Disasters + Preparedness

Lightning Safety

Triple-I provides safety tips for when lightning strikes.

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Frequently asked questions about FEMA disaster assistance

When a major, federally declared disaster occurs, the Federal Emergency Management Agency (FEMA) offers assistance to individuals who've sustained damages. If you're the victim of a qualified disaster, here are some FAQs—and answers—about getting FEMA help.

Lightning safety: 10 myths—and the facts

“When thunder roars, go indoors!” is a truism that actually holds up. But much of what we think we know about lightning is fiction. Here are some common myths, along with the facts that will keep you and your loved ones safe in a storm.

Contractor fraud awareness tips

Learn how to avoid contractor fraud with these tips. Victims of disasters such as a hurricane or wildfire should watch out for dishonest service providers when it is time to repair or rebuild their home. A guide to protecting yourself from crooked contractors.

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Tornado facts and safety

When atmospheric conditions are right, tornadoes can strike with little warning and cause grave amounts of damage in a very short time. These tips can help minimize your risk and keep you and your family safe.

Facts about wildfires

Thirty-eight U.S. states are at risk for wildfires, especially during drought conditions and in mountain, foothill or grassland areas. If this sounds like where you live, make sure you understand the risks and that you're adequately protected from these catastrophically destructive events.

Which disasters are covered by homeowners insurance?

Standard homeowners policies cover a wide range of potential disasters, from tornadoes to lightning strikes to winter storm damage. Policies do vary, though, so for your own peace of mind, check yours for the specific perils covered. Learn what's generally covered by each homeowners insurance policy type—and what's not.

Including your pets in evacuation and disaster planning

To keep your family safe in a potential disaster, it's essential to have an evacuation plan—and that plan should include your pet. Since most public shelters exclude pets, keep your beloved animal safe and unharmed with this advice.

Five Steps to preparing an effective evacuation plan

In the event of a sudden, catastrophic event, you may have just minutes to gather your family and get out of your house—possibly for good. What would you take? Where would you go? Planning ahead for the worst can help minimize the impact of a tragedy and may even save lives. This five-step plan can help get you and your family on the road to safety.

Recovering from a tornado

Protecting yourself and your family

  • Keep calm. Stay in your shelter until after the storm is over.
  • Check people around you for injuries. Begin first aid or seek help if necessary.
  • When you go outside, watch out for downed power lines.

Protecting your property

  • Make temporary repairs to prevent further loss from rain, wind or looting. These costs are reimbursable under most policies so keep the receipts.

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