Mega-Trends Influencing the Workers Compensation Insurance Industry

This PowerPoint report by Robert Hartwig, president of the Insurance Information Institute, presented at the 62nd Annual Workers Compensation Educational Conference in Orlando, Florida, focuses on the state of the workers compensation line of insurance. The report is replete with charts showing combined ratios, profitability claim frequency, etc. The report makes the point that a once disastrous line is now making a healthy profit, but that while the market will continue to perform well, operating results and profitability will begin to erode, in part because competition in the line is intense. The report also finds that workers compensation insurers can take pride in the historical role that they have played in reducing workers’ injuries and calculates the number of lives saved due to improvements in workplace safety. It concludes with a discussion of threats that the thriving market faces, including pricing pressures, shifts to alternative markets, run away medical costs, excessive regulation and maintaining underwriting discipline.

The following presentation is called "Mega-Trends Influencing the Workers Compensation Insurance Industry". It was presented by Dr. Robert P. Hartwig on August 13, 2007.

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Please click on the file name below to view the presentations. Once open, you can choose "file" from your menu and then save the PowerPoint presentation to your disk. The presentation also is available in Adobe Acrobat format. The Adobe Acrobat file is smaller and faster to download. However, you do need the appropriate software to view.

You can download Adobe Acrobat Reader, free of charge, from the Adobe website (https://www.adobe.com/products/acrobat/readstep.html).

Note: Printer fonts may vary by browser and version of Adobe Reader.

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