A Firm Foundation: How Insurance Supports the Economy

Credit insurance protects merchants, exporters, manufacturers and other businesses that extend credit to their customers from losses or damages resulting from the nonpayment of debts owed them for goods and services provided in the normal course of business. Credit insurance facilitates financing, enabling insured companies to get better credit terms from banks.

Credit Life, And Credit Accident And Health Insurance Direct Premiums Written, 2010-2019

($000)

Year Credit life Credit accident and health
2010 $1,247,192 $929,774
2011 1,226,910 930,094
2012 1,159,524 957,294
2013 977,557 968,691
2014 961,247 955,261
2015 915,437 910,645
2016 831,283 829,033
2017 807,136 838,004
2018 815,280 857,886
2019 830,040 889,327

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

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