At tax time people are looking to find every possible deduction they can—so what about writing off your home or auto insurance premiums? The answer mostly comes down to one easy question: personal or business?

If you’re buying personal coverage for your home, car or another purpose, the Internal Revenue Service considers it a regular living expense, which isn’t any more deductible than buying toothpaste or kitty litter.

Abusive relationships not only involve physical and emotional violence—they often include financial abuse as well. Indeed financial abuse occurs in 99 percent of all cases of domestic violence, according to the National Network to End Domestic Violence (NNEDV). It can be an invisible weapon that keeps victims trapped in abusive relationships.

A drone is generally classified defined as an unmanned aerial vehicle weighing less than 55 pounds. In recent years, they've become less expensive, allowing recreational users access to relatively sophisticated uses such as aerial photography.

In addition to being fun for their consumer owners, drones can launch host of safety issues and potential insurance claims. So, while piloting a drone might sound like child's play, before you or a member of your family takes flight, be sure to contact your insurance professional.

Self-storage units can be a good way keep clutter out of your home. And having the right insurance coverage is the best way to financially protect your off-premise belongings.

Property damage caused by riot, civil commotion or vandalism is generally covered under standard auto, business, and homeowners insurance policies. Several types of insurance products, depending on the property's nature and function, can provide coverage to help with rebuilding or replacement.

If a tree hits your home or other insured structure, such as a detached garage, your standard homeowners insurance policy covers the damage to the structure, as well as any damage to the contents.

This is true for trees felled by wind, lightning or hail.

Coverage needs change as circumstances in our lives change; an annual insurance review will ensure you have the proper coverage for your needs and budget.