Current Table

ASSETS AND LIABILITIES OF FDIC-INSURED COMMERCIAL BANKS GROUPED BY ASSET SIZE, 2011

($ millions, end of year)

    By asset size  
  Total
commercial
banks
Less than
$100 million
$100 million
to $1 billion
$1 billion
or more
Foreign
offices
Number of institutions 6,290 2,143 3,633 514 NA
Total assets  $12,639,738 $123,324 $1,056,078 $11,460,337 $1,794,305
Cash and due from depository institutions  1,196,329 13,920 91,130 1,091,279 251,805
     Interest-bearing balances  955,113 8,935 65,707 880,471 NA
Securities  2,541,223 30,185 235,376 2,275,662 NA
Federal funds sold and reverse repurchase agreements (1)  457,789 3,693 13,531 440,565 NA
Net loans and leases  6,531,949 68,994 649,908 5,813,046 NA
     Loan loss allowance  178,353 1,301 13,056 163,997 NA
Trading account assets (2) 713,446 3 201 713,241 382,478
Bank premises and fixed assets  111,997 2,092 19,594 90,310 NA
Other real estate owned  41,022 1,134 11,318 28,570 NA
Goodwill and other intangibles  348,210 384 5,159 342,666 NA
All other assets  697,774 2,918 29,859 664,997 NA
Total liabilities and capital  $12,639,738 $123,324 $1,056,078 $11,460,337 NA
Total liabilities  $11,216,651 $109,029 $944,295 $10,163,326 $1,820,100
     Total deposits  9,253,868 105,086 884,343 8,264,439 1,428,230
          Interest-bearing deposits  6,948,713 85,408 729,571 6,133,734 1,332,496
          Deposits held in domestic offices  7,825,638 105,086 883,552 6,837,000 NA
     Federal funds purchased and repurchase agreements (1) 438,502 594 15,885 422,023 NA
     Trading liabilities  313,802 0 26 313,776 NA
     Other borrowed funds  747,303 2,572 36,132 708,599 NA
     Subordinated debt  131,784 11 328 131,445 NA
     All other liabilities  331,392 766 7,582 323,044 NA
Total equity capital  $1,423,088 $14,294 $111,783 $1,297,011 NA
     Total bank equity capital  1,404,953 14,294 111,697 1,278,962 NA
     Perpetual preferred stock  5,117 73 967 4,077 NA
     Common stock  45,254 1,860 12,004 31,389 NA
     Surplus  1,040,331 6,742 52,315 981,274 NA
     Undivided profits  314,251 5,619 46,410 262,222 NA
     Noncontrolling interests in consolidated subsidiaries  18,135 0 86 18,048 NA

(1) Short-term agreements to sell and repurchase government securities by a specified date at a set price.
(2) The foreign office component of "assets held in trading accounts" is only available for institutions with $1 billion or more in total assets or $2 billion or more in off-balance sheet contracts.

NA=Data not available.

Source: Federal Deposit Insurance Corporation (FDIC).

 
ASSETS AND LIABILITIES OF FDIC-INSURED COMMERCIAL BANKS GROUPED BY ASSET SIZE, 2008

($ millions, end of year)

     By asset size  
  Total
commercial
banks
Less than
$100 million
$100 million
to $1 billion
$1 billion or more Foreign
offices
Number of institutions 7,085 2,784 3,790 511 NA
Total assets $12,310,922 $152,474 $1,105,045 $11,053,404 $1,521,343
Cash and funds due from depository institutions 1,041,798 10,351 47,499 983,948 242,920
     Noninterest-bearing 261,995 5,566 27,726 228,703 NA
     Interest-bearing 779,803 4,786 19,772 755,245 NA
Securities 1,746,430 33,051 200,511 1,512,868 NA
Federal funds sold and re-repos (1) 688,064 5,811 22,321 659,932 NA
Loans and leases, net 6,682,179 95,612 768,399 5,818,168 452,546
     Plus: allowance for losses and allocated transfer risk reserve 156,421 1,419 11,743 143,258 NA
     Loans and leases, total 6,838,600 97,031 780,143 5,961,427 453,248
Assets held in trading accounts (2) 965,147 11 574 964,561 374,199
Bank premises and fixed assets 109,683 2,939 22,109 84,635 NA
Other real estate owned 22,926 601 5,704 16,622 NA
Intangible assets 392,582 544 7,519 384,519 NA
All other assets 662,114 3,554 30,408 628,151 NA
Total liabilities, limited-life preferred stock and equity capital $12,310,922 $152,474 $1,105,045 $11,053,404 NA
Total liabilities $11,156,013 $133,301 $995,755 $10,026,957 $2,103,710
Deposits, total 8,082,157 125,149 887,435 7,069,574 1,539,087
     Noninterest-bearing 1,433,315 20,687 126,118 1,286,510 58,241,088
     Interest-bearing 6,648,843 104,462 761,317 5,783,064 1,480,846
Federal funds purchased and repos (1) 803,924 1,349 24,713 777,863 NA
Trading liabilities 475,352 1 24 475,327 NA
Other borrowed money 1,275,178 5,690 73,765 1,195,723 NA
Subordinated notes and debentures 182,987 10 630 182,347 NA
All other liabilities 336,414 1,102 9,189 326,123 NA
Total equity capital $1,154,909 $19,173 $109,289 $1,026,447 NA
Perpetual preferred stock 6,402 26 270 6,107 NA
Common stock 45,464 3,403 11,426 30,635 NA
Surplus 850,959 8,743 50,927 791,289 NA
Undivided profits 252,084 7,002 46,667 198,416 NA

(1) Short-term agreements to sell and repurchase government securities by a specified date at a set price.
(2) The foreign office component of "assets held in trading accounts" is only available for institutions with $1 billion or more in total assets or $2 billion or more in off-balance sheet contracts.

NA=Data not available.

Source: Federal Deposit Insurance Corporation.

 
ASSETS AND LIABILITIES OF FDIC-INSURED COMMERCIAL BANKS GROUPED BY ASSET SIZE, 2009

($ millions, end of year)

    By asset size    
  Total
commercial
banks
Less than
$100 million
$100 million
to $1 billion
$1 billion
or more
Foreign
offices
Number of institutions 6,839 2,526 3,799 514 NA
Total assets $11,843,784 $141,358 $1,111,690 $10,590,737 $1,436,739
Cash and funds due
from depository institutions
976,561 12,700 72,275 891,586 188,675
     Interest-bearing 763,803 7,179 46,772 709,852 NA
Securities 2,199,650 30,347 208,282 1,961,022 NA
     Federal funds sold and re-repos (1) 401,755 4,665 19,593 377,497 NA
     Net loans and leases 6,281,761 85,934 739,068 5,456,759 388,216
          Loan loss allowance 213,582 1,488 14,404 197,690 NA
     Assets held in trading accounts (2) 706,385 8 501 705,876 363,277
     Bank premises and fixed assets 110,494 2,564 21,583 86,347 NA
Other real estate owned 35,840 963 9,938 24,938 NA
Intangible assets 407,154 467 5,822 400,865 NA
All other assets 724,184 3,711 34,625 685,847 NA
Total liabilities, limited-life preferred
stock and equity capital
$11,843,784 $141,358 $1,111,690 $10,590,737 NA
     Total liabilities $10,514,351 $124,940 $1,003,217 $9,386,195 $1,895,589
          Deposits, total 8,333,158 118,962 918,183 7,296,014 1,529,874
               Interest-bearing 6,766,446 99,360 786,473 5,880,613 1,465,106
          Federal funds purchased and repos (1) 551,003 847 20,074 530,082 NA
          Trading liabilities 253,268 0 14 253,254 NA
          Other borrowed money 931,499 4,266 56,324 870,909 NA
          Subordinated notes and debentures 154,668 9 623 154,036 NA
          All other liabilities 290,755 856 8,000 281,900 NA
     Total equity capital $1,329,433 $16,417 $108,473 $1,204,542 NA
          Perpetual preferred stock 6,181 48 619 5,514 NA
          Common stock 46,390 2,594 12,707 31,088 NA
          Surplus 993,632 7,693 53,615 932,325 NA
          Undivided profits 262,982 6,081 41,447 215,454 NA

(1) Short-term agreements to sell and repurchase government securities by a specified date at a set price.
(2) The foreign office component of "assets held in trading accounts" is only available for institutions with $1 billion or more in total assets or $2 billion or more in off-balance sheet contracts.

NA=Data not available.

Source: Federal Deposit Insurance Corporation.

 
ASSETS AND LIABILITIES OF FDIC-INSURED COMMERCIAL BANKS GROUPED BY ASSET SIZE, 2010

($ millions, end of year)

    By asset size  
  Total
commercial
banks
Less than
$100 million
$100 million
to $1 billion
$1 billion
or more
Foreign
offices
Number of institutions 6,530 2,328 3,693 509 NA
Total assets $12,066,353 $132,179 $1,058,965 $10,875,209 $1,626,028
Cash and funds due from depository institutions 923,122 13,267 79,538 830,317 224,091
     Interest-bearing 738,297 8,565 58,486 671,247 NA
Securities 2,351,646 30,007 213,881 2,107,758 NA
Federal funds sold and re-repos (1) 454,321 4,409 16,028 433,885 NA
Net loans and leases 6,377,184 77,322 680,541 5,619,322 425,376
     Loan loss allowance 217,700 1,410 14,151 202,139 NA
Assets held in trading accounts (2) 720,648 12 157 720,479 414,265
Bank premises and fixed assets 110,676 2,317 20,213 88,146 NA
Other real estate owned 46,718 1,062 12,091 33,565 NA
Intangible assets 373,222 422 5,351 367,450 NA
All other assets 708,815 3,362 31,165 674,288 NA
Total liabilities and capital $12,066,353 $132,179 $1,058,965 $10,875,209 NA
Total liabilities $10,701,415 $117,124 $953,083 $9,631,208 $1,972,534
     Deposits, total 8,514,350 112,272 884,767 7,517,311 1,549,615
          Interest-bearing 6,793,338 93,182 750,676 5,949,480 1,465,719
     Federal funds purchased and repos (1) 528,417 716 17,812 509,889 NA
     Trading liabilities 287,407 0 15 287,391 NA
     Other borrowed money 919,993 3,337 42,693 873,962 NA
     Subordinated notes and debentures 144,823 8 365 144,450 NA
     All other liabilities 306,426 791 7,431 298,205 NA
Total equity capital $1,364,938 $15,055 $105,882 $1,244,001 NA
     Perpetual preferred stock 6,499 54 683 5,763 NA
     Common stock 46,393 2,214 12,247 31,932 NA
     Surplus 1,026,524 7,285 53,288 965,951 NA
     Undivided profits 258,876 5,500 39,573 213,803 NA

(1) Short-term agreements to sell and repurchase government securities by a specified date at a set price.
(2) The foreign office component of "assets held in trading accounts" is only available for institutions with $1 billion or more in total assets or $2 billion or more in off-balance sheet contracts.

NA=Data not available.

Source: Federal Deposit Insurance Corporation.