Disasters + Preparedness

Infographic: The road to recovery

Was your home or business damaged or destroyed by wildfire? To help simplify the recovery process, we offer this quick guide to what you should know about how the claims process works, and what’s covered. 

 

Hurricanes Harvey and Irma: Insurance FAQs

In the aftermath of Hurricane Harvey and Hurricane Irma, policyholders may have questions about how insurance works following a natural disaster. Here are some answers to many of these common questions.

Health safety following a flood

Cleaning up after a flood can pose health risks. You and your family should wait to re-enter your home until professionals tell you it is safe, with no structural, electrical or other hazards.

Before you start cleanup activities, contact your insurance company and take pictures of the home and your belongings. Remember, drying your home and removing water-damaged items is your most important step for preventing mold damage.

 

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Infographic: How to file a flood insurance claim

Experiencing a flood is never pleasant. However, there are things that you can do to make the claims process run more smoothly and efficiently.

What is El Niño?

The weather phenomenon known as El Niño—meaning the little boy or Christ child in Spanish—has been much in the news of late as it continues to impact weather patterns across the United States. The weather extremes it brings can affect homeowners and business owners as well as the insurance companies that protect them.

El Niño conditions are typically experienced every two to five years. Here is what causes the weather phenomenon.

 

Disaster planning for older adults

As a senior citizen or caretaker of an older person, preparing for and protecting against a fire, flood, hurricane or other disaster can be a special challenge.

Infographic: Is your business ready for peak hurricane season?

Crucial steps businesses can take to protect both their facilities and finances in the event of a natural disaster.

 

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Infographic: This hurricane season, lock in peace of mind

 

Hurricane season insurance checklist

You probably make a checklist for performing home repairs, a shopping list before hitting the grocery store, or perhaps a to-do list for work assignments—but do you have a checklist for your hurricane season coverage? This handy guide will make it easy to be sure you’re well-prepared in case a storm comes your way.

Earthquake insurance for homeowners

Earthquakes and coverage

Earthquakes can cause much harm to home structures. They can damage housing foundations and collapse walls; even relatively mild tremors can destroy furnishings and belongings.

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