A Firm Foundation: How Insurance Supports the Economy

Homes by state

The Insurance Information Institute’s 2018 Pulse Survey found that 91 percent of homeowners had homeowners insurance, but only 46 percent of renters had renters insurance.

Percent Of Occupied Housing Units That Are Owner Occupied, 2018

 

State Percent Rank (1) State Percent Rank (1)
Alabama 68.6% 15 Montana 67.7% 18
Alaska 64.0 37 Nebraska 66.1 28
Arizona 63.6 39 Nevada 55.8 48
Arkansas 65.7 31 New Hampshire 71.0 6
California 54.6 49 New Jersey 63.9 38
Colorado 64.9 36 New Mexico 67.6 19
Connecticut 66.3 24 New York 53.9 50
Delaware 71.1 4 North Carolina 65.0 34
D.C. 41.8 51 North Dakota 62.7 41
Florida 65.0 34 Ohio 66.0 29
Georgia 63.1 40 Oklahoma 65.6 32
Hawaii 58.3 47 Oregon 61.9 44
Idaho 69.3 11 Pennsylvania 69.0 12
Illinois 66.0 29 Rhode Island 60.3 46
Indiana 68.9 13 South Carolina 68.9 13
Iowa 71.1 4 South Dakota 68.1 17
Kansas 66.3 24 Tennessee 66.3 24
Kentucky 67.0 20 Texas 61.9 44
Louisiana 65.3 33 Utah 69.9 9
Maine 72.2 2 Vermont 70.7 8
Maryland 66.8 22 Virginia 66.2 27
Massachusetts 62.3 43 Washington 62.7 41
Michigan 71.0 6 West Virginia 72.9 1
Minnesota 71.6 3 Wisconsin 66.9 21
Mississippi 68.2 16 Wyoming 69.4 10
Missouri 66.8 22 United States 63.8%  

(1) States with the same percentages receive the same rank.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

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