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Research + Data

Inflation watch - June 2016

The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 1.0 percent in June 2016 vs. June 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.3 percent for the 12 months ending June 2016.

 

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2016 - Commentary on first quarter financial results

The property/ casualty insurance industry was profitable and growing in the first quarter of 2016.

Inflation watch - April, 2016

Both current and expected near-term general inflation continue to be quite low. The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 1.1 percent in April 2016 vs. April 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.1 percent for the 12 months ending April 2016.

 

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Residual market property plans – 2016

Executive summary

 

  • The exposure value of the residual property market in hurricane-exposed states continues its decline from the peak levels seen in 2011. Between 2011 and 2014, total exposure to loss in the plans fell by almost 30 percent to $639 billion. Policy counts in 2014—at around 2.8 million—are also down from their 2011 highs.

 

 

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Cybersecurity and identity theft coverage: The state of the industry

Overview

Annual information about the U.S. cyber insurance market has been hard to come by until now, but new reporting requirements developed by the National Association of Insurance Commissioners (NAIC) now enable insurers to better track cyber insurance policies issued in the marketplace.

 

Inflation watch - February, 2016

The CPI-U—the popular measure of inflation, sometimes called headline inflation—rose by 1.0 percent in February 2016 vs. February 2015, before seasonal adjustment. However, core inflation—the overall index minus the effects of price changes for food and energy—rose 2.3 percent for the 12 months ending February 2016 (the largest 12-month increase since the year ending May 2012).

 

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Reopening for Business: What Renewed Ties Between the U.S. and Cuba Mean for Property/Casualty Insurers

Executive Summary

 

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Facts + Statistics: Deer vehicle collisions

During deer season, which generally runs from October through December, there is a dramatic increase in the movement of the deer population. Many of these deer find their way onto highways and into suburban neighborhoods. As a result, more deer-vehicle collisions occur in this period than at any other time of year.

Price Optimization

Q. What is price optimization?

 

A. Price optimization refers to a process or technique used in many industries to help determine what a company will charge for its product or service. In insurance, this process helps insurers fine-tune the premium it will charge for a policy.

 

Q. Is there anything wrong or inappropriate with the use of price optimization?

 

Background on: Self-driving cars and insurance

Overview

Each new generation of cars is equipped with more automated features and crash avoidance technology. Indeed, many of today’s high-end cars and some mid-priced ones already have options, such as blind-spot monitoring, forward-collision warnings and lane-departure warnings. These will be the components of tomorrow’s fully self-driving vehicles.

Since most car crashes are caused by human error, in theory, taking control of the moving vehicle away from the driver is expected to drastically reduce highway fatalities.   

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