Jeanne Salvatore giving four vital tips on how to prepare for a disaster. First, review your insurance and make sure you have enough and the right type of insurance--especially flood insurance. Second, take a home inventory so you know the value of your belongings and as a way to help the claims process should you suffer a loss. Third, have a disaster plan and know where you're going and how you will get there if you need to evacuate. Finally, make your home more disaster resistant by securing the structure and removing any potential threats like dangerous trees.