Current Table

Private Flood Insurance, 2016-2019

($000)

Year Net premiums
written (1)
Annual percent
change
Combined
Ratio (2)
Annual point
change (3)
2016 $277,819 NA 93.8 NA
2017 470,961 69.5% 186.1 92.3 pts.
2018 540,875 14.8 55.0 -131.1
2019 287,184 -46.9 58.5 3.5

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

 
Private Flood Insurance, 2016-2018

($000)

Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2016 $277,819 NA 93.8 NA
2017 470,961 69.5% 186.1 92.3 pts.
2018 540,875 14.8 55.0 -131.1

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

NA=Data not available.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.