Record-breaking wildfires across the Northern Hemisphere have been making headlines, so it may be surprising to learn that U.S. wildfire frequency and severity for 2023 are on track to be the lowest in the past two decades. In fact, while recent years have seen individual events that smashed historical records, the 24-year national trend has been downward.

Following a wildfire or other disaster, getting back to normal can take some time. To assist in the recovery process, the Triple-I has compiled useful information around post-disaster safety, insurance coverage questions, and detailed guidance on how to file a claim.

Was your home or business damaged or destroyed by wildfire? To help simplify the recovery process, we offer this quick guide to what you should know about how the claims process works, and what’s covered. 

Though rare in many areas of the country, earthquakes can be highly destructive. Commercial property insurance covers some natural events, such as wind damage, but you must purchase separate coverage if you want protection against earthquakes. This Q&A  will help you weigh your risks and determine if you need this type of coverage. In addition, ask your insurance professional if your business should consider adding earthquake insurance.

Earthquakes and coverage

Earthquakes can cause much harm to home structures. They can damage housing foundations and collapse walls; even relatively mild tremors can destroy furnishings and belongings.