Current Table

TOP TEN MOST EXPENSIVE AND LEAST EXPENSIVE CITIES FOR AUTOMOBILE INSURANCE, 2012 (1)
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Rank Most expensive cities Average annual auto premiums Rank Least expensive cities Average annual auto premiums
1 Detroit, MI $6,456 1 Roanoke, VA $930
2 Philadelphia, PA 4,565 2 Raleigh, NC 941
3 New Orleans, LA 3,802 3 Wapakoneta, OH 944
4 Miami, FL 3,193 4 Green Bay, WI 970
5 Newark, NJ 2,937 5 Charlotte, NC 973
6 Novi, MI 2,890 6 Portland, ME 1,003
7 Baltimore, MD 2,842 7 Fairfield, OH 1,050
8 Hartford, CT 2,774 8 Burlington, VT 1,083
9 Muskegon, MI 2,711 9 Chattanooga, TN 1,094
10 Los Angeles, CA 2,693 10 Richmond, VA 1,106

(1) As of April 2012, based on business driving for a 2012 Chevrolet Malibu LS. Assumes $100,000/$300,000/$50,000 liability limits, collision and comprehensive with $500 deductibles, $100,000/$300,000 uninsured motorist coverage and any mandatory insurance coverage.

Source: Runzheimer International.

 

Archived Tables

TOP FIVE MOST EXPENSIVE AND LEAST EXPENSIVE CITIES FOR AUTOMOBILE INSURANCE, 2008 (1)
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Rank Most expensive cities Average annual auto premiums Rank Least expensive cities Average annual auto premiums
1 Detroit, MI $4,759 1 Eau Claire, WI $868
2 Philadelphia, PA 3,734 2 Norfolk, VA 954
3 Newark, NJ 3,241 3 Raleigh, NC 965
4 Los Angeles, CA 3,021 4 Burlington, VT 1,001
5 Hempstead, NY 2,764 5 Sioux Falls, SD 1,003

(1) As of June 2008. Assumes $100,000/$300,000/$50,000 liability limits, collision and comprehensive with $500 deductibles,and $100,000/$300,000 uninsured coverage. 

Source: Runzheimer International.

 
TOP FIVE MOST EXPENSIVE AND LEAST EXPENSIVE CITIES FOR AUTOMOBILE INSURANCE, 2010 (1)
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Rank Most expensive cities Average annual auto premiums Rank Least expensive cities Average annual auto premiums
1 Detroit, MI $5,948 1 Wapakoneta, OH $865
2 New Orleans, LA 3,802 2 Fairfield, OH 951
3 Philadelphia, PA 3,496 3 Portland, ME 953
4 Baltimore, MD 3,168 4 Roanoke, VA 963
5 Miami, FL 2,959 5 Lafayette, IN 982

(1) As of August 2010, based on a 2010 Chevrolet Malibu 1LS. Assumes $100,000/$300,000/$50,000 liability limits, collision and comprehensive with $500 deductibles, and $100,000/$300,000 uninsured coverage.

Source: Runzheimer International.

 
TOP TEN MOST EXPENSIVE AND LEAST EXPENSIVE CITIES FOR AUTOMOBILE INSURANCE, 2011 (1)
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Rank Most expensive cities Average annual auto premiums Rank Least expensive cities Average annual auto premiums
1 Detroit, MI $5,941 1 Roanoke, VA $937
2 Philadelphia, PA 4,076 2 Green Bay, WI 999
3 New Orleans, LA 3,599 3 Wapakoneta, OH 1,008
4 Miami, FL 3,388 4 Portland, ME 1,053
5 Newark, NJ 2,867 5 Boise, ID 1,065
6 Baltimore, MD 2,851 6 Richmond, VA 1,109
7 Tampa, FL 2,796 7 Fairfield, OH 1,111
8 Providence, RI 2,711 8 Charlotte, NC 1,134
9 Los Angeles, CA 2,664 9 Lafayette, IN 1,140
10 Las Vegas, NV 2,651 10 Pocatello, ID 1,143

(1) As of August 2011, based on business driving for a 2012 Chevrolet Malibu LS. Assumes $100,000/$300,000/$50,000 liability limits, collision and comprehensive with $500 deductibles,100/300 uninsured motorist coverage and any mandatory insurance coverage.

Source: Runzheimer International.