Disasters + Preparedness

Wildfires: State of the Risk

Record-breaking wildfires across the Northern Hemisphere have been making headlines, so it may be surprising to learn that U.S. wildfire frequency and severity for 2023 are on track to be the lowest in the past two decades. In fact, while recent years have seen individual events that smashed historical records, the 24-year national trend has been downward.

Mitigating risks for climate-related disasters

Each year across the United States, weather-related disasters result in loss of life and cause billions of dollars in property damage. Some events can be predicted, such as hurricanes, allowing you time to prepare your family and home, while other weather-related events evolve rapidly and need a quick response.

Thunderstorms and Lightning

Thunderstorms are the most common weather event in the country, and by definition always include lightning. Approximately 10,000 thunderstorms occur annually, making the risk of damage from lightning quite high.

Convective Storms: State of the Risk

Severe convective storms are among the most common, most damaging natural catastrophes in the United States. The result of warm, moist air rising from the earth, they manifest in various ways, depending on atmospheric conditions—from drenching thunderstorms with lightning, to tornadoes, hail, or destructive straight-line winds. Recent years have seen an increase in organized lines of thunderstorms with widespread damaging winds, known as derechos. As of late September 2023, U.S.

Hurricanes: State of the Risk

Hurricanes

A distinguishing feature of the 2023 Atlantic hurricane season is a tug-of-war between a shift from cool- to warm-water conditions in the central Pacific Ocean and exceedingly warm tropical Atlantic waters. These warming conditions are part of a global pattern that is now outpacing anything seen in four decades of satellite observations.

Wildfire evacuation: Insurance for additional living expenses

Learn about insurance coverage for additional living expenses in the event of a wildfire evacuation.

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Building for wildfire resilience

Learn how to make your property resilient against wildfires.

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Wildfire reality check: Tips for protecting your home

 

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Minimizing Winter Weather Risks

Follow these safety tips for minimizing winter weather risks.

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Winter storm alert: How to recover and rebuild with insurance

As Texans continue their recovery from February 2021’s devastating winter storm—which may become one of the top 10 costliest natural disasters in U.S. history—the Triple-I has compiled valuable resources about insurance coverage and claims-filing for those impacted by winter storm damage.

Mississippi recovery resources

The following are state resources meant to aid Mississippi residents in the disaster recovery process following a natural disaster.

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