Current Table

HOME MORTGAGES BY HOLDER, 2007-2011 (1)

($ billions, end of year)

  2007 2008 2009 2010 2011
Total assets $11,176.0 $11,071.1 $10,872.9 $10,526.9 $10,268.2
Household sector 90.8 91.2 83.2 75.2 67.2
Nonfinancial corporate business 25.0 20.2 17.7 16.8 15.9
Nonfinancial noncorporate business 15.4 14.3 13.9 13.3 13.4
State and local governments 85.7 83.8 88.2 89.8 87.8
Federal government 13.7 16.4 22.1 23.9 24.8
U.S.-chartered depository institutions (2) 3,068.0 2,883.6 2,686.6 2,614.0 2,539.6
Foreign banking offices in U.S. 0.0 7.0 0.9 1.1 1.3
Banks in U.S.-affiliated areas 21.5 22.9 22.6 20.1 17.8
Credit unions 280.2 312.2 316.9 317.0 320.5
Life insurance companies 9.4 8.6 6.4 6.2 7.5
Private pension funds 1.2 1.3 2.0 1.9 1.6
State and local government retirement funds 3.5 3.4 3.3 3.4 3.3
GSEs (3), (4) 447.9 456.6 445.4 4,701.5 4,603.2
Agency- and GSE (3)-backed mortgage pools (4) 4,371.8 4,864.0 5,266.5 1,068.8 1,216.8
Asset-back security issuers 2,188.7 1,876.0 1,556.9 1,284.4 1,092.2
Finance companies 472.7 375.4 327.7 280.6 247.2
REITs (5) 80.7 34.3 12.6 8.9 8.1
Home equity loans included above (6) 1,131.9 1,115.1 1,032.7 950.2 872.7
     U.S.-chartered depository institutions 872.7 894.7 841.4 783.3 723.1
     Foreign banking offices in U.S. 0.0 0.8 0.3 0.3 0.3
     Credit unions 94.1 98.7 94.6 88.2 82.2
     Asset-backed security issuers 70.5 45.8 30.9 22.3 17.7
     Finance companies 94.5 75.1 65.5 56.1 49.4

(1) Mortgages on 1 to 4 family properties.
(2) Includes savings banks and commercial banks.
(3) Government-sponsored enterprise.
(4) Beginning in 2010 Fannie Mae and Freddie Mac moved the unpaid balances of securitized mortgages onto their consolidated balance sheets, reflecting new accounting rules. In response to this shift, the data for years after 2009 are included on the Government- Sponsored Enterprises chart on page __. (See “consolidated trusts.”)
(5) Real Estate Investment Trusts.
(6) Loans made under home equity lines of credit and home equity loans by junior liens. Excludes home equity loans held by mortgage companies and individuals.

Source: Board of Governors of the Federal Reserve System, June 7, 2012

 
HOME MORTGAGES BY HOLDER, 2004-2008 (1)

($ billions, end of year)

   2004 2005 2006 2007 2008
Total assets $8,271.9 $9,384.3 $10,444.6 $11,137.2 $11,036.6
Household sector 112.9 117.9 102.9 90.8 91.2
Nonfinancial corporate business 39.9 40.9 35.9 24.6 13.2
Nonfarm noncorporate business 11.3 13.3 12.7 14.8 15.6
State and local governments 72.0 77.5 84.9 90.2 88.0
Federal government 14.8 14.4 14.6 14.8 14.7
Commercial banking 1,581.0 1,793.0 2,084.5 2,208.2 2,252.2
Savings institutions 874.2 953.8 867.8 879.0 666.3
Credit unions 213.2 245.6 276.6 308.4 345.5
Life insurance companies 7.9 7.7 11.0 11.0 12.1
Private pension funds 1.4 1.4 1.3 1.2 1.3
State and local government retirement funds 5.4 5.9 5.2 4.6 4.5
GSEs (2) 508.0 454.9 460.2 449.3 466.5
Agency- and GSE (2)-backed mortgage pools   3,256.3 3,419.7 3,710.6 4,319.8 4,803.3
ABS issuers   1,048.6 1,621.0 2,134.7 2,168.6 1,848.0
Finance companies   422.0 489.8 538.1 472.7 375.4
REITs (3) 102.9 127.4 103.7 79.2 38.7
Home equity loans included above (4) 775.6 914.8 1,065.7 1,129.7 1,114.4
     Commercial banking 483.5 549.0 653.6 692.3 776.1
     Savings institutions 121.2 151.6 137.6 180.5 119.5
     Credit unions 63.9 75.9 86.9 94.1 98.7
     ABS issuers 23.3 40.3 80.0 68.4 45.1
     Finance companies 83.7 98.0 107.6 94.5 75.1

(1) Mortgages on 1 to 4 family properties.     
(2) Government-sponsored enterprise.     
(3) Real Estate Investment Trusts.     
(4) Loans made under home equity lines of credit and home equity loans secured by junior liens. Excludes home equity loans held by mortgage companies and individuals.      
     
Source: Board of Governors of the Federal Reserve System, June 11, 2009.

 
HOME MORTGAGES BY HOLDER, 2005-2009 (1)

($ billions, end of year)

   2005 2006 2007 2008 2009
Total assets $9,382.4 $10,455.6 $11,165.9 $11,070.6 $10,858.7
Household sector 117.9 102.9 90.8 91.2 83.2
Nonfinancial corporate business 40.9 35.9 25.0 20.6 16.3
Nonfarm noncorporate business 13.3 12.7 15.4 16.3 15.1
State and local governments 77.5 84.9 90.2 87.5 97.6
Federal government 13.2 13.3 13.7 16.4 22.1
Commercial banking 1,792.1 2,082.1 2,210.5 2,249.0 2,259.7
Savings institutions 953.8 867.8 879.0 666.3 448.6
Credit unions 219.7 249.7 281.5 314.7 317.9
Life insurance companies 7.5 10.3 9.4 10.2 5.6
Private pension funds 1.4 1.3 1.2 1.3 2.0
State and local government retirement funds 5.9 5.2 3.5 3.4 3.4
GSEs (2) 453.9 457.6 447.9 456.9 438.5
Agency- and GSE (2)-backed mortgage pools 3,446.4 3,749.1 4,371.8 4,864.0 5,266.5
ABS issuers 1,621.9 2,140.8 2,174.2 1,860.8 1,527.0
Finance companies 489.8 538.1 472.7 375.4 327.7
REITs (3) 127.4 103.7 79.2 36.7 27.5
Home equity loans included above (4)          
     Commercial banking 549.0 653.6 692.3 776.1 761.7
     Savings institutions 151.6 137.6 180.5 119.5 80.0
     Credit unions 75.9 86.9 94.1 98.7 94.6
     ABS issuers 40.4 80.4 69.4 44.8 30.3
     Finance companies 98.0 107.6 94.5 75.1 65.5

(1) Mortgages on 1 to 4 family properties.
(2) Government-sponsored enterprise.
(3) Real Estate Investment Trusts.
(4) Loans made under home equity lines of credit and home equity loans secured by junior liens. Excludes home equity loans held by mortgage companies and individuals.

Source: Board of Governors of the Federal Reserve System, June 10, 2010.

 
HOME MORTGAGES BY HOLDER, 2006-2010 (1)

($ billions, end of year)

  2006 2007 2008 2009 2010
Total assets   $10,457.0 $11,167.5 $11,069.4 $10,861.5 $10,531.2
Household sector   102.9 90.8 91.2 83.2 75.2
Nonfinancial corporate business   35.9 25.0 20.2 18.2 16.2
Nonfarm noncorporate business   12.7 15.4 14.3 13.2 12.5
State and local governments
84.9 88.5 87.0 91.9 93.9
Federal government   13.3 13.7 16.4 22.1 23.9
Commercial banking   2,082.1 2,210.5 2,248.1 2,261.3 2,207.2
Savings institutions   867.8 879.0 666.3 448.6 430.5
Credit unions   249.7 281.5 314.7 317.9 320.8
Life insurance companies   10.3 9.4 8.8 5.6 4.9
Private pension funds   1.3 1.2 1.3 2.0 2.1
State and local government retirement funds 5.2 3.5 3.4 3.3 3.4
GSEs (2), (3) 457.6 447.9 455.9 444.1 4,705.8
Agency- and GSE (2)-backed mortgage pools (3) 3,749.1 4,371.8 4,864.0 5,266.5 1,068.8
ABS issuers 2,142.3 2,177.5 1,865.7 1,528.4 1,264.5
Finance companies 538.1 472.7 375.4 327.7 280.6
REITs (4) 103.7 79.2 36.7 27.5 21.0
Home equity loans included above (5) 1,066.2 1,130.9 1,114.3 1,032.1 949.7
     Commercial banking   653.6 692.3 776.1 761.7 709.6
     Savings institutions   137.6 180.5 119.5 80.0 74.0
     Credit unions   86.9 94.1 98.7 94.6 88.2
     ABS issuers   80.5 69.5 45.0 30.3 21.8
     Finance companies   107.6 94.5 75.1 65.5 56.1

(1) Mortgages on 1 to 4 family properties.
(2) Government-sponsored enterprise.
(3) Beginning in 2010 Fannie Mae and Freddie Mac moved the unpaid balances of securitized mortgages onto their consolidated balance sheets, reflecting new accounting rules. In response to this shift, the data for years after 2009 are included on the Government-Sponsored Enterprises chart on page ___  (See “consolidated trusts.”)
(4) Real Estate Investment Trusts.
(5) Loans made under home equity lines of credit and home equity loans by junior liens. Excludes home equity loans held by mortgage companies and individuals.

Source: Board of Governors of the Federal Reserve System, June 9, 2011.