Accidents happen—and if they happen to people you've hired to come into your home or onto your property to work, you're financially liable. It makes sense to understand how you're already covered and when to further insure household help.

Title insurance protects you against loss arising from problems connected to the title (that is, legal ownership) of your property. Learn more about title insurance.

Private mortgage insurance (PMI) enables borrowers with less cash to have greater access to homeownership, as it protects the lender against loss if the borrower defaults on the loan. Learn about the circumstances that might require PMI.

Like any other member of your family, your pet is subject to illness or injury, and you're liable for any damage he or she does. Luckily, there are a number of different insurance products that will help protect you and your family from the financial cost of a pet emergency.

It's important to protect your home with insurance and, if your home happens to be on wheels, there are some special considerations. Much like choosing the right mobile home, you want your insurance to fit your needs and lifestyle, but you also want the coverage to fit within your budget. Here are some guidelines for choosing mobile home insurance.

Though most often thought of with regard to weddings, special event insurance can be used to cover any occasion that might requires a significant financial outlay. If you're hosting a big party, here's how to protect yourself against circumstances outside of your control.

Identity theft victims often spend months or years recovering from the frauds perpetrated on their bank accounts and getting their credit rating corrected. Protect yourself against identity theft with this advice.

A vacation travel break can revitalize you and can open you up to new experiences. It can also be expensive—and just because you're off from work doesn't mean the universe cooperates. Travel insurance can protect against trip cancellation and other vacation losses—here's what you need to know.

Personal watercraft are lots of fun to use but like any moving vehicles, they are subject to accidents. If you own or are planning to own a jet ski or other personal watercraft, consider purchasing a policy specifically designed to cover it and follow safety rules.

Boats afford recreation and adventure to their owners, but they come with risks, as well. Don’t let an accident or disaster sink you—understand how to insure your prized vessel.