Preventing trees from falling

Cracks in the trunk, trees that learn dangerously off balance, and low hanging limbs are all signs of potential trouble. Wendy Rose, Institute for Business and Home Safety says homeowners often consult professionals to diagnose and repair trees, adding however, that homeowners themselves are the first line of defense. Tips: check for tree damage, Prune dead limbs or branches that hang low over your house. Jeanne Salvatore, Senior Vice President, Insurance Information Institute says that it is the homeowners responsibility to check their trees, but if one does fall on your house, your homeowners' insurance will pay $500 to remove the tree, and will repair the damage to your home.

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