
Iowa 71.6 3 South Dakota 67.7 19
Kansas 65.9 28 Tennessee 65.4 31
Kentucky 66.5 24 Texas 62.0 45
Louisiana 65.2 34 Utah 69.9 8
Maine 73.2 1 Vermont 69.5 11
Maryland 66.7 21 Virginia 66.6 22
Massachusetts 62.3 44 Washington 62.8 42
Michigan 71.3 5 West Virginia 72.5 2
Minnesota 71.6 3 Wisconsin 66.6 22
Mississippi 68.5 15 Wyoming 70.8 7
Missouri 67.0 20 United States 63.9%  

(1) States with the same percentages receive the same rank.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

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