Homeowners

Facts + Statistics: Child safety

Causes of death from unintentional injuries among children differ significantly by age. For children under the age of 1 year, the most common cause of death was suffocation in 2015, the most recent year available. For children age 1 to 4 drowning was the most common cause of death followed closely by motor vehicle crashes. Motor vehicle crashes were the leading cause of death for children ages 5 to 9 and 10 to 14.

 

2016 Consumer Insurance Survey

The I.I.I. conducted this survey to collect and measure consumers and homeowners knowledge and sentiments about insurance, including: 

 

  • What they know about insurance—including the purchase of separate policies to cover flood and earthquake damage
  • Their attitudes toward the cost of their insurance coverage
  • How they comparison shop for homeowners insurance; among other topics. 

 

 

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Don't be a dummy about flood insurance

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Crystal talks some sense into dummy Kirk about the importance of flood insurance.


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Protecting your roof from hail

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Hail can be as large as five inches in diameter and rain down on your roof at speeds around 90 mph. Learn how to protect your home from these ice bullets. Spokespersons: Scott Morrison, Haag Engineering; Harvey Ryland, Institute for Business and Home Safety.


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Background on: Wildfires

Overview

Fire plays an important role in the life of a forest, clearing away dead wood and undergrowth to make way for younger trees, but the risk wildfires pose to people and property is growing as more people move into forested areas once largely uninhabited. These areas, known as the Wildland-Urban Interface (WUI), contain about 44 million houses in the lower 48 states, according to the U.S. Forest Service.

Lightning myths

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Jeanne Salvatore dispels common myths about lightning safety and provides the basic tips for staying safe when a storm approaches.


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Disaster victims: Beware of crooked contractors

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Victims of disasters such as a hurricane or wildfire should watch out for dishonest service providers when it is time to repair or rebuild their home. A guide to protecting yourself from crooked contractors.


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Spotlight on: Flood insurance

Overview

Flooding is the most common and costly natural disaster in the United States, causing billions in economic losses each year.  According to the National Flood Insurance Program (NFIP), 90 percent of all natural disasters in the United States involve flooding.

Spotlight on: Dog bite liability

Overview

Almost 90 million dogs are owned as pets in the United States according to a 2017-2018 survey by the American Pet Products Association.

According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year. Among children, the rate of dog-bite–related injuries is highest for those 5 to 9 years old. Over half of dog-bite injuries occur at home with dogs that are familiar to us.

Facts + Statistics: Hail

Hail causes about $1 billion in damage to crops and property each year, according to the National Oceanic Atmospheric Administration (NOAA). Events involving wind, hail or flood accounted for $29.7 billion in insured catastrophe losses in 2016 dollars from 1996 to 2016 (not including payouts from the National Flood Insurance Program), according to Property Claim Services (PCS®), a Verisk Analytics® business.

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