Current Table

CONSUMER CREDIT FINANCE RATES BY INSTITUTION AND TYPE OF LOAN, 2002-2011
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   2002 2003 2004 2005 2006 2007 2008 2009 2010 2011
Commercial banks                    
     New automobiles (48 months) 7.62% 6.93% 6.60% 7.07% 7.72% 7.77% 7.02% 6.72% 6.21% 5.73%
     Personal (24 months) 12.54 11.95 11.89 12.06 12.41 12.38 11.37 11.10 10.87 10.88
     Credit card plans 13.40 12.30 12.72 12.51 13.21 13.30 12.08 13.40 13.78 12.74
Finance companies                    
     New automobiles 4.29 3.81 4.92 6.02 4.99 4.87 5.52 3.82 4.26 4.73
     Used automobiles 10.74 9.86 8.81 8.81 9.61 9.24 NA NA NA NA

NA=Data not available.

Source: Board of Governors of the Federal Reserve System.

 

Archived Tables

CONSUMER CREDIT FINANCE RATES BY INSTITUTION AND TYPE OF LOAN, 1999-2008
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   1999 2000 2001 2002 2003 2004 2005 2006 2007 2008
Commercial banks                    
     New automobiles (48 months) 8.44% 9.34% 8.50% 7.62% 6.93% 6.60%     7.08%     7.72%     7.77%     7.02%
     Personal (24 months) 13.39 13.90 13.22 12.54 11.95 11.89     12.05     12.41     12.39     11.37
     Credit card plans 15.21 15.78 14.87 13.40 12.30 12.72     12.51     13.21     13.38     12.08
Finance companies                    
     New automobiles 6.66 6.61 5.65 4.29 3.81 4.92     6.02     4.99     4.87     5.52
     Used automobiles 12.60 13.55 12.18 10.74 9.86 8.81 8.81 9.61 9.24 NA

NA=Data not available.

Source: Board of Governors of the Federal Reserve System.

 
CONSUMER CREDIT FINANCE RATES BY INSTITUTION AND TYPE OF LOAN, 2000-2009
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   2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Commercial banks                    
     New automobiles (48 months) 9.34% 8.50% 7.62% 6.93% 6.60% 7.07% 7.72% 7.77% 7.02% 6.72%
     Personal (24 months) 13.90 13.22 12.54 11.95 11.89 12.06 12.41 12.38 11.37 11.10
     Credit card plans 15.78 14.87 13.40 12.30 12.72 12.51 13.21 13.30 12.08 13.40
Finance companies                    
     New automobiles 6.61 5.65 4.29 3.81 4.92 6.02 4.99 4.87 5.52 3.82
     Used automobiles 13.55 12.18 10.74 9.86 8.81 8.81 9.61 9.24 NA NA

NA=Data not available.

Source: Board of Governors of the Federal Reserve System.

 
CONSUMER CREDIT FINANCE RATES BY INSTITUTION AND TYPE OF LOAN, 2001-2010
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   2001 2002 2003 2004 2005 2006 2007 2008 2009 2010
Commercial banks                    
     New automobiles (48 months) 8.50% 7.62% 6.93% 6.60% 7.07% 7.72% 7.77% 7.02% 6.72% 6.21%
     Personal (24 months) 13.22 12.54 11.95 11.89 12.06 12.41 12.38 11.37 11.10 10.87
     Credit card plans 14.87 13.40 12.30 12.72 12.51 13.21 13.30 12.08 13.40 13.78
Finance companies                    
     New automobiles 5.65 4.29 3.81 4.92 6.02 4.99 4.87 5.52 3.82 4.26
     Used automobiles 12.18 10.74 9.86 8.81 8.81 9.61 9.24 NA NA NA

NA=Data not available.

Source: Board of Governors of the Federal Reserve System.