Insurance industry employment

The insurance industry is a major U.S. employer, providing some 3.0 million jobs in 2025 that encompass a wide variety of careers, including engineering and data science, human resources, public relations, and financial analysts. Some jobs, including claims adjusters, actuaries and insurance underwriters, are unique to the insurance industry. But other roles are also needed, such as art historians and drone pilots. For further information, consult the Bureau of Labor Statistics’ Occupational Outlook Handbook, which includes these entries:​

NOAA’s National Weather Service Storm Prediction Center Annual Severe Weather Report Summary reported 5,432 hail events in 2025 compared to 5,373 in 2024. Texas and Illinois had the largest number of hail events according to NOAA in 2025.

The official Atlantic hurricane season runs from June through November, but occasionally storms form outside those months. Seasonal hurricane forecasting from Colorado State University is available here.

• According to the National Association of Insurance Commissioners:
  • The average premiums for renters insurance in 2022 was $171.
  • Renters in Mississippi, Louisiana, and Alabama had the highest renters insurance premiums.
  • Renters in North Dakota, South Dakota, and Minnesota had the lowest premiums.
• According to data from the US Department of Commerce, the US Census Bureau, and American Community Survey:

Workers Compensation Insurance

Workers compensation insurance provides for the cost of medical care and rehabilitation for injured workers and lost wages and death benefits for the dependents of persons killed in work-related accidents. Workers compensation systems vary from state to state. Workers compensation combined ratios are expressed in two ways. Calendar year results reflect claim payments and changes in reserves for accidents that happened in that year or earlier. Accident year results only include losses from a particular year.

According to the CDC data and reports:

There were 27 large ships totally lost in 2024, a decline from 35 in 2023, according to latest data from Allianz. Safety & Shipping Review 2025 reports improvements in maritime safety have been significant over the past 10 years.

The region encompassing South China, Indochina, Indonesia and the Philippines had the largest number of shipping losses from 2015 through 2024 with a total of 169.

Sports injuries

According to the National Safety Council (NSC), in 2024 exercise and exercise equipment accounted for an estimated 564,845 injuries, the most in any sports and recreation category.

According to the Centers for Disease Control’s Teen Driver Fact Sheet, motor vehicle crashes are the leading cause of death among teens. National Highway Traffic Safety Administration (NHTSA)’s Young Drivers Traffic Safety Facts data shows that 2,148 drivers aged 15 to 20 died in traffic crashes in 2023, a decrease an increase of 5 percent from 2,037 in 2022.