Additional Insurance Coverages

Facts about pet insurance

Like any other member of your family, your pet is subject to illness or injury, and you're liable for any damage he or she does. Luckily, there are a number of different insurance products that will help protect you and your family from the financial cost of a pet emergency.

Mobile home insurance

It's important to protect your home with insurance and, if your home happens to be on wheels, there are some special considerations. Much like choosing the right mobile home, you want your insurance to fit your needs and lifestyle, but you also want the coverage to fit within your budget. Here are some guidelines for choosing mobile home insurance.

Special event insurance

Though most often thought of with regard to weddings, special event insurance can be used to cover any occasion that might requires a significant financial outlay. If you're hosting a big party, here's how to protect yourself against circumstances outside of your control.

Identity theft insurance

Identity theft victims often spend months or years recovering from the frauds perpetrated on their bank accounts and getting their credit rating corrected. Protect yourself against identity theft with this advice.

Should you buy travel insurance?

A vacation travel break can revitalize you and can open you up to new experiences. It can also be expensive—and just because you're off from work doesn't mean the universe cooperates. Travel insurance can protect against trip cancellation and other vacation losses—here's what you need to know.

Personal watercraft insurance and safety

Personal watercraft are lots of fun to use but like any moving vehicles, they are subject to accidents. If you own or are planning to own a jet ski or other personal watercraft, consider purchasing a policy specifically designed to cover it and follow safety rules.

Boat insurance and safety

Boats afford recreation and adventure to their owners, but they come with risks, as well. Don’t let an accident or disaster sink you—understand how to insure your prized vessel.

Special coverage for jewelry and other valuables

A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism.

Should I purchase an umbrella liability policy?

What is umbrella insurance?

Often referred to as excess liability coverage, umbrella insurance is a type of personal liability insurance that provides an additional layer of coverage beyond what standard homeowners, auto, or other vehicle coverage might provide.

An umbrella policy kicks in when you reach the limit on the underlying liability coverage for these policies. It may also cover risks that those policies often do not, such as libel or slander.

Should I purchase an umbrella insurance policy?

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