According to the CDC data and reports:

According to the National Weather Center and National Lightning Safety Council there were 21 direct lightning fatalities in 2025, compared to 14 in 2024. On average, based on data from 2016 to 2025, 20 people die each year from lightning strikes in the United States. The state with the most fatalities from lightning strikes is Florida.

NOAA’s National Weather Service Storm Prediction Center Annual Severe Weather Report Summary reported 5,432 hail events in 2025 compared to 5,373 in 2024. Texas and Kansas had the largest number of hail events according to NOAA in 2025.

Insurance industry employment

The insurance industry is a major U.S. employer, providing some 3.0 million jobs in 2025 that encompass a wide variety of careers, including engineering and data science, human resources, public relations, and financial analysts. Some jobs, including claims adjusters, actuaries and insurance underwriters, are unique to the insurance industry. But other roles are also needed, such as art historians and drone pilots. For further information, consult the Bureau of Labor Statistics’ Occupational Outlook Handbook, which includes these entries:​

The official Atlantic hurricane season runs from June through November, but occasionally storms form outside those months. Seasonal hurricane forecasting from Colorado State University is available here.

• According to the National Association of Insurance Commissioners:
  • The average premiums for renters insurance in 2022 was $171.
  • Renters in Mississippi, Louisiana, and Alabama had the highest renters insurance premiums.
  • Renters in North Dakota, South Dakota, and Minnesota had the lowest premiums.
• According to data from the US Department of Commerce, the US Census Bureau, and American Community Survey:

Workers Compensation Insurance

Workers compensation insurance provides for the cost of medical care and rehabilitation for injured workers and lost wages and death benefits for the dependents of persons killed in work-related accidents. Workers compensation systems vary from state to state. Workers compensation combined ratios are expressed in two ways. Calendar year results reflect claim payments and changes in reserves for accidents that happened in that year or earlier. Accident year results only include losses from a particular year.

There were 27 large ships totally lost in 2024, a decline from 35 in 2023, according to latest data from Allianz. Safety & Shipping Review 2025 reports improvements in maritime safety have been significant over the past 10 years.

The region encompassing South China, Indochina, Indonesia and the Philippines had the largest number of shipping losses from 2015 through 2024 with a total of 169.

Sports injuries

According to the National Safety Council (NSC), in 2024 exercise and exercise equipment accounted for an estimated 564,845 injuries, the most in any sports and recreation category.